BUSINESS
Nominee vs Legal Heir: Who gets insurance money after death? Here's what Indian law says
Understanding the difference between a nominee and a legal heir is crucial to avoid disputes over insurance payouts.
BUSINESS
How to use RBI Retail Direct to buy government bonds online
RBI Retail Direct facilitates retail investors to invest in government securities directly and conveniently with clarity.
BUSINESS
What happens to your mutual funds if your AMC shuts down?
Even if an asset management company winds up, your mutual fund investments remain secure under regulatory safeguards.
BUSINESS
SIP vs lumpsum in volatile markets: Which works better now?
With market swings becoming the norm, choosing the right investment approach is key to long-term success.
BUSINESS
Should you list gold in your will? Legal and tax implications
Including physical and digital gold in your will can prevent future disputes and ease the inheritance process.
BUSINESS
Trump tariffs, MPC status quo: Align debt investments to your goals not events, say financial advisers
Beyond debt mutual funds and fixed deposits, retail investors can look at RBI Flexi Rate bonds and government securities for longer horizons
BUSINESS
Fixed deposit rates for senior citizens: A comparison of top banks
Senior citizens can earn attractive interest rates on fixed deposits, with top banks offering up to 7.50% interest, providing a secure and reliable way to grow savings.
BUSINESS
How to switch to a zero-maintenance salary account after job loss
Don't let a dormant salary account creepily sap your balance—make the smart switch to save penalties and stay fully accessible.
BUSINESS
Want to lend money online? Here's how P2P lending is taxed in India
Before earning interest from peer-to-peer platforms, know the tax implications to avoid a surprise at filing season.
BUSINESS
What is a Form 12BB and when to submit it for salaried individuals?
Form 12BB helps claim deductions like HRA, LTA, and home loan interest—submit it to your employer to reduce TDS.
BUSINESS
Are your mutual fund holdings safe after a fund house merger? Here’s what changes
Understand how mergers impact your investments and what you should watch out for.
BUSINESS
Buying an under-construction house? Know the GST rules in 2025
Understanding GST on under-construction properties helps you avoid surprises and plan your finances better.
BUSINESS
Drive home your dream car: Top public and private banks offer competitive car loan rates
During the festive season, car buyers can expect attractive loan offers from banks, with interest rates ranging from 7.90% to 9.99% for a Rs 10 lakh loan.
BUSINESS
PF balance check: 4 simple ways to know your provident fund balance
A quick guide to tracking your PF savings and ensuring your retirement funds are on track
BUSINESS
How to get the highest fixed deposit interest rate in 2025
FD rates are close to multi-year highs—here’s where to invest for maximum returns safely.
BUSINESS
What to do if your name is in the income tax defaulter list by mistake
If your name appears on the income tax defaulter list despite paying your dues and filing returns on time, don’t panic—here’s how to check for errors, correct the record, and protect your financial standing.
BUSINESS
Bima Sugam portal will offer online access all your insurance policies
A single safe account will make it easy to view, renew, and compare all your insurance policies with providers—here's how Bima Sugam is likely to work when launched.
BUSINESS
Should you pay off your education loan early? Here’s how to decide
Making the right choice can save money and reduce financial stress.
BUSINESS
Now, retail investors can invest in T-bills through SIPs
Auto-bidding functionality will facilitate systematic investments via automatic placement of bids in primary auctions of T-bills
BUSINESS
Planning to buy US stocks? Know the LRS limits and tax rules first
Understand RBI’s Liberalised Remittance Scheme and tax implications before investing overseas.
BUSINESS
RBI to standardise claim-settlement process for deceased customers’ deposits, lockers
The central bank’s proposal is aimed at ensuring hassle-free settlement of claims made by nominees and legal heirs
BUSINESS
Repo rate unchanged in August, but here’s how to lower your home loan EMIs
A small rate gap of 0.25–0.5% usually doesn’t justify the hassle of moving to a new lender. A bigger rate difference of 0.75% or more—can make refinancing worthwhile,
BUSINESS
Rule change for UAN generation: EPFO introduces THIS new step via UMANG app
New rule eliminates need for employer involvement; Aadhaar-based digital process now live on UMANG app.
BUSINESS
Freelancers vs consultants: How to choose the correct ITR form
Selecting the right Income Tax Return (ITR) form ensures accurate reporting and avoids legal issues—here’s how to pick between freelancing and consulting income in 2025.
