Moneycontrol PRO
HomeAuthorMoneycontrol pf team

Moneycontrol PF Team

.

.

FD rates: Here's a list of banks offering best returns on three-year deposit

BUSINESS

FD rates: Here's a list of banks offering best returns on three-year deposit

IndusInd Bank offers the highest interest rate among private banks at 6.75%, while Canara Bank tops public sector banks with 6.5%

Want to start investing in stocks? Here’s how to choose your first broker

BUSINESS

Want to start investing in stocks? Here’s how to choose your first broker

Choosing the right stockbroker is the most important step in building your investment portfolio—here are the things to consider.

Missed SIPs due to insufficient balance? Here’s how to avoid it in future

BUSINESS

Missed SIPs due to insufficient balance? Here’s how to avoid it in future

Simple strategies to ensure your SIPs never fail due to lack of funds.

Should you opt for a low-interest pre-approved loan or a fresh loan?

BUSINESS

Should you opt for a low-interest pre-approved loan or a fresh loan?

Choosing the right loan can save you money and reduce repayment stress.

FD rates: Highest interest rates on 1-year fixed deposits from private and public sector banks

BUSINESS

FD rates: Highest interest rates on 1-year fixed deposits from private and public sector banks

Banks offering the highest interest rates on 1-year fixed deposits include IndusInd Bank at 7% and Punjab National Bank at 6.8%, with varying returns on Rs 1 lakh investment.

EPF website not working? Check your PF balance with missed call or SMS

BUSINESS

EPF website not working? Check your PF balance with missed call or SMS

Know alternative ways to access your provident fund details when the online portal is down.

How to start SIPs for your child’s education goal: Strategy and tax tips

BUSINESS

How to start SIPs for your child’s education goal: Strategy and tax tips

Start small, be consistent, and use tax-smart mutual fund strategies to support the future studies of your child.

How to report exempt income in your ITR to evade notices

BUSINESS

How to report exempt income in your ITR to evade notices

Failure to report exempt income can still attract attention—report it openly to stay in touch with the law and avoid tax notices.

How to track NPS returns and rebalance your allocation

BUSINESS

How to track NPS returns and rebalance your allocation

Maximise your retirement savings by monitoring and optimising your National Pension System portfolio.

How to update your mobile number and email on all financial platforms in 2025

BUSINESS

How to update your mobile number and email on all financial platforms in 2025

Update your banks, investments, and insurance with your mobile number and email by changing them in advance.

How to save taxes on freelance income through business expense deductions

PERSONAL-FINANCE

How to save taxes on freelance income through business expense deductions

Claiming legitimate expenses can reduce your taxable income and boost savings

The impact of inflation on your emergency fund: How much is enough in 2025?

BUSINESS

The impact of inflation on your emergency fund: How much is enough in 2025?

The impact of inflation on your emergency fund: How much is enough in 2025?

How much health insurance do you need in your 30s? Know how to choose the right medical insurance policy

BUSINESS

How much health insurance do you need in your 30s? Know how to choose the right medical insurance policy

Early planning for health insurance ensures better coverage at lower premiums while safeguarding your financial future.

How to update your Aadhaar card online for free

BUSINESS

How to update your Aadhaar card online for free

UIDAI allows residents to update certain Aadhaar details online at no cost for a limited period.

Maximise your FD returns: Small finance banks offering higher interest rates on FDs for two-year tenure

BUSINESS

Maximise your FD returns: Small finance banks offering higher interest rates on FDs for two-year tenure

Small Finance Banks offer higher FD interest rates than traditional banks, with Suryoday Small Finance Bank topping the list at 8.15% for 2-year FDs.

How to Trump-proof your investments

BUSINESS

How to Trump-proof your investments

How can I shield my portfolio from uncertainty? The answer begins with smart diversification, and having timeless assets like gold in the portfolio.

How to withdraw PF money without UAN: Everything you need to know

BUSINESS

How to withdraw PF money without UAN: Everything you need to know

You can withdraw your PF even without a UAN—here's how the process works and what you will require.

Personal loan vs credit card: Which is for you?

BUSINESS

Personal loan vs credit card: Which is for you?

From interest rates to convenience, here's how personal loans measure up against credit cards as a borrowing option.

Big overseas spends can cost you at tax time: What travellers and businesses should know

BUSINESS

Big overseas spends can cost you at tax time: What travellers and businesses should know

From vacations in style to business trips, high foreign expenses can attract TCS and tax scrutiny—here's how to stay compliant.

Health insurance didn’t cover your hospital bill upfront? Here’s why you had to pay first

BUSINESS

Health insurance didn’t cover your hospital bill upfront? Here’s why you had to pay first

Delays in approvals, exclusions, and non-network hospitals often lead to unexpected out-of-pocket costs.

Want to know your credit score? Here's how to get your free report online

BUSINESS

Want to know your credit score? Here's how to get your free report online

You can get one free credit report per annum from each bureau — here's how.

Avoid loan stress: Use an EMI calculator before you borrow

BUSINESS

Avoid loan stress: Use an EMI calculator before you borrow

EMI calculators inform you where you stand before you take the loan.

Beyond high returns: How to evaluate risk before investing in NCDs

BUSINESS

Beyond high returns: How to evaluate risk before investing in NCDs

The starting point for assessing NCD risk is its credit rating. All NCD issuers are rated by Sebi-accredited rating agencies, such as CRISIL, ICRA, and CARE. These ratings range from AAA (highest safety) to D (default).

Home loan rates fall below 7.5%; here is what top banks are offering

BUSINESS

Home loan rates fall below 7.5%; here is what top banks are offering

Home loan interest rates have dipped below 7.5% following RBI's 100 bps repo rate cut this year, with rates ranging from 7.3% to 8% for a Rs 50-lakh loan

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347