BUSINESS
Why your money plan cannot stay the same once your family grows
As life adds people, responsibilities and dreams, your finances need to grow up too.
BUSINESS
Buying health insurance online? Here’s what to check in 2025 so your claim is not cut
Buying online is easy. Using the policy smoothly during a hospitalisation is where most people realise what they missed.
BUSINESS
How to check if your term insurance cover is enough for your family in 2025
A term plan that looked sufficient a few years ago may no longer match today’s income, loans, or family responsibilities.
BUSINESS
Investing for kids: Why starting early matters more than the returns
Investing for children is not just about education or marriage costs. It is about time, flexibility, and protecting choices you do not even see yet.
BUSINESS
What makes a life insurer trustworthy? Start with claim settlement behaviour
Premiums and features sell policies, but claim settlement is what proves whether life insurance will actually protect a family.
BUSINESS
Your credit card OTP is your last line of defence. Why sharing it can empty your account
No bank employee, merchant, or courier ever needs your OTP. If someone asks for it, you are already being scammed.
BUSINESS
Fake credit card limit upgrade scams: How they trap you and 5 simple ways to stay safe
If someone offers an “instant limit enhancement” and asks for card details or an OTP, it is not an upgrade. It is a fraud attempt.
BUSINESS
How to do a financial check-up for ageing parents without making it awkward
A calm, structured “money check-up” can reduce stress, prevent fraud, and ensure your parents’ wishes are respected, without making them feel like they are losing control.
BUSINESS
Should you buy a second home in India or just rent the dream when you need it?
A second property can be a solid long-term asset, but it can also become an expensive lifestyle upgrade. The decision is easier when you separate what you want emotionally from what you need financially.
BUSINESS
The “money file” your spouse and kids will thank you for
A small, updated pack of information can save your family days of stress, prevent missed payments, and make claims and paperwork far less painful if something happens to you.
BUSINESS
Should you move your home loan to a new lender? A clear-eyed guide before you switch
A lower interest rate looks tempting, but a home loan transfer only makes sense if the maths and the mechanics both work in your favour.
BUSINESS
Lost your phone and wallet together? A practical playbook to protect your money fast
This is one of those modern emergencies where speed matters. If you act in the right order, you can usually stop the damage before it spreads.
BUSINESS
SGB 2017–18 Series XII to matures today: Investors set for four-fold gain as Gold Bond delivers 366% return
The Central Bank said that the redemption price has been calculated based on the simple average of the closing price of gold of 999 purity for the previous three business days—December 15, 16 and 17, 2025—as published by the India Bullion and Jewellers Association (IBJA).
PERSONAL-FINANACE
A salary hike is not a spending licence: Use it to upgrade your life and your balance sheet
A practical guide to ensuring your next pay rise improves both daily comfort and long-term financial security, instead of disappearing into silent lifestyle inflation
PERSONAL-FINANCE
The 'in case of emergency' money file: What to keep, where to keep it
A practical system that reduces stress, prevents delays and ensures your money and intentions are easy to locate in an emergency
PERSONAL-FINANCE
PAN and Aadhaar loan fraud: What to do if someone borrows in your name
A quick, practical response plan to stop recovery pressure, fix your credit record, and reduce the chances of repeat misuse.
PERSONAL-FINANCE
Break your FD to close a costly loan? Here’s the call to make
A fixed deposit can reduce debt stress quickly, but only if it does not leave you financially exposed the moment life throws a surprise.
BUSINESS
Trust planning for parents in India: Six steps to set up a family trust the right way
A private family trust can help parents ring-fence assets for children, but it works only when the deed, trustees and funding are done properly.
PERSONAL-FINANCE
Three-bucket retirement strategy: A simple way to manage liquidity, safety and growth
Instead of keeping your retirement corpus in one mixed pot, the bucket approach splits it by when you will actually need the money.
PERSONAL-FINANCE
Home loan stress in 2025: Should you stretch the tenure or raise the EMI?
Extending tenure cuts your EMI quickly but raises total interest, while increasing EMI hurts monthly cash flow now but usually gets you debt-free faster and cheaper.
PERSONAL-FINANCE
Family health cover or separate policies? How to choose the smarter health insurance setup for your household
A family floater can look cheaper upfront, but separate individual covers often hold up better once age, claims and uneven health risks enter the picture.
PERSONAL-FINANCE
How a loan repayment calendar can help you get debt-free faster
A simple, month-by-month view of your loans can turn scattered EMIs into a clear plan that shortens tenures and cuts interest without straining your cash flow.
BUSINESS
Direct vs regular mutual funds in 2025: Which option actually works better for you
The difference between direct and regular funds is not about returns alone, it is about advice, behaviour, and how you actually invest over time
PERSONAL-FINANCE
Credit card debt trap: 5 simple ways to stay in control
Credit cards can work like free short-term loans or turn into long-term debt, depending on how you use them.
