BUSINESS
How to stay disciplined with personal loan repayment
Ethical repayment builds financial credibility and keeps your credit health intact.
BUSINESS
Should you take personal loans from multiple banks? What to know before applying
Borrowing from more than one bank may boost access to funds but also raises risks if not managed carefully.
BUSINESS
Can you lower your health insurance premiums by reducing the base sum insured?
Lowering the sum insured decreases the cost each year but raises the risk of underinsuring when medical costs strike.
BUSINESS
Home loan rates: Here is what top housing finance companies are offering
Housing finance companies offer home loans at 7.35 to 9 percent interest rates for a Rs 50 lakh loan over 20 years
BUSINESS
Should you use a personal loan to buy home appliances?
Buying appliances on credit may seem convenient, but weighing interest costs, repayment flexibility, and alternatives is essential before borrowing.
BUSINESS
Loan against FD or mutual funds: Which is better for quick cash needs?
Both options unlock money without selling your investments, but differences in cost, risk, and flexibility can make one more suitable than the other.
BUSINESS
Retirement planning with mutual funds: Are they the right choice for you?
You can use mutual funds to accumulate a sizable retirement corpus, but the appropriate type and strategy will be the key.
BUSINESS
GST cut on insurance: What new buyers and existing policyholders can expect
The government's move to reduce GST on insurance is going to make insurance policies more affordable for individuals and businesses alike.
BUSINESS
NPS account opening: Is online e-NPS better than a PoP route?
From faster, cheaper online sign-ups to hands-on support at banks, here’s a complete look at how each option works and what it means for your retirement planning.
BUSINESS
NRE fixed deposits: List of banks offering best interest rates to NRIs
Interest rates on NRE fixed deposits vary from 7% to 6.5% for a one-year term
BUSINESS
Foreclosing a personal loan offline: Easy steps to close your loan at the branch
A quick, branch-based option to close your loan, save interest cost and organize your credit history.
BUSINESS
What to do if a recovery agent comes to your home: What RBI rules mean for borrowers
India’s central bank has laid down strict guidelines on loan recovery. Here’s how you can use them to protect yourself.
BUSINESS
How to survive redundancy at 45 and rebuild your career
Losing a job mid-career can feel like the ground has shifted, but with the right steps, it can become a turning point rather than a setback.
BUSINESS
What happens when your credit card expires?
When your credit card expires, it doesn’t mean your credit history ends. Here’s what really happens and how it impacts your finances.
BUSINESS
Should you use SIPs to prepay your personal loan?
Systematic investment plans can be a powerful wealth-building tool, but when used to prepay loans, they may not always work in your favour.
BUSINESS
A simple way for gig workers to start mutual fund investing with daily SIPs as low as ₹100
A new option allows freelancers and gig workers to begin building wealth with daily SIPs starting at just ₹100.
BUSINESS
Stuck with a low credit score? 5 mistakes that keep it below 500
A poor score isn’t just bad luck — it often comes from repeated financial errors that can be corrected.
BUSINESS
Can you get a personal loan with an average credit score? Here’s how
Even with a moderate credit profile, careful planning and smart choices can help you get loan approval on favourable terms.
BUSINESS
Add-on credit cards: Meaning, benefits, risks, and how they work
An add-on credit card can be a convenient way to extend credit access to family members, but it comes with its own set of benefits and risks.
BUSINESS
Festival loans: How much you can borrow against gold, property, FDs, and shares
With festive seasons bringing extra spending on gifts, travel, and celebrations, borrowing against assets can be a practical way to manage costs without taking on expensive short-term loans.
BUSINESS
How to use your credit card to build a savings plan
A credit card can be used to do more than cash out—enjoyably, it can be an avenue towards establishing a savings plan if used wisely.
BUSINESS
Maximize your premium credit card: 4 smart strategies for real value
To maximize premium credit cards, strategically leverage your rewards and limit spending.
BUSINESS
Festive cheer: GST cuts, attractive car loans to make vehicles more affordable
The GST council has decided on 18% and 40% rates for ICE cars, while car loan rates range from 7.80 to 9.99%
BUSINESS
Stacking loans: Can you really have more than one personal loan?
Multiple personal loans are possible, but they come with added responsibilities and risks.
