Moneycontrol PRO

Moneycontrol PF Team

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Education loan moratorium: How to use it without letting interest snowball

BUSINESS

Education loan moratorium: How to use it without letting interest snowball

How to use your study-time EMI holiday to your advantage so interest doesn’t turn the loan into a monster.

Home-loan rates: should you pick fixed, floating, or hybrid?

BUSINESS

Home-loan rates: should you pick fixed, floating, or hybrid?

Think of your loan like a long road trip: pick the route you can actually stick to, and keep a few exits open.

Stop scams before they start: Protect your money and accounts

BUSINESS

Stop scams before they start: Protect your money and accounts

Your money is safe—if you stay alert, follow a few smart rules and treat your bank account like a high-security vault.

Smart money moves for busy families

BUSINESS

Smart money moves for busy families

A quick, practical guide to get your finances in order without spending hours on spreadsheets.

India's mutual fund industry embraces technology for growth and transparency

BUSINESS

India's mutual fund industry embraces technology for growth and transparency

Industry leaders discussed how technology is transforming India's mutual fund landscape, enhancing accessibility, trust, and efficiency through digital platforms and AI-powered solutions.

Gold ETFs vs gold funds: which one should you buy now?

BUSINESS

Gold ETFs vs gold funds: which one should you buy now?

A quick, no-jargon guide to choosing between gold ETFs and gold funds—what they cost, how closely they track gold, and which one fits your investing style.

When does buying beat renting? Use this five-point checklist

BUSINESS

When does buying beat renting? Use this five-point checklist

Plug in your stay duration, rent-to-EMI, price and rent growth, true ownership costs, and investment alternative to see which side of the line you’re on.

Thinking of closing a credit card? Here’s how to do it without hurting your score

BUSINESS

Thinking of closing a credit card? Here’s how to do it without hurting your score

Shut a card the smart way—protect your utilization, preserve history, and keep lenders seeing a long, stable track record.

Can Specialized Investment Fund deliver better risk-adjusted returns?

BUSINESS

Can Specialized Investment Fund deliver better risk-adjusted returns?

Designed for sophisticated investors, SIFs provide enhanced portfolio flexibility through strategies such as long–short positions with a minimum investment requirement of Rs 10 lakh and regulatory oversight under SEBI’s mutual fund framework.

Top-up or fresh personal loan? Here’s the quickest, cheapest way to raise cash

BUSINESS

Top-up or fresh personal loan? Here’s the quickest, cheapest way to raise cash

If you need money fast, top up your existing loan; if a new lender cuts your rate big enough to beat fees, a fresh loan can save more over time.

PPF or VPF: where should your next Rs 10,000 go for better returns?

BUSINESS

PPF or VPF: where should your next Rs 10,000 go for better returns?

Both are safe and tax-free, but one pays more while the other gives you flexibility—here’s how to decide where your money works harder.

Should you switch your home loan now? Here’s when it really pays off

BUSINESS

Should you switch your home loan now? Here’s when it really pays off

Move only when the rate cut beats all fees and you keep (not stretch) your remaining tenure—early in the loan is where the big wins are.

Finding the perfect home insurance plan: Protect your home and peace of mind

BUSINESS

Finding the perfect home insurance plan: Protect your home and peace of mind

Choosing the right coverage ensures your home and belongings are safe from unexpected events.

From savings to security: The best post office schemes for every financial goal

BUSINESS

From savings to security: The best post office schemes for every financial goal

The humble post office offers more than stamps — it’s a treasure chest of safe, government-backed investment options for every stage of life.

Family first or everyone on their own? Choosing the right health cover for parents and teens

BUSINESS

Family first or everyone on their own? Choosing the right health cover for parents and teens

Balancing cost and coverage gets tricky when your family’s health needs are at different stages of life.

Diwali Splurge: 42% of credit card users spend over Rs 50,000, Paisabazaar survey reveals

BUSINESS

Diwali Splurge: 42% of credit card users spend over Rs 50,000, Paisabazaar survey reveals

Diwali shopping surged this year, with 42 percent of credit card users spending over Rs 50,000, leveraging strategic deals, cashback, and no-cost EMIs, and blending online and offline channels for maximum value.

CIF number in banking: The key to your complete account profile

BUSINESS

CIF number in banking: The key to your complete account profile

It’s more than just a number — your CIF links all your banking details in one place.

Bima Bharosa portal: How to register and track an insurance grievance

BUSINESS

Bima Bharosa portal: How to register and track an insurance grievance

The IRDAI’s Bima Bharosa portal is a single window to file, monitor, and escalate insurance complaints across life, health and general insurers.

Why unclaimed deposits keep growing — and how to track what’s yours

BUSINESS

Why unclaimed deposits keep growing — and how to track what’s yours

Millions of rupees lie idle in banks — some of it could be yours.

Why young investors are moving away from savings accounts

BUSINESS

Why young investors are moving away from savings accounts

Exploring why the new generation prefers smarter ways to grow money.

Finding the best income plan for retirees: SCSS, PMVVY, or bank FDs?

BUSINESS

Finding the best income plan for retirees: SCSS, PMVVY, or bank FDs?

Finding the right balance between safety, returns, and regular income in retirement.

Scan and pay in Japan: UPI coming to Indian travellers

BUSINESS

Scan and pay in Japan: UPI coming to Indian travellers

Indian tourists visiting Japan will soon be able to make seamless payments through UPI, eliminating the need for cash or forex cards.

Smart money in 2025: Practical AI tools that help you save, invest and grow

BUSINESS

Smart money in 2025: Practical AI tools that help you save, invest and grow

Skip the hype—use simple, trusted automations that shave costs, boost returns and keep you on track.

After paying off your loan, do you still need the same term insurance amount?

BUSINESS

After paying off your loan, do you still need the same term insurance amount?

Once your big debts are gone, your cover should protect people—not liabilities.

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