BUSINESS
Registering your Will: A wise step for legal security?
Making your Will legally robust can save your heirs from disputes and ensure your last wishes are honored.
BUSINESS
Credit card phone scams: How fraudsters trick you and ways to stay safe
Rising cases of phone-based fraud highlight why you should never share sensitive details like OTPs or CVVs with anyone claiming to be from your bank.
BUSINESS
Crypto sales and taxes: A simple guide to reporting digital assets in ITR
With rising crypto investments in India, knowing how to disclose and report digital assets in your income tax return (ITR) is crucial to stay compliant.
BUSINESS
Credit monitoring: A game changer for MSME borrowers
Regular credit monitoring helps MSMEs maintain financial health, access better loans, and build resilience in an increasingly competitive market.
BUSINESS
Maximize your savings: Top small finance banks offering up to 7.77 percent interest on fixed deposits
Small Finance Banks offer higher interest rates on fixed deposits compared to larger private and public sector banks. Jana Small Finance Bank tops the list at 7.77 percent.
BUSINESS
Paying income tax with a credit card: Is it a good idea?
Paying taxes with your credit card is convenient and rewarding, but it also involves fees and risks that should be thoughtfully considered.
BUSINESS
How to exchange damaged or torn currency notes at banks in India
The RBI makes it very clear about rules to exchange soiled or damaged notes so that you don't miss out on money because of spoilt currency.
BUSINESS
Mobile loan apps in India: Safe option or risky borrowing?
Even as lending apps provide money instantly, borrowers must weigh convenience against safety and regulation check.
BUSINESS
What happens when you inherit gold from your parents
Understanding the tax laws and regulations of inheritance can help you manage inherited gold in a proper manner in India.
BUSINESS
Why joining NPS early can secure a bigger retirement corpus
The National Pension System has tax relief and the advantage of compounding, but it is early start that puts the difference to use
BUSINESS
Why a good credit score matters: 5 benefits of staying above 700
A good CIBIL score gives you access to easier credit, lower rates, and better financial reputation.
BUSINESS
Secured credit cards in India: Everything you need to know before applying
These fixed deposit-supported cards establish credit history and offer the same benefits as regular credit cards.
BUSINESS
How to use credit card reward points: Cashback, vouchers, and other options explained
Reward points can be exchanged for cash, discounts, or vouchers, but it is wiser to know the game to derive the full value.
BUSINESS
Wedding gifts and income tax in India: What is exempt and what is not
Most wedding gifts in India are tax-free, although there are conditions and exceptions.
BUSINESS
Home loans: Here are best rates offered by leading private, public sector banks
Home loan interest rates range from 7.3% to 9%, with Canara Bank and Union Bank offering the lowest rate at 7.3% for a Rs 50-lakh loan over 20 years
BUSINESS
Debt avalanche vs debt snowball: What’s the smarter way to pay off loans
Choosing the right repayment strategy can save money, reduce stress, and help you get debt-free faster.
BUSINESS
Best rates on Fixed Deposits: These are the top private and PSU lenders offering the most-attractive rates on FDs
Top banks offering high interest rates on one-year fixed deposits include IndusInd Bank at 7 percent, while Kotak Mahindra Bank and Bank of Baroda offer a rate of 6.60 percent per annum, based on data from BankBazaar.
BUSINESS
What happens when your credit card expires and how to avoid issues as you await a replacement
When your credit card is expiring, it doesn't close your account — but it does mean taking timely steps to avoid disruption.
BUSINESS
Tax rules on inherited gold jewellery: When you need to pay and how to save
Inheritance is not taxed, but selling inherited gold can attract capital gains tax—knowing when and how is the key.
BUSINESS
Is it wise to get a second credit card? What borrowers should know
Having a second card makes you more financially free, but watch out for the traps if used foolishly.
BUSINESS
Credit card settlement: How to rebuild your credit score step by step
Step-by-step approach to repairing your credit well-being and rebuilding lender confidence after settlement of debt.
BUSINESS
Loan rejected? How it really affects your credit score and future borrowing
How applications and rejections affect your credit file is important to managing borrowing in the future.
BUSINESS
Gold loan interest rates: Top banks offering loans at competitive rates starting at 8% per annum
Indian Bank offering the lowest rate on gold loan, followed by Punjab National Bank at 8.35% and Bank of India at 8.6%.
BUSINESS
Multiple credit cards and your credit score: The pros and cons?
Multiple cards can boost your score if managed well, but poor repayment habits can drag it down quickly.
