BUSINESS
Is your EPF enough for retirement? Why you need more than PF as a salaried worker
A reality check using 2024–25 data on EPF returns, inflation and medical costs, and why adding PPF, NPS and voluntary investments is now critical for retirement security.
BUSINESS
Should you use credit cards for EMIs or investments? Pros, cons and safer alternatives
Why the growing habit of routing EMIs and even investments through credit cards can quietly create more risk than reward for the average household.
BUSINESS
Instant loan or credit card loan — how do you decide which one suits you?
The right borrowing tool depends less on the offer and more on what you truly need the money for.
BUSINESS
Bitcoin has corrected sharply — but is a dip reason to buy or pause?
Crypto markets move in cycles; understanding them matters more than reacting to prices.
BUSINESS
A beginner-friendly guide to investing in bonds through online platforms
Bond investing is no longer just for high-net-worth investors — online platforms have made it accessible with a few simple steps.
BUSINESS
EPF vs NPS: Making the right choice to maximise your retirement corpus
A practical look at how the two biggest long-term savings tools behave over decades — and why the better option depends on how much stability or growth you want in your retirement plan.
BUSINESS
How newlyweds can avoid money conflicts with five simple financial planning steps
A practical, everyday guide for couples who want to build a stable financial life without letting money become a source of stress or resentment.
BUSINESS
Equity mutual fund inflows rise 21% MoM to Rs 29,911 crore in Nov: AMFI data
The momentum returned after several months of softening inflows, supported by broad-based investor participation across categories.
BUSINESS
The truth about nominees: They don’t automatically inherit your assets
Most Indians assume a nominee automatically inherits their money. The truth is far more complicated — and can create messy disputes if not understood in time.
BUSINESS
Your 2025 banking plan: How to pick the right account and make big balances work harder
Your primary bank account is for safety and smooth transactions — not for growing long-term money. Here’s how to choose the right bank and what to do with larger amounts instead.
BUSINESS
Personal loan statements: The small details that protect you from costly surprises
Your statement isn’t just a record — it’s a health report of your loan.
BUSINESS
Taking a personal loan? Avoid these expensive mistakes that many borrowers overlook
The loan may feel simple to access, but a few quiet missteps can make it far costlier than expected.
BUSINESS
How your credit score shapes the way you buy, insure or lease a car
From loan approvals to insurance premiums, your score sits quietly behind many decisions.
BUSINESS
Income tax refund delayed? Here’s how to track status and understand what might be holding it up
Most refund delays have simple explanations — knowing where to look saves anxiety.
BUSINESS
Thinking of using a loan to buy luxury items? Read this before you swipe
Luxury purchases bring joy in the moment, but the repayment lasts much longer.
BUSINESS
Digital payment safety tips for families: How to protect yourself from fraud in 2025
A practical look at how families can protect themselves as UPI becomes the default way to pay for everything from groceries to school fees.
BUSINESS
Building a one pager personal finance plan that actually works
A simple way for an everyday saver to organise PF, insurance, SIPs, emergency money and basic banking without jargon or complexity.
BUSINESS
If an old illness was cured, can insurance still reject your claim?
Why insurers look at medical history even when you feel completely healthy now.
BUSINESS
Personal loan cooling-off period: How cancellations work and when borrowers can step back
A cooling-off window gives borrowers a chance to rethink — but only if they understand the rules clearly.
BUSINESS
Is a Rs 60,000 credit card balance risky for your credit score?
Why the number matters less than how much of your limit it occupies.
BUSINESS
Active or passive mutual funds — which style fits your investing personality best?
Both approaches can build wealth, but they behave differently when markets move.
BUSINESS
Why your credit score may be falling even when you think you’re doing everything right
Most score drops don’t happen suddenly — they build quietly through everyday financial habits.
BUSINESS
Is a PPF account for your child worth it in 2025 or should you save differently?
A clear look at whether opening a PPF account in your child’s name genuinely helps long term goals or simply feels emotionally reassuring without adding real financial value.
BUSINESS
How much term insurance do you really need in 2025: Why most middle-class families are still underinsured
A clear look at how much protection a typical household needs today and how older insurance covers have quietly lost value because of rising costs and inflation.
