BUSINESS
Loan closed? Don’t forget your ‘No Dues Certificate’
Clearing your personal loan isn’t the end — the No Dues Certificate is your final shield against future disputes.
BUSINESS
Small finance banks that offer the highest interest rates on fixed deposits
Jana and Suryoday SFBs offer interest rates of up to 7.77 percent on fixed deposits with tenures of one to three years
BUSINESS
ITR-U explained: A golden window to fix your income tax mistakes
The Updated Return gives taxpayers up to two years to rectify errors and omissions in their original filing
BUSINESS
Home loans: Top NBFCs that offer the lowest interest rates
Bajaj Finserv and LIC Housing Finance top the list of non-banking companies that currently offer the cheapest home loans, with interest rates starting at 7.35-7.5 percent.
BUSINESS
Relocating overseas? Keep your Indian term insurance active for continued protection
Even when moving abroad, your Indian term plan can remain a vital financial safety net for your family.
BUSINESS
Borrowing from a loan app? 5 smart tips to stay safe and save money
Digital lending can be convenient — but following these expert tips will help you avoid costly mistakes.
BUSINESS
Are parental gifts taxable? Here's what the income tax laws provide
The Income Tax Act outlines the procedures on how loans and gifts from parents are dealt with, and it would do you good to understand this so that you are not confused or taxed unnecessarily.
BUSINESS
How changing jobs can impact your personal loan approval
Job hopping can impact your personal loan eligibility in subtle yet unintended ways, based on lenders' opinions about your financial stability.
BUSINESS
Wedding gifts in cash: How they are taxed under income tax rules
Cash gifts are a part of Indian weddings, but one should be aware of their taxability so that one is not in trouble with the income tax department at some later point.
BUSINESS
NRE fixed deposits: Top banks offering best interest rates for NRIs
Top banks offering highest NRE fixed deposit interest rates include IndusInd Bank at 6.75 percent, and HDFC Bank, ICICI Bank, Axis Bank and SBI at 6.6 percent for one-year tenure, providing secure investment options.
BUSINESS
ITR form for house property income: Which one should you use?
In case of rental income or having more than one house property, selecting the correct ITR form is essential to have a hassle-free and tax-compliant filing process.
BUSINESS
Senior citizen FD rates: Top banks with highest interest rates
Senior citizens favor fixed deposits for secure returns and financial stability, with top banks offering up to 7.50 percent interest rates on FDs up to Rs 1 crore.
BUSINESS
Why Indian families are turning to trusts instead of wills
Indian high-net-worth families are increasingly turning to trusts instead of wills to transfer their properties, seeking greater control, privacy, and tax efficiency.
BUSINESS
How to improve your chances of getting a large personal loan
Banks and NBFCs carefully evaluate a number of factors before approving personal loans of a high value, and increasing your eligibility will make it simpler to avail high-value credit.
BUSINESS
IVF coverage in India: Are you really protected by your health insurance?
As IVF treatments become more common, many couples are left wondering if their health insurance will truly cover the costs.
BUSINESS
How to file tax return and obtain TDS refund on behalf of deceased parent
As soon as a parent passes away, their income up to the date of death is liable to be taxed. Their return and refund due has to be filed and claimed by the legal heir.
BUSINESS
Are falling interest rates turning debt mutual funds a smarter choice?
With lending rates going down, debt mutual funds are back in the spotlight. But choosing the right class depends on risk-return experience.
BUSINESS
Smart mutual fund investment tips to help women build wealth
Mutual funds give women a simple, flexible, and convenient way to grow their wealth, meet financial obligations, and achieve long-term financial freedom. As more and more Indian women become financially literate, mutual funds are becoming an assured vehicle for a secure financial future.
BUSINESS
Freelancers vs. salaried employees: How tax rules differ in India
Employment status determines not just how you earn, but how you are taxed.
BUSINESS
Why checking your credit report regularly is vital for your financial health
Just like regular health check-ups prevent serious illness, reviewing your credit report helps maintain your financial well-being.
BUSINESS
How to build your credit score from scratch: A beginner’s guide
A strong credit score opens doors to better loans, lower interest rates, and greater financial flexibility.
BUSINESS
Why settling your credit card debt can hurt your financial future
A settlement might look like relief, but it comes with long-term consequences.
BUSINESS
Interest rates on car loans: Top PSU and private banks offer competitive deals
Car loan interest rates vary with the banks, with banks like Punjab National Bank and Union Bank of India offering competitive rates starting from 7.80% and 7.90% respectively.
BUSINESS
Lost credit card? Steps to protect yourself from fraud in India
It's stressful to lose a credit card, but prompt, orderly action can avoid fraud, limit liability, and speed recovery.
