BUSINESS
Why EV loan rates vary so much, and when they’re actually cheaper
EV loans can be meaningfully cheaper than regular car loans, but only if you understand what’s driving the rate.
BUSINESS
Leaving a job? Here’s why severance and gratuity are not the same thing
One is a legal right. The other usually depends on company policy.
BUSINESS
Can you use a credit card beyond its sanctioned limit? Yes, but it comes at a cost
Going over your credit limit is possible in some cases, but it’s rarely as harmless as it looks.
BUSINESS
Took a personal loan and changed your mind? What the cooling-off period really lets you reverse and what it doesn’t
Borrowers get a short window to rethink some personal loan decisions, but timing and terms matter.
BUSINESS
Personal and auto loan calls flood your phone. Should you ever say yes?
Before you say yes to that “pre-approved” loan, pause and look at what’s really being sold to you.
BUSINESS
How to help your domestic staff become financially stronger
A few small, practical nudges can matter far more than big gestures or complicated advice.
BUSINESS
Using your credit card to earn flights and hotel nights, without extra spending
You don’t need luxury spending habits. You just need to stop wasting what you already earn.
BUSINESS
Fighting about money at home? Here’s how to break the cycle
Money arguments aren’t really about money. They’re about fear, control, and feeling unheard.
BUSINESS
Five retirement mistakes people realise only after it’s too late
Most retirement stress isn’t caused by bad luck. It comes from things we assumed would somehow work out.
BUSINESS
Low credit score? How an FD-backed credit card can still get you approved
Using a fixed deposit as collateral flips the risk equation and gives lenders a reason to say yes.
BUSINESS
How staying on the wrong home loan rate quietly increases costs
Many homeowners lock themselves into higher costs without realising it, and the damage shows up slowly, not all at once.
BUSINESS
Why an emergency fund deserves a permanent place in your investment portfolio
It’s the one part of your finances that’s meant to protect everything else from falling apart.
BUSINESS
How couples can handle money without letting it damage the marriage
Most money fights aren’t really about money. They’re about fear, control, and feeling unheard.
BUSINESS
Before you renovate a rental, know what tenants really pay for
Not every upgrade tenants admire is one they’re willing to pay extra for.
BUSINESS
Gold Bond alert: Over 4x returns on offer as SGB 2019–20 Series II opens for premature redemption today; check details
As per the provisions of the Income-tax Act, 1961 (Section 43 of 1961) the interest on the SGBs is taxable.
BUSINESS
When debt consolidation makes life easier, and when it makes things worse
Combining multiple loans into one can bring clarity, or quietly deepen the problem, depending on timing and behaviour.
BUSINESS
Creating a money file for your family is not morbid. It’s practical
The goal isn’t secrecy or control, but making sure your family isn’t lost if something happens to you.
BUSINESS
One KYC update, many accounts: The cleanest order to fix everything without chaos
From bank accounts to mutual funds and insurance policies, a KYC change can quietly break transactions if done in the wrong order. Here’s the most efficient way to update your details across the financial system.
BUSINESS
Why a concentrated portfolio quietly works against your wealth
Holding too much of your money in too few bets feels confident, but it often raises risk without raising returns.
BUSINESS
EPF withdrawals are finally getting easier. Here’s what changed in 2026 and why it matters
After years of glitches, rejections and employer follow-ups, the provident fund system is quietly becoming more user-friendly. But whether it works for you still depends on one thing: your data.
BUSINESS
How to swipe smart: Choosing the right credit card without slipping into debt
A credit card can be a useful tool or a long-term headache, depending on how you pick it and how you use it.
BUSINESS
When pledging gold makes more sense than taking a personal loan or using a credit card
Borrowing against idle gold can sharply cut interest costs, if you know when it makes sense and when it doesn’t.
BUSINESS
HDFC Infinia Credit Card rewards cut: Effective return on vouchers falls sharply as 5X points drops to 3X
HDFC Infinia: The revision effectively lowers the potential reward on vouchers from roughly 16.67 percent to about 10 percent before fees, a shift that alters how cardholders have traditionally maximised value.
BUSINESS
The retirement traps that quietly undo decades of hard work
You can save for 30 years and still get retirement wrong. From underestimating medical costs to leaning too much on property or children, these are the mistakes that turn a comfortable plan into a financial struggle.
