BUSINESS
Thinking of using a loan to buy luxury items? Read this before you swipe
Luxury purchases bring joy in the moment, but the repayment lasts much longer.
BUSINESS
Digital payment safety tips for families: How to protect yourself from fraud in 2025
A practical look at how families can protect themselves as UPI becomes the default way to pay for everything from groceries to school fees.
BUSINESS
Building a one pager personal finance plan that actually works
A simple way for an everyday saver to organise PF, insurance, SIPs, emergency money and basic banking without jargon or complexity.
BUSINESS
If an old illness was cured, can insurance still reject your claim?
Why insurers look at medical history even when you feel completely healthy now.
BUSINESS
Personal loan cooling-off period: How cancellations work and when borrowers can step back
A cooling-off window gives borrowers a chance to rethink — but only if they understand the rules clearly.
BUSINESS
Is a Rs 60,000 credit card balance risky for your credit score?
Why the number matters less than how much of your limit it occupies.
BUSINESS
Active or passive mutual funds — which style fits your investing personality best?
Both approaches can build wealth, but they behave differently when markets move.
BUSINESS
Why your credit score may be falling even when you think you’re doing everything right
Most score drops don’t happen suddenly — they build quietly through everyday financial habits.
BUSINESS
Is a PPF account for your child worth it in 2025 or should you save differently?
A clear look at whether opening a PPF account in your child’s name genuinely helps long term goals or simply feels emotionally reassuring without adding real financial value.
BUSINESS
How much term insurance do you really need in 2025: Why most middle-class families are still underinsured
A clear look at how much protection a typical household needs today and how older insurance covers have quietly lost value because of rising costs and inflation.
BUSINESS
How to start a mutual fund SIP and what happens if you stop it later?
Starting a SIP is simple — understanding how it behaves over time makes you a more confident investor.
BUSINESS
How to check your credit score and spot suspicious inquiries in your report
Your credit report is like a financial diary — reviewing it frequently keeps surprises away.
BUSINESS
How to complete a personal loan application smoothly and avoid common errors
Filling out the form isn’t difficult, but a little care makes approval faster and stress-free.
BUSINESS
Will a new loan reduce your credit score? Here’s how the impact truly works
Why taking fresh credit doesn’t always harm your score — and when it can.
BUSINESS
Understanding risk in debt funds — and how to stay cautious while investing
Debt funds look calm from the outside, but knowing how they work helps avoid unpleasant surprises.
BUSINESS
EPF pension benefits explained: Eligibility rules, pension calculation and what to expect
A simple guide to how the EPS pension works, who qualifies, and what you actually receive at retirement
BUSINESS
A simple guide to understanding gold ETFs before you invest
How gold ETFs work, why they differ from physical gold, and what first-time investors should consider.
BUSINESS
Card cloning fraud: What it is and how you can stay protected
Understanding how cloned cards are created helps you avoid the subtle traps behind this rising form of financial fraud.
BUSINESS
A practical guide to managing spending when you want to save more
Small shifts in behaviour often matter more than strict budgeting rules.
BUSINESS
Reading the small print: What your personal loan agreement is really saying
Knowing a few essential loan terms can save you from costly surprises later.
BUSINESS
What to check before signing a personal loan agreement
Small oversights can turn an easy loan into years of financial stress. Understanding the fine print before you borrow can save you money and trouble later.
BUSINESS
How to ensure financial safety while using a credit card
Simple habits that keep your credit card useful without letting it quietly disrupt your finances.
BUSINESS
Why dynamic asset allocation funds can steady your investment journey
How these flexible funds adjust risk on your behalf and smoothen market ups and downs.
BUSINESS
Personal loans: Why it is crucial to check the cost of borrowing
Understanding the real price of a loan can save you far more than a low EMI ever will.
