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Top-up home loans are cheap, but read the fineprint

BUSINESS

Top-up home loans are cheap, but read the fineprint

They offer lower interest rates than personal loans, but you risk losing your property if you default.

ESG funds: What are they and why investors are investing in them

BUSINESS

ESG funds: What are they and why investors are investing in them

Environmental, social and governance funds are rising to fame—but are they right for your investment portfolio?

ITR filing: How to claim deductions even if you didn’t make tax saving investments in FY25

BUSINESS

ITR filing: How to claim deductions even if you didn’t make tax saving investments in FY25

For one, your children's school and college tuition fees are eligible for deductions under section 80C. That would help reduce your tax outgo.

Prevent Aadhaar misuse: How to view your Aadhaar authentication history online

BUSINESS

Prevent Aadhaar misuse: How to view your Aadhaar authentication history online

UIDAI allows you to monitor where and when your Aadhaar was utilized—allowing you to identify any suspicious usage.

Can Aadhaar card be updated in a bank? Here's how to update it easily in your branch

BUSINESS

Can Aadhaar card be updated in a bank? Here's how to update it easily in your branch

Whether it's mobile number or address, here's how you can update in your Aadhaar at your local bank.

Can you reprint your Aadhaar card online? Here's how to do it and how much it will cost

BUSINESS

Can you reprint your Aadhaar card online? Here's how to do it and how much it will cost

Need a new version of your Aadhaar card with new details? UIDAI's reprint facility enables you to order one online—here's how you can do it.

Virtual ID and UID token are now the same as your Aadhaar number

BUSINESS

Virtual ID and UID token are now the same as your Aadhaar number

The move is aimed at increasing privacy by encouraging use of VID and tokens instead of disclosing 12-digit Aadhaar.

Can you delete your Aadhaar number? Here's what the latest news says

BUSINESS

Can you delete your Aadhaar number? Here's what the latest news says

UIDAI is set to soon facilitate adult opt-out of Aadhaar—but current law still does not allow for complete deletion.

Four ways to improve your credit score and unlock better loan terms

BUSINESS

Four ways to improve your credit score and unlock better loan terms

Beyond timely payment of credit card bills and loan EMIs, ensure your unsecured debt remains in check.

PVC Aadhaar card: Strong and handy substitute for paper copy

BUSINESS

PVC Aadhaar card: Strong and handy substitute for paper copy

Bid goodbye to your light Aadhaar print, and the PVC Aadhaar card is a small, secure, and strong solution with improved features and offline access.

Estate planning tips for NRIs with assets in both India and the UAE

BUSINESS

Estate planning tips for NRIs with assets in both India and the UAE

Tips on how to secure the property, investments, and wealth of non-resident Indians across borders.

Top student loan subsidies and government schemes in India for 2025

BUSINESS

Top student loan subsidies and government schemes in India for 2025

New interest waivers, collateral-free loans, and faster approvals make education more affordable this year.

5 smart tax-saving options with no long lock-ins

BUSINESS

5 smart tax-saving options with no long lock-ins

How to save tax in 2025 without tying up your money for years.

Old vs new tax regime: Which income tax system is better for you in FY 2024-25?

BUSINESS

Old vs new tax regime: Which income tax system is better for you in FY 2024-25?

As the new regime becomes the default, here’s how both systems compare on tax rates, deductions and overall savings.

ITR filing 2025 review: Refunds get faster even as AIS glitches, delayed utilities test patience

BUSINESS

ITR filing 2025 review: Refunds get faster even as AIS glitches, delayed utilities test patience

Income tax return filing 2025: While delayed ITR utilities and AIS glitches remain sore points, quicker refunds and improved communication have worked in taxpayers’ favour.

Struggling with loan EMIs? Here are your legal rights as a borrower in India

BUSINESS

Struggling with loan EMIs? Here are your legal rights as a borrower in India

From restructuring options to protection against harassment, know what the law guarantees you.

Who repays a loan after the borrower’s death? Here’s what happens to the liability

BUSINESS

Who repays a loan after the borrower’s death? Here’s what happens to the liability

Co-borrowers, guarantors, and legal heirs must understand their financial responsibilities and rights after a borrower passes away.

Why salaried employees are more likely to qualify for instant personal loans

BUSINESS

Why salaried employees are more likely to qualify for instant personal loans

Stable income, predictable cash flows, and formal documentation make salaried professionals attractive to lenders

When a personal loan is a bad idea: Know the risks before you borrow

BUSINESS

When a personal loan is a bad idea: Know the risks before you borrow

Personal loans offer ready cash, but in the wrong situation, it could end up costing more than you anticipated.

Having multiple loans impacts credit score: Here's why and what to do

BUSINESS

Having multiple loans impacts credit score: Here's why and what to do

Taking more than a single loan might impact your creditworthiness in a positive or negative manner. Here's what to know before applying.

Aadhaar security notice: Learn how to use your 16-digit VID to protect your personal details

BUSINESS

Aadhaar security notice: Learn how to use your 16-digit VID to protect your personal details

Worried about Aadhaar abuse? Learn how the Virtual ID (VID) protects your personal details while authenticating.

Which NPS fund manager gave the highest 3-year equity returns? Here’s what the data tell us

BUSINESS

Which NPS fund manager gave the highest 3-year equity returns? Here’s what the data tell us

ICICI, Kotak and UTI outpaced peers, but SBI PFM performed worst in Tier I and Tier II accounts.

What is Form 16 and why it is crucial for your ITR filing in 2025

BUSINESS

What is Form 16 and why it is crucial for your ITR filing in 2025

This tax document is crucial for salaried workers while they submit their income tax return—here's everything that you require to know.

Top 10 tax deductions you should claim while filing your ITR for FY 2025

BUSINESS

Top 10 tax deductions you should claim while filing your ITR for FY 2025

From 80C to 80U, here’s how to reduce your taxable income under the old regime.

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