BUSINESS
Choosing between short-term and long-term loans: What’s right for your financial future?
Confronted with the need for cash—whether it is purchasing a vehicle, wedding expenses, or renovating your home—loans are what you find yourself relying on. Before putting pen to paper, though, is an important decision: do you opt for a short-term loan with big EMIs or spread it out over decades using a long-term loan? That is determined by your salary, goals, and risk tolerance.
INDIA
First visit to China in 5 years, Jaishankar meets Xi Jinping on sidelines of SCO meet | In pics
S Jaishankar was in China to attend the Shanghai Cooperation Organisation (SCO) foreign ministers' meeting.
INDIA
Indian astronaut Shubhanshu Shukla, Axiom-4 crew return to Earth after 18 days | See photos
Following an 18-day mission aboard the ISS on the Axiom-4 mission, Shukla safely splashed down off the California coast along with mission commander Peggy Whitson, European Space Agency astronaut Slawosz Uznanski-Wisniewski, and Hungarian astronaut Tibor Kapu.
BUSINESS
SBI Special FD Scheme: See how much interest you can earn now
SBI’s Special Fixed Deposit schemes offer more than just safe parking for your savings—they provide attractive rates over fixed tenures. Known for exclusive options like the Amrit Vrishti 444-day FD, these schemes often outperform regular FDs and are available only for a limited time. They come with flexible features such as loan facilities, premature withdrawal, and additional interest for senior and super senior citizens.
BUSINESS
Top SBI mutual fund schemes turn ₹10K SIP into ₹16 lakh in 5 years—Here's how
SBI Mutual Fund has gone about the business of giving blockbuster returns in recent years in some blockbuster equity schemes, largely flying under the radar. While there are many retail investors and advisors obsessed with popular large-cap funds, some sectoral and thematic funds offered by SBI have packed a punch. A steady ₹10,000 SIP in three of these funds over the past five years has grown to as much as almost ₹16 lakh—thanks to up to 40% annualised returns. Look at these SBI blockbusters here.
BUSINESS
3 cheapest small-cap funds that tripled ₹1 lakh to over ₹5 lakh in 5 years
Small-cap mutual funds have gained popularity among aggressive investors looking for high returns. While these funds carry higher risk, they also offer the potential for outsized gains over the long term. What makes them even more attractive is when they combine top-tier performance with low expense ratios. In the last five years, a few small-cap funds have done just that—delivering over 5x growth while keeping costs impressively low.
BUSINESS
5 best post office savings schemes for women that offer returns of up to 8.2%
Post Office saving schemes are a popular choice amongst women seeking secure and safe investment opportunities. Not only do the schemes provided by the government come with high returns of up to 8.2% per annum, but they also come with tax relief and a tenure option. Whether you are planning for your child's education, want to build a retirement corpus, or need regular monthly returns, there is a post office scheme that can help you achieve your aim.
BUSINESS
Now transfer your PF account without employer approval: Here’s how EPFO members can do it
Switching jobs used to mean chasing your previous employer to transfer your Provident Fund (PF) balance—a process often marked by delays and paperwork. But now, the Employees’ Provident Fund Organisation (EPFO) has made it easier. Eligible employees can transfer their PF accounts online without needing any approval from their old employer. If your UAN is active and Aadhaar is linked, you can complete the transfer on your own in just a few steps.
BUSINESS
Tesla's Mumbai showroom opens today, ex-showroom prices start from Rs 60 lakh: See latest pics
Maharashtra CM Devendra Fadnavis visited the showroom and met Tesla APAC team, ahead of the its opening.
INDIA
Axiom 4 Mission: India's Shubhanshu Shukla, three others begin journey back to Earth
he departure process was underway, with live coverage streamed on NASA+, NASA's official website and social media handles, as well as Axiom Space and SpaceX.
BUSINESS
Satoshi Nakamoto becomes 11th richest man on Earth: Who is the mysterious Bitcoin founder?
Bitcoin today hit a fresh lifetime high, crossing the $121,000-mark for the first time ever.
BUSINESS
How soon will your personal loan be disbursed? These 4 things matter most
Need instant cash via a personal loan? While most lenders offer "instant approval," the actual time it would take to receive the cash in your bank account may not be as speedy. While some borrowers find it in their accounts within hours, others find it a few days later. It all depends on a few critical parameters—your credit score, the lender you approach, the application mode, and the speed of verification of documents.
