Moneycontrol PRO
Loans
Loans
HomeAuthorMoneycontrol pf team

Moneycontrol PF Team

.

.

Should you buy under-construction or ready-to-move? A clear look at risks and costs

BUSINESS

Should you buy under-construction or ready-to-move? A clear look at risks and costs

Choosing between a new project and a ready home isn’t just about price — it’s about timing, taxes, and what you’ll really end up paying.

Kotak811 launches 3-in-1 Super Account: Savings, fixed deposits, and secured credit card in one

BUSINESS

Kotak811 launches 3-in-1 Super Account: Savings, fixed deposits, and secured credit card in one

The 3-in-1 super account combines savings, fixed deposit, and secured credit card, offering rewards, cashback, and seamless transactions with RuPay on UPI, with no annual fee

How to earn property-like income with just Rs 10 lakh in REITs

BUSINESS

How to earn property-like income with just Rs 10 lakh in REITs

Want real estate exposure without owning a building? Here’s how you can use listed REITs in India to build a steady-income portfolio and construct a Rs 10 lakh ladder step by step.

How to set up your child’s education fund

BUSINESS

How to set up your child’s education fund

A smart mix of planning, discipline, and the right investments can turn your child’s education dreams into a well-funded reality.

Picking an NPS plan just got easier—labels now match risk

BUSINESS

Picking an NPS plan just got easier—labels now match risk

Now the names actually tell you the risk and equity mix—so choosing a plan feels human, not homework.

8th Central Pay Commission: What approved Terms of Reference mean for your salary, pension and allowances

BUSINESS

8th Central Pay Commission: What approved Terms of Reference mean for your salary, pension and allowances

Pay revisions are implemented through a central notification. Employees do not need to apply individually.

Buying property? An EC is your first filter for red flags

BUSINESS

Buying property? An EC is your first filter for red flags

One document that shows if a property is tied up with loans, liens, or legal baggage.

Ditch the “retire at 60” script — design work you can live with (and live off)

BUSINESS

Ditch the “retire at 60” script — design work you can live with (and live off)

One simple idea: build a career engine that pays you beyond 60, so money never becomes your boss.

Turning legacy homes into real wealth

BUSINESS

Turning legacy homes into real wealth

Heritage is priceless—but smart upgrades, clean paperwork, and location strategy unlock real value.

Annuity plans, decoded: a simple way to lock in retirement income

BUSINESS

Annuity plans, decoded: a simple way to lock in retirement income

One contract. Predictable cashflows. Fewer sleepless nights after 60.

‘No-cost’ EMI: why “zero interest” can still cost you money

BUSINESS

‘No-cost’ EMI: why “zero interest” can still cost you money

‘Zero interest’ isn’t zero cost—fees, forfeited discounts and fine print can make EMIs pricier than paying upfront.

Retirement planning: Are solution-oriented funds the smart choice?

BUSINESS

Retirement planning: Are solution-oriented funds the smart choice?

These funds promise a mix of growth and safety, but do they fit your retirement goals?

Switching health insurance: Keep your benefits intact while changing plans

BUSINESS

Switching health insurance: Keep your benefits intact while changing plans

Port your policy the right way so you keep waiting-period credits, bonuses, and continuity of cover.

Smart savings in 2025: How to build an FD ladder that works for you

BUSINESS

Smart savings in 2025: How to build an FD ladder that works for you

A simple strategy to balance liquidity, returns, and safety in uncertain times

Home loan: Compare top banks for lowest interest rates and EMIs

BUSINESS

Home loan: Compare top banks for lowest interest rates and EMIs

Compare home loan interest rates from top banks, with rates starting from 7.3% and EMIs ranging from Rs 39,670 to Rs 44,986 for a Rs 50 lakh loan over 20 years.

Porting health insurance: Can your new insurer reject your claim?

BUSINESS

Porting health insurance: Can your new insurer reject your claim?

Switching policies is easier than ever, but understanding claim rules can save you headaches later.

Succession certificate vs legal heir certificate: What every inheritor should know

BUSINESS

Succession certificate vs legal heir certificate: What every inheritor should know

Knowing the difference can make claiming assets smoother and hassle-free.

How much gold should you own? A simple 5-15% rule for Indian investors in October 2025

BUSINESS

How much gold should you own? A simple 5-15% rule for Indian investors in October 2025

A practical guide to how much gold belongs in your portfolio — and whether Sovereign Gold Bonds are still worth it.

Don’t cash out your EPF: Why today’s relief can wreck tomorrow’s retirement

BUSINESS

Don’t cash out your EPF: Why today’s relief can wreck tomorrow’s retirement

Withdrawing early from your EPF might feel like a relief today, but you could be handing away years of retirement security.

Education loan moratorium: How to use it without letting interest snowball

BUSINESS

Education loan moratorium: How to use it without letting interest snowball

How to use your study-time EMI holiday to your advantage so interest doesn’t turn the loan into a monster.

Home-loan rates: should you pick fixed, floating, or hybrid?

BUSINESS

Home-loan rates: should you pick fixed, floating, or hybrid?

Think of your loan like a long road trip: pick the route you can actually stick to, and keep a few exits open.

Stop scams before they start: Protect your money and accounts

BUSINESS

Stop scams before they start: Protect your money and accounts

Your money is safe—if you stay alert, follow a few smart rules and treat your bank account like a high-security vault.

Smart money moves for busy families

BUSINESS

Smart money moves for busy families

A quick, practical guide to get your finances in order without spending hours on spreadsheets.

India's mutual fund industry embraces technology for growth and transparency

BUSINESS

India's mutual fund industry embraces technology for growth and transparency

Industry leaders discussed how technology is transforming India's mutual fund landscape, enhancing accessibility, trust, and efficiency through digital platforms and AI-powered solutions.

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347