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Bima Sugam's website launched, insurance platform to go live in phases

BUSINESS

Bima Sugam's website launched, insurance platform to go live in phases

Aimed as a unified digital marketplace for life, general and health insurance, Bima Sugam’s features will be rolled out in phases, focusing on security, compliance and scalability.

Why your credit score drops and smart ways to fix it

BUSINESS

Why your credit score drops and smart ways to fix it

A dip in your credit score isn’t the end of the world—understanding why it happens is the first step to rebuilding it.

Is it the right time to bet on gold again?

BUSINESS

Is it the right time to bet on gold again?

With rising uncertainty in global markets, gold is once again capturing investors’ attention as a safe-haven asset.

Best FD rates: Here's what banks are offering on 3-year deposits

BUSINESS

Best FD rates: Here's what banks are offering on 3-year deposits

IndusInd Bank offers the highest rate at 6.75 percent followed by Axis Bank and ICICI Bank at 6.6 percent

PFRDA to allow 100% equity exposure to NPS subscribers under a new framework

BUSINESS

PFRDA to allow 100% equity exposure to NPS subscribers under a new framework

The pension regulator to introduce multiple scheme framework (MSF) to offer greater flexibility, more choices to pension fund managers and NPS subscribers

Air miles demystified: Turning loyalty points into free flights

BUSINESS

Air miles demystified: Turning loyalty points into free flights

Air miles can be more than just points—they can unlock free travel if used wisely.

Smart strategies to shield your investments in volatile times

BUSINESS

Smart strategies to shield your investments in volatile times

Making your Will legally robust can save your heirs from disputes and ensure your last wishes are honored.

Best education loan rates: Top banks offering loans at competitive rates starting at 8.25% for studying abroad

BUSINESS

Best education loan rates: Top banks offering loans at competitive rates starting at 8.25% for studying abroad

Compare education loan interest rates from top banks like Union Bank, PNB, SBI, and others, to secure the best deal for studying abroad with loan amounts up to Rs 50 lakh.

Registering your Will: A wise step for legal security?

BUSINESS

Registering your Will: A wise step for legal security?

Making your Will legally robust can save your heirs from disputes and ensure your last wishes are honored.

How to retire comfortably with a smaller corpus

BUSINESS

How to retire comfortably with a smaller corpus

Smart financial choices, lifestyle adjustments, and careful planning can help you retire securely even with a modest retirement fund.

5 credit card myths you shouldn’t fall for

BUSINESS

5 credit card myths you shouldn’t fall for

Credit cards often get a bad reputation, but many of the fears around them come from myths rather than facts.

Income Tax Return filing deadline extended by a day to September 16

BUSINESS

Income Tax Return filing deadline extended by a day to September 16

However, the e-filing portal will be in maintenance mode until 2:30 am to enable change in utilities

Credit card phone scams: How fraudsters trick you and ways to stay safe

BUSINESS

Credit card phone scams: How fraudsters trick you and ways to stay safe

Rising cases of phone-based fraud highlight why you should never share sensitive details like OTPs or CVVs with anyone claiming to be from your bank.

Crypto sales and taxes: A simple guide to reporting digital assets in ITR

BUSINESS

Crypto sales and taxes: A simple guide to reporting digital assets in ITR

With rising crypto investments in India, knowing how to disclose and report digital assets in your income tax return (ITR) is crucial to stay compliant.

Credit monitoring: A game changer for MSME borrowers

BUSINESS

Credit monitoring: A game changer for MSME borrowers

Regular credit monitoring helps MSMEs maintain financial health, access better loans, and build resilience in an increasingly competitive market.

Personal loans explained: Should you opt for a top-up or a fresh loan?

BUSINESS

Personal loans explained: Should you opt for a top-up or a fresh loan?

Both provide you with extra money, but the knowledge of how they differ makes you select the better and more cost-saving choice.

Secured vs unsecured loans in India: What borrowers need to know

BUSINESS

Secured vs unsecured loans in India: What borrowers need to know

Understanding the difference between the two will be able to lead you in making the right decision and avoiding unnecessary financial trouble.

Maximize your savings: Top small finance banks offering up to 7.77 percent interest on fixed deposits

BUSINESS

Maximize your savings: Top small finance banks offering up to 7.77 percent interest on fixed deposits

Small Finance Banks offer higher interest rates on fixed deposits compared to larger private and public sector banks. Jana Small Finance Bank tops the list at 7.77 percent.

ITR filing 2025: Why individual taxpayers must file their tax returns on September 15

BUSINESS

ITR filing 2025: Why individual taxpayers must file their tax returns on September 15

While you can file belated returns by December 31, 2025, not adhering to the September 15 deadline will attract late-filing fees of Rs 1,000–Rs 5,000, besides other restrictions

ITR Deadline Today: Nearly 1 crore filings expected amid last-minute rush

BUSINESS

ITR Deadline Today: Nearly 1 crore filings expected amid last-minute rush

So far, 6.29 crore returns have already been filed for AY 2025–26 (till September 13, 2025) compared to 7.28 crore returns filed in total for AY 2024–25.

ITR filing 2025: Why checking AIS and Form 26AS is critical before submitting tax returns

BUSINESS

ITR filing 2025: Why checking AIS and Form 26AS is critical before submitting tax returns

Difficulty in accessing AIS has been the chief complaint of many tax professionals ahead of the September 15 ITR filing due date. It is important to review AIS to avoid missing out on disclosures, which can then trigger scrutiny and notices from the tax department.

Paying income tax with a credit card: Is it a good idea?

BUSINESS

Paying income tax with a credit card: Is it a good idea?

Paying taxes with your credit card is convenient and rewarding, but it also involves fees and risks that should be thoughtfully considered.

ITR filing 2025-26: Yet to file tax returns? Know the consequences of missing September 15 deadline

BUSINESS

ITR filing 2025-26: Yet to file tax returns? Know the consequences of missing September 15 deadline

Completing the ITR filing process after September 15 will mean coughing up penalties of Rs 1,000-5,000.

How to exchange damaged or torn currency notes at banks in India

BUSINESS

How to exchange damaged or torn currency notes at banks in India

The RBI makes it very clear about rules to exchange soiled or damaged notes so that you don't miss out on money because of spoilt currency.

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