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Radhika Binani

Chief Product Officer

Paisabazaar.com

New to credit? Here is how to build your credit score wisely

BUSINESS

New to credit? Here is how to build your credit score wisely

Building a strong credit score takes time and responsible credit management. Your repayment history is given the highest weightage, so you must ensure that you pay all your dues on time to build and maintain a good credit score.

Personal Finance: Five reasons why your credit score can turn bad

BUSINESS

Personal Finance: Five reasons why your credit score can turn bad

Generally, a low credit score is not the result of a single financial mistake but reckless handling of credit for several months. A poor credit score can become a hurdle in availing loans and credit cards

Women’s Day 2023: 6 financial steps to improve the financial health of working women

BUSINESS

Women’s Day 2023: 6 financial steps to improve the financial health of working women

Working women should create their financial plans by estimating the amounts needed to attain their goals, the presumed rate of return, inflation and the time horizon

Five reasons you must check your credit report regularly

BUSINESS

Five reasons you must check your credit report regularly

A poor credit score can derail plans like buying a home, for which taking a loan is a necessity for most of us

5 key factors to note while reviewing your credit report

BUSINESS

5 key factors to note while reviewing your credit report

Any incorrect data or errors related to loans or credit cards can harm your credit score

4 investment mistakes to avoid in your 40s

BUSINESS

4 investment mistakes to avoid in your 40s

Any financial mistake we make during this phase can adversely affect our preparedness for a stable financial future

Why your credit score can fall despite paying your card dues and loans on time

BUSINESS

Why your credit score can fall despite paying your card dues and loans on time

Making multiple credit enquiries within a short span of time can lead to a significant decrease in your credit score

Never had a loan or credit card? Your credit score may still not look great

BUSINESS

Never had a loan or credit card? Your credit score may still not look great

Not having a borrowing history and signing as a guarantor can pull down your scores. Here are five common myths on credit scores dispelled for you

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