BUSINESS
Should you take personal loans from multiple banks? What to know before applying
Borrowing from more than one bank may boost access to funds but also raises risks if not managed carefully.
BUSINESS
Can you lower your health insurance premiums by reducing the base sum insured?
Lowering the sum insured decreases the cost each year but raises the risk of underinsuring when medical costs strike.
BUSINESS
GST cut on insurance: What new buyers and existing policyholders can expect
The government's move to reduce GST on insurance is going to make insurance policies more affordable for individuals and businesses alike.
BUSINESS
NPS account opening: Is online e-NPS better than a PoP route?
From faster, cheaper online sign-ups to hands-on support at banks, here’s a complete look at how each option works and what it means for your retirement planning.
BUSINESS
Foreclosing a personal loan offline: Easy steps to close your loan at the branch
A quick, branch-based option to close your loan, save interest cost and organize your credit history.
BUSINESS
What to do if a recovery agent comes to your home: What RBI rules mean for borrowers
India’s central bank has laid down strict guidelines on loan recovery. Here’s how you can use them to protect yourself.
BUSINESS
A simple way for gig workers to start mutual fund investing with daily SIPs as low as ₹100
A new option allows freelancers and gig workers to begin building wealth with daily SIPs starting at just ₹100.
BUSINESS
Stuck with a low credit score? 5 mistakes that keep it below 500
A poor score isn’t just bad luck — it often comes from repeated financial errors that can be corrected.
BUSINESS
Add-on credit cards: Meaning, benefits, risks, and how they work
An add-on credit card can be a convenient way to extend credit access to family members, but it comes with its own set of benefits and risks.
BUSINESS
Festival loans: How much you can borrow against gold, property, FDs, and shares
With festive seasons bringing extra spending on gifts, travel, and celebrations, borrowing against assets can be a practical way to manage costs without taking on expensive short-term loans.
BUSINESS
Switching tax regimes: What salaried individuals need to know during ITR filing
Taxpayers are allowed to switch between the new and the old tax regimes during the filing of returns, albeit with a condition.
BUSINESS
Missing the ITR deadline: Consequences and penalties
Overlooking your income tax return deadline can cost you dearly and be traumatic—here are a few facts to note.
BUSINESS
GST 2.0 unveiled: Will consumption based thematic funds ride the wave?
The short to medium term, consumption-oriented thematic funds look attractive, though investors must be mindful of the higher risk from concentrated exposure
BUSINESS
D-Remit and NPS: How the feature helps you invest faster and smarter
National Pension System subscribers can get same-day NAV credit via D-Remit, making retirement investment quicker and easier.
BUSINESS
How trusts help manage inheritance and secure heirs in Muslim families
A trust can help Muslim families make wealth distribution possible while being considerate of Sharia laws and furnishing financial security for future generations.
BUSINESS
Personal loans: Smart financing tool or risky debt trap?
A personal loan can satisfy urgent requirements or fund possibilities, but the question of whether it is most appropriately utilized for consumption or investment will be based upon cost, risk, and self-control.
BUSINESS
First-time taxpayers: Register and file your return online
Your first step in filing returns in India is registering on the e-filing portal of income tax. Just follow this step-by-step procedure.
BUSINESS
Thinking or just started a YouTube channel? Here’s how to file your ITR this tax season
One important thing is that as income of YouTubers and influencers is from business and profession, they can’t change tax regime every year
BUSINESS
Key watchouts in September 2025: ITR, NPS-UPS Switch, SBI card changes and more
Be it tax returns and pension scheme switches to credit card reward alterations and fixed deposit closures, here's a summary of the major watchouts this month.
BUSINESS
Bank holidays in September 2025: Check state-wise list
Apart from these regional holidays, banks will also be closed on all Sundays and the second and fourth Saturdays of the month, as per RBI rules.
BUSINESS
Cashless treatment standoff: AHPI withdraws advisory against Bajaj Allianz General Insurance
Earlier, AHPI had advised member hospitals to withdraw cashless treatment facilities for policyholders of Bajaj Allianz General Insurance from September 1
BUSINESS
Cashless row: AHPI asks Bajaj Allianz General to bring back hospitals taken off its cashless list before rolling back September 1 advisory
AHPI has indicated that it will review the advisory to stop cashless services from 1st September, which was given to its members, once the insurer resumes cashless services at various hospitals in the next couple of days.
BUSINESS
Tax rules when selling a flat with furniture: What homeowners should know
Bundling your home sale with fixtures and furniture can change your tax liabilities.
BUSINESS
Why unlisted shares can be risky for retail investors
High returns are tempting, but lack of transparency and liquidity make them a high-stakes bet.
