BUSINESS
Is your health insurance premium eligible for deduction under Section 80D?
Your health insurance can save you thousands on tax—here's how to claim it right.
BUSINESS
When do you choose a gold loan over a personal loan?
When you require money urgently and own gold jewellery, pawning it can give you cheaper interest and quicker sanction than unsecured loans.
BUSINESS
Renting still wins in most metro cities; buying works in select urban pockets — 2025 breakeven analysis
As home prices increase and rents moderate, the smart play in 2025 depends heavily on your city and whether you're going to be around.
BUSINESS
Why asset allocation is more important than timing the market
Investing your money smartly trumps guessing when to buy or sell.
BUSINESS
How to turn a monthly budget with your bank's spend analyser
Most bank apps now categorise your spend automatically—here's how to turn the resulting information into a working monthly budget.
BUSINESS
How to gift mutual funds or stocks to your children the right way
Gifting investments can make family wealth last forever—here's the way to transfer mutual funds or stocks legally and efficiently to your child.
BUSINESS
What to do when your credit card bill is in dispute: Step-by-step resolution guide
Mischarges, fraud, or merchant error? Here's how to get a disputed credit card bill paid without paying more.
BUSINESS
Is it worth taking a pension plan when you’re self-employed?
If you lack a retirement savings plan that's supported by your employer, a pension plan could guarantee a safe future.
BUSINESS
How to read your credit report in 2025
Understand what each section is discussing and how to get errors corrected before they hurt your loan chances
BUSINESS
HDFC Bank MCLR rates for August 2025 revised: Check latest loan rates
HDFC Bank has updated its Marginal Cost of Funds-based Lending Rates (MCLR) for August 2025, starting August 7. This change will affect EMIs on home, personal, and other retail loans. The one-year MCLR is now set at 8.55%.
BUSINESS
Nominee vs Legal Heir: Who gets insurance money after death? Here's what Indian law says
Understanding the difference between a nominee and a legal heir is crucial to avoid disputes over insurance payouts.
BUSINESS
How to use RBI Retail Direct to buy government bonds online
RBI Retail Direct facilitates retail investors to invest in government securities directly and conveniently with clarity.
BUSINESS
What happens to your mutual funds if your AMC shuts down?
Even if an asset management company winds up, your mutual fund investments remain secure under regulatory safeguards.
BUSINESS
SIP vs lumpsum in volatile markets: Which works better now?
With market swings becoming the norm, choosing the right investment approach is key to long-term success.
BUSINESS
Should you list gold in your will? Legal and tax implications
Including physical and digital gold in your will can prevent future disputes and ease the inheritance process.
BUSINESS
Trump tariffs, MPC status quo: Align debt investments to your goals not events, say financial advisers
Beyond debt mutual funds and fixed deposits, retail investors can look at RBI Flexi Rate bonds and government securities for longer horizons
BUSINESS
Fixed deposit rates for senior citizens: A comparison of top banks
Senior citizens can earn attractive interest rates on fixed deposits, with top banks offering up to 7.50% interest, providing a secure and reliable way to grow savings.
BUSINESS
How to switch to a zero-maintenance salary account after job loss
Don't let a dormant salary account creepily sap your balance—make the smart switch to save penalties and stay fully accessible.
BUSINESS
Want to lend money online? Here's how P2P lending is taxed in India
Before earning interest from peer-to-peer platforms, know the tax implications to avoid a surprise at filing season.
BUSINESS
What is a Form 12BB and when to submit it for salaried individuals?
Form 12BB helps claim deductions like HRA, LTA, and home loan interest—submit it to your employer to reduce TDS.
BUSINESS
Are your mutual fund holdings safe after a fund house merger? Here’s what changes
Understand how mergers impact your investments and what you should watch out for.
BUSINESS
Buying an under-construction house? Know the GST rules in 2025
Understanding GST on under-construction properties helps you avoid surprises and plan your finances better.
BUSINESS
Drive home your dream car: Top public and private banks offer competitive car loan rates
During the festive season, car buyers can expect attractive loan offers from banks, with interest rates ranging from 7.90% to 9.99% for a Rs 10 lakh loan.
BUSINESS
PF balance check: 4 simple ways to know your provident fund balance
A quick guide to tracking your PF savings and ensuring your retirement funds are on track
