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Should you buy life insurance in your 20s? Here’s how much to get

BUSINESS

Should you buy life insurance in your 20s? Here’s how much to get

Life insurance may not appear to be an immediate priority when you're young, but an early start will save you money and provide peace of mind.

Festive season home loan offers: Top banks' interest rates and EMIs for Rs 50 lakh loan

BUSINESS

Festive season home loan offers: Top banks' interest rates and EMIs for Rs 50 lakh loan

This festive season, top banks are offering home loans at varying interest rates ranging from 7.3% to 9%.

PPF facts you may not know: Lock-in, withdrawals, and hidden rules explained

BUSINESS

PPF facts you may not know: Lock-in, withdrawals, and hidden rules explained

The Public Provident Fund is one of India's safest saving schemes, but the majority of investors have no clue about its little-known facts.

How to correct your credit report after a settled loan

BUSINESS

How to correct your credit report after a settled loan

Old settled loans can silently pull down your credit score — here’s how to set the record straight.

Why your first market experience may be holding back your investments

BUSINESS

Why your first market experience may be holding back your investments

Where you begin your investment journey can quietly shape your portfolio decisions—often to your disadvantage.

Level up your tax game: Reporting online gaming income in FY25

BUSINESS

Level up your tax game: Reporting online gaming income in FY25

With the boom in online gaming, winnings now come with tax obligations — here’s how to file your IT returns correctly.

10 key personal loan terms every first-time borrower should know

BUSINESS

10 key personal loan terms every first-time borrower should know

Understanding loan jargon can save you from costly mistakes—here are the essentials you need before signing on the dotted line.

5 pitfalls that turn personal loans more expensive than they should be

BUSINESS

5 pitfalls that turn personal loans more expensive than they should be

Personal loans seem straightforward, but unexpected charges, bad planning, and impulsive decisions can add to your payment burden.

Types of income tax notices and how you should respond

BUSINESS

Types of income tax notices and how you should respond

Income Tax Department notices are routine and need not be a cause for concern. Understanding the reasons and acting on them is the secret to hassler-free compliance.

PPF vs FD: Which is better for your savings and why it matters

BUSINESS

PPF vs FD: Which is better for your savings and why it matters

Public Provident Fund and Fixed Deposits are two of the most favourite savings avenues, but the choice depends on your risk appetite, time horizon, and goals.

How to handle a lost credit card and prevent financial fraud

BUSINESS

How to handle a lost credit card and prevent financial fraud

A missing credit card can be used for fraud and cause you unnecessary stress. Acting promptly and responsibly will protect your money.

Still waiting for your ITR refund? Here’s what you need to know

BUSINESS

Still waiting for your ITR refund? Here’s what you need to know

Income tax refunds delays are normal, but time depends on the correctness of filing, bank details, and the processing of the taxation department.

Do you really need an advisor to choose the right mutual funds?

BUSINESS

Do you really need an advisor to choose the right mutual funds?

Investing in the world of mutual funds can be overwhelming, and expert advice can help you pair your investment with long-term goals.

Fixing your credit score fast: a step-by-step guide to filing disputes

BUSINESS

Fixing your credit score fast: a step-by-step guide to filing disputes

A correct credit report matters — here’s a practical, five-step approach to disputing errors and protecting your score.

Document fraud is on the rise: Here’s how to protect your money and identity

BUSINESS

Document fraud is on the rise: Here’s how to protect your money and identity

Forged or stolen documents can cost individuals heavily—understanding how fraud happens and ways to stay safe is the best defence.

Countdown to Sep 30: What every central govt employee must know before choosing UPS over NPS

BUSINESS

Countdown to Sep 30: What every central govt employee must know before choosing UPS over NPS

September 30 is the last date to switch to UPS, which promises assured pension as against NPS that offers market-linked returns.

Life insurance claim delays: What insurers won’t tell you

BUSINESS

Life insurance claim delays: What insurers won’t tell you

Claim settlement is the most crucial part of life insurance, yet many families face hurdles—here’s how to ensure a smoother process.

Defaulting on a loan against property: What every borrower should know

BUSINESS

Defaulting on a loan against property: What every borrower should know

Defaulting on a loan against property can lead to severe financial and legal consequences, making it essential to understand the risks and remedies before matters spiral out of control.

Want a personal loan? Here are 5 things lenders check first

BUSINESS

Want a personal loan? Here are 5 things lenders check first

Understanding what lenders check can boost your approval chances and let you borrow more cheaply.

Airport lounge access via credit cards is shrinking—are you affected?

BUSINESS

Airport lounge access via credit cards is shrinking—are you affected?

Many travellers are finding their cards no longer give lounge access—here’s why it happens and how to deal with it.

Best 3-Year FD rates: Public and private sector banks compared

BUSINESS

Best 3-Year FD rates: Public and private sector banks compared

IndusInd Bank offers the highest 3-year FD rate at 6.65 percent, while SBI and other banks offer rates between 6.25-6.6 percent, with returns calculated for a Rs 1 lakh investment.

Can buy now pay later really help build your credit score?

BUSINESS

Can buy now pay later really help build your credit score?

Buy now, pay later services are gaining popularity among new borrowers, but do they actually help create a healthy credit profile?

Midlife money crunch: Why the 40s feel like a financial tightrope

BUSINESS

Midlife money crunch: Why the 40s feel like a financial tightrope

Mid-career professionals face mounting uncertainty as rising costs, limited savings, and career risks collide.

Filed your ITR in a hurry on September 16? Here’s how you can fix mistakes

BUSINESS

Filed your ITR in a hurry on September 16? Here’s how you can fix mistakes

If last-minute filing led to errors in your income tax return, don’t panic—there’s still a way to make corrections.

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347