BUSINESS
Hybrid funds maintain Rs 20,879 crore inflows in July, AUM tops Rs 10 lakh crore
Arbitrage funds remained investor favourites despite a marginal dip from June.
BUSINESS
Equity mutual funds record Rs 42,702 crore inflows in July, AUM nears Rs 33.3 lakh crore mark
Large-cap and flexi-cap funds lead the charge as investments rises 81% from the previous month
BUSINESS
Debt funds registerRs 1.07 lakh crore net inflows in July, led by liquid, money market categories
Net inflows rebound from June’s outflows. AUM rises Rs 1.25 lakh crore from the previous month
BUSINESS
Bank failure in India: How DICGC protects your money
Deposit insurance offers a vital safety net when banks collapse, but the cover has strict limits you should know about.
BUSINESS
How to get out of a co-signed loan if the borrower defaults
A co-signer can help someone get a loan, but you can end up with the loan if they default. Here is how to bail yourself and your credit out.
BUSINESS
Renting still wins in most metro cities; buying works in select urban pockets — 2025 breakeven analysis
As home prices increase and rents moderate, the smart play in 2025 depends heavily on your city and whether you're going to be around.
BUSINESS
Why asset allocation is more important than timing the market
Investing your money smartly trumps guessing when to buy or sell.
BUSINESS
Is it worth taking a pension plan when you’re self-employed?
If you lack a retirement savings plan that's supported by your employer, a pension plan could guarantee a safe future.
BUSINESS
How to read your credit report in 2025
Understand what each section is discussing and how to get errors corrected before they hurt your loan chances
BUSINESS
HDFC Bank MCLR rates for August 2025 revised: Check latest loan rates
HDFC Bank has updated its Marginal Cost of Funds-based Lending Rates (MCLR) for August 2025, starting August 7. This change will affect EMIs on home, personal, and other retail loans. The one-year MCLR is now set at 8.55%.
BUSINESS
How to use RBI Retail Direct to buy government bonds online
RBI Retail Direct facilitates retail investors to invest in government securities directly and conveniently with clarity.
BUSINESS
Trump tariffs, MPC status quo: Align debt investments to your goals not events, say financial advisers
Beyond debt mutual funds and fixed deposits, retail investors can look at RBI Flexi Rate bonds and government securities for longer horizons
BUSINESS
Are your mutual fund holdings safe after a fund house merger? Here’s what changes
Understand how mergers impact your investments and what you should watch out for.
BUSINESS
Buying an under-construction house? Know the GST rules in 2025
Understanding GST on under-construction properties helps you avoid surprises and plan your finances better.
BUSINESS
Should you pay off your education loan early? Here’s how to decide
Making the right choice can save money and reduce financial stress.
BUSINESS
Now, retail investors can invest in T-bills through SIPs
Auto-bidding functionality will facilitate systematic investments via automatic placement of bids in primary auctions of T-bills
BUSINESS
Planning to buy US stocks? Know the LRS limits and tax rules first
Understand RBI’s Liberalised Remittance Scheme and tax implications before investing overseas.
BUSINESS
RBI to standardise claim-settlement process for deceased customers’ deposits, lockers
The central bank’s proposal is aimed at ensuring hassle-free settlement of claims made by nominees and legal heirs
BUSINESS
Repo rate unchanged in August, but here’s how to lower your home loan EMIs
A small rate gap of 0.25–0.5% usually doesn’t justify the hassle of moving to a new lender. A bigger rate difference of 0.75% or more—can make refinancing worthwhile,
BUSINESS
Rule change for UAN generation: EPFO introduces THIS new step via UMANG app
New rule eliminates need for employer involvement; Aadhaar-based digital process now live on UMANG app.
BUSINESS
Missed SIPs due to insufficient balance? Here’s how to avoid it in future
Simple strategies to ensure your SIPs never fail due to lack of funds.
BUSINESS
Should you opt for a low-interest pre-approved loan or a fresh loan?
Choosing the right loan can save you money and reduce repayment stress.
BUSINESS
How to track NPS returns and rebalance your allocation
Maximise your retirement savings by monitoring and optimising your National Pension System portfolio.
BUSINESS
How to update your mobile number and email on all financial platforms in 2025
Update your banks, investments, and insurance with your mobile number and email by changing them in advance.
