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Decoding crypto taxes in India: A guide to ITR forms, airdrops, NFTs, TDS and business income

BUSINESS

Decoding crypto taxes in India: A guide to ITR forms, airdrops, NFTs, TDS and business income

Cryptocurrencies are categorised as virtual digital assets In India are taxed at 30 percent as per Section 115BHH of the I-T Act after allowing deduction for costs. No other expenses or losses are allowed as a deduction.

Why checking AIS and TIS is essential before filing your ITR

BUSINESS

Why checking AIS and TIS is essential before filing your ITR

These government dashboards help ensure your income details match what the tax department already knows.

Why ITR filing is important even if you have zero tax

BUSINESS

Why ITR filing is important even if you have zero tax

Even if you do not owe any tax, filing your ITR can release refunds, maintain financial entitlements, and enhance your financial integrity.

Why is digital KYC necessary while availing a personal loan

BUSINESS

Why is digital KYC necessary while availing a personal loan

Skip paperwork—e-verification speeds up the process and gets your loan approved faster.

How students can build a credit score without a job or income

BUSINESS

How students can build a credit score without a job or income

Smart credit habits can help students establish a financial footprint even before they start earning.

Tax-saving options beyond Section 80C you shouldn’t miss

BUSINESS

Tax-saving options beyond Section 80C you shouldn’t miss

Maxed out your 80C limit? Here’s how to cut your tax bill further using other legal deductions.

Where should senior citizens invest their pension funds for higher returns

BUSINESS

Where should senior citizens invest their pension funds for higher returns

It's all about growth and safety in combination—here's how retirees can earn more money without having to bear too much risk.

Interested in investing in REITs in 2025? Here's what retail investors need to know

BUSINESS

Interested in investing in REITs in 2025? Here's what retail investors need to know

Real estate without buying property? REITs offer an affordable, SEBI-regulated way of earning rental yield and capital appreciation.

How to file your ITR when you earn foreign income or hold foreign assets

BUSINESS

How to file your ITR when you earn foreign income or hold foreign assets

Disclose foreign income and assets judiciously to avoid Indian tax penalty.

Invest in postal schemes to save tax and make good returns in FY 2025-26

BUSINESS

Invest in postal schemes to save tax and make good returns in FY 2025-26

It's not just safety—these government-backed options also come with stable returns and tax benefits.

What do you do to look out while you prepare your return?

BUSINESS

What do you do to look out while you prepare your return?

Certain simple precautions will shield you from tax notices, delayed refunds, or filing mistakes.

Fixed Deposit rates: Here's a list of 10 banks offering best returns on 5-year FDs

BUSINESS

Fixed Deposit rates: Here's a list of 10 banks offering best returns on 5-year FDs

IndusInd Bank tops private banks with a 6.75% interest rate on five-year FDs, while Canara Bank leads public sector banks with 6.5%

Income tax return 2025: Who is required to file ITR?

BUSINESS

Income tax return 2025: Who is required to file ITR?

Know when and why you must file your return–even if you think you owe no tax.

Homegrown Heft: 80% of Nifty 500 revenues are domestic, & why that’s good news

BUSINESS

Homegrown Heft: 80% of Nifty 500 revenues are domestic, & why that’s good news

The USA accounts for just 5 percent of the index’s earnings, which shields it relatively from western economic uncertainty.

Score more, pay less: Here’s how to make your credit history strong & healthy

BUSINESS

Score more, pay less: Here’s how to make your credit history strong & healthy

A good credit score helps secure cheaper loans, which can add up to substantial savings over time.

Choose arbitrage funds over liquid funds for better tax efficiency

BUSINESS

Choose arbitrage funds over liquid funds for better tax efficiency

A quick look at why arbitrage funds could be smarter than liquid funds—especially if you’re watching your tax bill.

Build a strong financial foundation: Smart personal finance tips for 2025

BUSINESS

Build a strong financial foundation: Smart personal finance tips for 2025

Simple strategies to save, invest, and secure your money this year.

Use the Rule of 144 to know when your money will quadruple

BUSINESS

Use the Rule of 144 to know when your money will quadruple

A simple math trick can tell you how long it takes for your investments to grow fourfold. And it might just change how you save.

8 tax rule changes you must know before filing your ITR this year

BUSINESS

8 tax rule changes you must know before filing your ITR this year

Miss these updates, and your refund could get delayed or even denied.

The two-minute money habits that actually make you richer

BUSINESS

The two-minute money habits that actually make you richer

You don’t need to overhaul your finances. Just use a few spare minutes to stop losing money and start building wealth.

These funds delivered over 25% CAGR in 5 years

BUSINESS

These funds delivered over 25% CAGR in 5 years

Select equity mutual funds, especially in the small-cap and thematic categories, have handsomely rewarded patient investors. Here's a look at what's worked—and why.

How to pay off your credit card debt without burning out

BUSINESS

How to pay off your credit card debt without burning out

Carrying a balance? Here’s how to clear it smartly, without draining your savings or wrecking your budget.

Don't have your UAN? Here's how to get it back online to withdraw or transfer PF

BUSINESS

Don't have your UAN? Here's how to get it back online to withdraw or transfer PF

Lost your UAN? You can retrieve it back online in minutes and keep your PF account in shape.

How to build an emergency fund without cutting all your joys

BUSINESS

How to build an emergency fund without cutting all your joys

An emergency fund can be your safety net in tough times. Here's how to start building one without overhauling your life.

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