BUSINESS
Need to update your Aadhaar details? Here’s how to change your name, address, or mobile number
Your Aadhaar card is not just an ID—but a gateway to fundamental things like banking, tax refund, and government subsidy. But if your phone number, address, or name has been changed, using outdated Aadhaar details may lead to denial or delay in services. Luckily, UIDAI facilitates easy updating both online and offline. Here’s a simple step-by-step guide to update your details correctly and hassle-free.
BUSINESS
Now activate your UAN instantly using Aadhaar: Here’s how the new EPFO process works
UAN activation will only get you started to access your Provident Fund account, but before it, there was employer intervention and waiting hours. EPFO has streamlined it now by making Aadhaar-based UAN activation instant. You can activate it online with your Aadhaar number and registered mobile number without going to your HR or submitting physical documents. This new process enables quicker, hassle-free access to your PF benefits.
INDIA
India's second-longest cable-stayed bridge inaugurated in Karnataka's Shivamogga | See photos
Despite the letter by Siddaramaiah, the bridge was inaugurated on Monday in the absence of the chief minister and other leaders.
BUSINESS
Want to close your personal loan early? These 5 tips can help you save big
Personal loans are convenient in emergencies, but the longer you keep them, the more you pay in interest. The plus side is that with some clever strategies, you can reduce your loan term and save on the total cost. If you want to access monthly cash flow or eliminate debt anxiety, prepayment of your loan can be a clever money move.
BUSINESS
Gainers & Losers: Top 10 stocks that moved the most on July 14
Broader markets outperformed benchmarks, with Nifty Smallcap and Nifty Midcap indices rising over 1% and 0.70% respectively
BUSINESS
Baal Aadhaar card: Minimum age and how to apply online for your child
Getting an Aadhaar card for your kid is now a requirement for admissions to schools, health benefits, and government programs. The Baal Aadhaar card, issued for children below five years, can be enrolled for at birth itself. There's no lower age limit, and it's free, simple, and quick—especially if done online. A lowdown on when and how to enrol for a child's Aadhaar is given below.
BUSINESS
Struggling to link PAN and Aadhaar due to mismatched details? Here's how to correct it
Linking your PAN to Aadhaar is now a compliance standard for all Indian taxpayers. However, the process remains in limbo if there is a name or date of birth mismatch in personal details. If the link process has not gone through due to a mismatch, do not panic. You may fix the issue by correcting the same and undertaking the process from the official websites.
BUSINESS
Need to link Aadhaar with UAN? Here's how to do it online and offline
The Employees' Provident Fund Organisation (EPFO) has made it compulsory to link your Aadhaar with your Universal Account Number (UAN). This is necessary to if you want to avail any EPF services like withdrawal, e-nomination, and transfer of accounts without any hassle. If your Aadhaar is not linked, your EPF services and benefits can be delayed or even stopped. Fortunately, Aadhaar linking can be done easily offline also as well as online.
INDIA
How soon will your personal loan be disbursed? These 4 things matter most
Need instant cash via a personal loan? While most lenders offer "instant approval," the actual time it would take to receive the cash in your bank account may not be as speedy. While some borrowers find it in their accounts within hours, others find it a few days later. It all depends on a few critical parameters—your credit score, the lender you approach, the application mode, and the speed of verification of documents.
INDIA
Baal Aadhaar card: Minimum age and how to apply online for your child
Getting an Aadhaar card for your kid is now a requirement for admissions to schools, health benefits, and government programs. The Baal Aadhaar card, issued for children below five years, can be enrolled for at birth itself. There's no lower age limit, and it's free, simple, and quick—especially if done online. A lowdown on when and how to enrol for a child's Aadhaar is given below.
SPORTS
Iga Swiatek’s Wimbledon win in pics: Ruthless, historic, unforgettable
Iga Swiatek crushed Amanda Anisimova 6-0, 6-0 to win her first Wimbledon title, becoming the first Polish champion and youngest woman since Serena to win Slams on all three surfaces.
![How to get a child Aadhaar card for kids below 5 years of age [See Pics]](https://images.moneycontrol.com/static-mcnews/2025/07/20250712095547_1-378x213.jpg "How to get a child Aadhaar card for kids below 5 years of age [See Pics]")
BUSINESS
How to get a child Aadhaar card for kids below 5 years of age [See Pics]
Getting an Aadhaar card for your child may seem like going through the motions when they're this small, but it's increasingly important for admission to school, access to health facilities, and being eligible for government schemes. It's called Baal Aadhaar, and it's a blue card especially for children up to 5 years of age. Hereafter is a step-by-step easy-to-understand guide on how to register your child's Aadhaar—what to carry along, where to go, and how to proceed.
