BUSINESS
Moving from group health to individual cover without losing benefits
A simple guide to carrying your waiting periods, coverage and continuity when you leave an employer policy.
BUSINESS
How to apply for an education loan: Eligibility, process and key benefits explained
A clear guide for students and parents planning to fund higher studies in India or abroad
BUSINESS
Gold or real estate in 2025: What should Indian investors choose?
Choose liquidity or long-term ownership by matching gold and property to your horizon, risk and cash flow.
BUSINESS
National Pension System: Why NPS should be a key investment for retirement
A predictable, low-cost and tax-efficient way to build long-term wealth.
BUSINESS
Things you should know before you rent a house
A practical guide to avoid surprises, protect your rights and choose the right home.
BUSINESS
Building a will that actually works: Nominee vs. legal heir, explained
Deciding on how your assets are passed on is important; here is how nominations, legal heirs, and wills all fit together to make a plan that holds up.
BUSINESS
How to grow your retirement corpus with Voluntary Provident Fund (VPF)
A safe, tax-efficient option for salaried employees to earn higher returns through extra EPF contributions
BUSINESS
Why you should always pay in the local currency when you’re abroad
A simple checkout choice can save you a few percent on every overseas card payment.
BUSINESS
Renting a home? Decide the ideal tenure before you sign
Deciding on the term of your lease can balance flexibility and security for both tenant and landlord.
BUSINESS
Gold investing made simple: What not to do
A few careful choices can turn gold from an emotional buy into a solid investment.
BUSINESS
Fixed deposit rates: Top private and public sector banks compared for 1-year tenure
Top banks offering highest 1-year fixed deposit rates include IndusInd Bank at 7%, Axis Bank, HDFC Bank, and Bank of Baroda at 6.6%.
PERSONAL-FINANCE
Simple steps to complete your credit card application without mistakes
Avoid common pitfalls and ensure your application goes through smoothly
BUSINESS
NPS, PPF or EPF: The smarter bet for long-term wealth
A clear breakdown of how India’s top three retirement schemes compare.
BUSINESS
NRE FD interest rates: Top banks offering highest returns
Top banks offering highest interest rates on NRE fixed deposits include IndusInd Bank at 7%, Axis Bank, HDFC Bank, and others at 6.6%, and Bank of Baroda at 6.5%.
BUSINESS
Common credit card mistakes that lead to debt and how to avoid them
Simple ways to stay out of the credit trap and keep your finances healthy
BUSINESS
Credit cards: How interest works and how to get a lower rate
Understand how card interest is calculated and simple ways to reduce what you pay
BUSINESS
Lesser-known tips to reduce your education loan burden
Smart ways to cut interest, repay faster, and stay debt-free after graduation
BUSINESS
Buy now, pay later: How BNPL influences your credit score
Understand how short-term credit apps affect your borrowing history and future loans
BUSINESS
Top banks offering lowest interest rates on gold loans
Punjab National Bank offers the lowest gold loan interest rate at 8.35%, followed by other banks like Indian Bank and ICICI Bank, with rates starting at 8.75% per annum.
BUSINESS
Lost old shares or dividends? Here’s how to reclaim them via the IEPF portal
Unclaimed investments don’t vanish—India’s Investor Education and Protection Fund (IEPF) lets you get them back with a few documents and patience.
BUSINESS
How scammers use credit card limit upgrades to steal money with one OTP
The “congratulations” call or SMS is a trap—never share an OTP for upgrades you didn’t start yourself.
BUSINESS
The smart way to trim your mutual fund portfolio (without hurting returns)
A straightforward guide to trimming excess schemes and sharpening your portfolio for long-term gains.
BUSINESS
Why debt funds can power your financial goals (and how to use them right)
Short- to medium-term goals can find a reliable home, tax benefits and better yields in the right debt funds.
BUSINESS
Your online life after you: A practical guide to digital heirs and executors
A practical guide to protecting everything you own online—from crypto wallets to cloud-photos—and making sure it’s covered in your estate plan.
