BUSINESS
World Liver Day: Understanding the overlooked gaps in health insurance, from fatty liver coverage to transplant expenses
Advanced liver disease often requires long hospital stays, repeated diagnostics and, in severe cases, transplants costing tens of lakhs
BUSINESS
How much can you gain from Wipro’s share buyback? A simple calculation for small investors
Shares that are not accepted in the buyback remain in a dematerialised (demat) account and continue to face market risks
BUSINESS
Going shopping on Akshaya Tritiya? Here’s how much gold you can legally hold at home
Income-tax laws do not prescribe any limit on the amount of gold an individual can legally own but keep details of source of acquisition handy
BUSINESS
How the wealthy can save nearly Rs 1 cr in taxes on a Rs 5 cr retirement corpus with smarter withdrawals
In retirement, earning returns is only part of the story. Managing taxes can make just as much difference, if not more.
BUSINESS
Lock gold prices now, buy later: Smart move or hidden catch this Akshaya Tritiya?
Pre-booking gold, silver, or jewellery ahead of Akshaya Tritiya can be a practical option for consumers, especially in a market where precious metal prices remain volatile
BUSINESS
Valuations cool off, earnings outlook improves: What it means for your investments
Investors need to stay patient, invest gradually and focus on the long term rather than reacting to short-term market movements, say experts
BUSINESS
Will withdrawing EPF money through ATMs affect pension eligibility?
Partial withdrawals from the Provident Fund balance do not impact the employee’s service period, pension fund contributions, or eligibility for pension
BUSINESS
8 lesser known features of NPS Vatsalya you need to know
One of the hidden features is the three-year transition window between ages 18 and 21
BUSINESS
Investing Rs 1 crore? This Sensex data has some clues
If past trends are any guide, an investor who puts in Rs 1 crore today and splits it as recommended could see very different outcomes over 10 years, depending on the level of risk taken.
BUSINESS
'The stocks we buy don’t love us back,' says Capitalmind CEO Deepak Shenoy on staying rational in volatile markets
Mutual fund AUM today is generally quite sticky. Investors are increasingly focused on long-term outcomes rather than short-term performance
BUSINESS
Rural India takes the lead in insurance growth, leaving metros behind: Study
The study suggests that digital distribution is playing a key role in expanding insurance access beyond metros
BUSINESS
New labour code: How the 50% basic pay rule will reshape salaries
Over time, salary structures are expected to become more standardised and transparent
BUSINESS
Hidden cost of moving cities: Why your health insurance premium spikes and how to choose wisely
Experts say the biggest mistake people make is choosing a policy based only on the lowest premium
BUSINESS
Sukanya Samriddhi Account: If a girl starts investing at 10, will she get maturity at 21 or 31? Here’s what the rule says
To leverage these benefits, open an SSY account at a post office or authorised bank for a girl child under 10 years
BUSINESS
Does job-hopping break the 5-year EPF rule? What it means for pension
For pension eligibility under EPS, an employee must complete a minimum of 10 years of contributory service
BUSINESS
Why the investor is now asking ‘how safe is my portfolio’ and not ‘what returns will I get'
The foundation of any resilient portfolio should be specific, time-bound financial goals -- like a fund for childen's education or a retirement corpus. Without that clarity, asset allocation is just guesswork, said one financial advisor.
BUSINESS
Retirement planning: What happens to NPS corpus after you turn 60? Here’s what you can do with your money
Unlike many traditional retirement products, such as annuity plans offered by life insurers, NPS does not force you into a single rigid option
BUSINESS
Lapsed health insurance? You can revive it but it may cost some benefits
Most health covers offer a grace period of 15 to 30 days after the due date. Your policy remains active during this time and you can pay the premium without losing benefits
BUSINESS
How to claim tax benefit on let-out property under the new tax regime, and what gaps still remain
The new tax regime has undeniably reduced the scope for blatant tax arbitrage. The system today is far more balanced than before
BUSINESS
YEIDA launches new residential plot scheme in Yamuna Expressway area; check dates, payment options and key details
Any Indian citizen aged 18 years or above can apply under the scheme, but only one plot is allowed per family, including spouse and dependent children
BUSINESS
How many times can you extend your PPF account after maturity?
Extending your PPF account helps you continue earning tax-free interest while keeping your savings safe
BUSINESS
Should you go with a mutual fund or NPS scheme for retirement planning?
Experts say treating NPS and mutual funds as alternative solutions is the fundamental mistake most investors make
BUSINESS
Missed March renewal? You can pay in April and keep health insurance cover, but there’s a catch
In India, most health insurance policies include a built-in grace period after the renewal due date.
BUSINESS
New Tax Regime: Why Rs 12.75 lakh income does not qualify for marginal tax relief despite standard deduction
Marginal Relief is only granted if the tax payable is greater than the income earned above the rebate threshold of Rs 12 lakh
