BUSINESS
Need the cash and have untapped talent? Try for extra work outside your regular day job
An additional source of income, provided your firm allows you to earn it, can help relieve financial and emotional stress
BUSINESS
More pension fund managers by December, expense ratio to be relooked: PFRDA
At present, there are seven fund managers and the expense ratio is among the lowest in the world
BUSINESS
Insurers are now setting aside additional provisions for the impact of COVID-19: Sunil Sharma
For younger lives or lives without any co-morbidities, there may not be any changes in underwriting
BUSINESS
Personal Finance | Flying abroad to study during COVID times? Get adequate travel cover first
Your domestic health insurance policy will not work abroad
BUSINESS
EPFO’s 8.5% pay-out: Clarity awaited on whether it would be a single instalment
Of the total pay-out, 8.15 per cent will be met from debt income; balance linked to redemption of equity investments
BUSINESS
Painful lessons from Air India employee insurance benefits. Why you need your own health policy
Employers' group covers cease to exist when you switch jobs, or like in Air India’s case, when the firm gets privatised or acquired. The benefits might either vanish or watered down. Whereas an independent health insurance policy is ordinarily renewable for life
BUSINESS
Have more than one health cover? Here’s how you must file claims
You can claim hospital expenses through multiple insurance policies if individual covers, on their own, are inadequate
BUSINESS
The average COVID-19 claim size has started decreasing with time: New India Assurance
We have extended cashless facilities to over 90 per cent of the cases so far
BUSINESS
COVID-19 effect: Insurers reluctantly offer medical cover to healthcare professionals
The regulator has sternly asked insurers not to discriminate against medical professionals while processing insurance proposals
BUSINESS
Failed to verify your e-returns in the past? You can do so by September 30
You can complete the process online or by sending the signed copy to I-T department’s centralised processing centre in Bengaluru
BUSINESS
Action against hospitals not offering cashless claims for COVID treatment: Insurance Ombudsman
Insurers should proactively communicate with hospitals in advance to resolve any issues
BUSINESS
Does covering pre-existing ailments make Corona Kavach and Rakshak must-haves?
These new products will certainly be useful for those without cover and for senior citizens
BUSINESS
Moratorium effect: Life insurers can now extend tenure of home loan insurance policies
Benefit available to borrower-policyholders who have opted for loan moratorium
BUSINESS
Insurers launch Corona Kavach, Rakshak policies, price it lower than regular health covers
Premiums start at close to Rs 600 for Corona Kavach covers of Rs 5 lakh and Rs 500 for Rs 2.5-lakh Corona Rakshak policies
BUSINESS
Standard COVID-19 health covers with lower premiums from today
But risk assessment would be more stringent for Corona Kavach plans
BUSINESS
Policies with hospital room rent sub-limits can inflate your out-of-pocket expenses
Regular health insurance plans without sub-limits will come with higher premiums
BUSINESS
COVID-19 claims: General Insurance Council’s tariff card explained
The indicative COVID-19 hospital tariff proposed by the General Insurance Council may reduce disputes between hospitals and insurers
BUSINESS
Corporates are seeking higher health cover limits for their employees: United India Insurance
Standardisation of hospital charges is necessary for providing affordable and sustainable healthcare
BUSINESS
COVID-19 treatment: Know what your health insurer will not pay for
Non-payable expenses in your hospitalisation bill can drastically increase your out-of-pocket costs
BUSINESS
COVID relief: 6 tax deadline extensions you must know about
Use this ready reckoner and you won’s miss a date
BUSINESS
Expert speak: Should you buy standard COVID health insurance products?
The policy should not be taken as a substitute for a normal comprehensive health cover
BUSINESS
Small saving schemes remain the best risk-free investment options
No rate cut for July-September quarter after a massive 70-140 bps reduction in March
BUSINESS
How RBI's supervision could avert a PMC Bank-like crisis
Better control over co-operative banks by RBI will work in depositors’ favour
BUSINESS
New tax regime: Now claim exemptions on daily travel and conveyance allowances
But meal coupons and cards remain out of bounds; negotiate with your employers to incorporate this amount into your regular pay instead
