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Manisha Lal Khandpur

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Investor relief: RBI hikes loan limit against shares to Rs 1 crore, IPO financing to Rs 25 lakh

BUSINESS

Investor relief: RBI hikes loan limit against shares to Rs 1 crore, IPO financing to Rs 25 lakh

Governor Sanjay Malhotra announced that the repo rate remains unchanged at 5.5% and said the regulatory ceiling on lending against listed debt securities will be removed, making it easier for investors to access credit.

Small savings schemes: Interest rates on PPF, NSC, Sukanya Samriddhi and other post office scheme remain unchanged

BUSINESS

Small savings schemes: Interest rates on PPF, NSC, Sukanya Samriddhi and other post office scheme remain unchanged

Interest rate on popular options like PPF (7.1%), NSC (7.7%), Sukanya Samriddhi (8.2%) and SCSS (8.2%) remain unchanged.

Big changes from October 1: NPS rules, RBI cheque clearing, New railway rules, bank charges and more

BUSINESS

Big changes from October 1: NPS rules, RBI cheque clearing, New railway rules, bank charges and more

From October 1, 2025, Indians will see major changes in banking, pensions, railways, and postal services. HDFC Bank, PNB, and Yes Bank are revising charges, the RBI is introducing continuous cheque clearing, IRCTC is tightening ticket booking rules, and Speed Post rates are going up.

New UPI update: Personalised IDs arrive on Paytm and Google Pay for safer payments

BUSINESS

New UPI update: Personalised IDs arrive on Paytm and Google Pay for safer payments

According to a report by News18, Paytm and Google Pay are rolling out a feature that allows users to personalise their UPI IDs, making them look as simple as an email address.

Bank holidays in October 2025: Check out state-wise list of festival closures across India here

BUSINESS

Bank holidays in October 2025: Check out state-wise list of festival closures across India here

Tata AIG insurance suspends cashless claim settlement at Max Hospitals

BUSINESS

Tata AIG insurance suspends cashless claim settlement at Max Hospitals

Tata AIG insurance has become the third insurer to suspend cashless claim services with Max Hospitals

Interior decorator loses Rs 97 lakh in Thane: How to avoid falling prey to loan scams

BUSINESS

Interior decorator loses Rs 97 lakh in Thane: How to avoid falling prey to loan scams

The 45-year-old victim, a resident of Badlapur area of Maharashtra's Thane district, was promised a business loan of Rs 2.75 crore from funds under the Corporate Social Responsibility (CSR).

SBI Mutual Fund launches Magnum Hybrid Long Short Fund under new SIF framework

BUSINESS

SBI Mutual Fund launches Magnum Hybrid Long Short Fund under new SIF framework

The Magnum Hybrid Long-Short Fund allows daily subscriptions, while redemptions are available twice a week (Mondays and Thursdays). The minimum application amount is ₹10 lakh, with a minimum additional purchase amount of ₹10,000.

UPI goes live in Qatar: From duty-free to tourist hotspots, UPI payments now accepted in Qatar

BUSINESS

UPI goes live in Qatar: From duty-free to tourist hotspots, UPI payments now accepted in Qatar

The move is expected to benefit Qatar's retail and tourism sectors as UPI acceptance will increase transaction volumes of merchants acquired by QNB.

ICICI Bank announces faster cheque clearing, RBI’s new rules kick in from October

BUSINESS

ICICI Bank announces faster cheque clearing, RBI’s new rules kick in from October

ICICI Bank has announced same-day cheque clearance in line with RBI’s new guidelines. Customers must deposit cheques before branch cut-off time for quick processing. The bank has also made Positive Pay mandatory for cheques above ₹5 lakh to ensure security and prevent fraud.

IDBI bank extends Utsav FD, revises interest rates: Seniors can earn up to 7.30%

BUSINESS

IDBI bank extends Utsav FD, revises interest rates: Seniors can earn up to 7.30%

The bank has also rolled out exclusive “Chiranjeevi FDs” for super senior citizens aged 80 and above, with returns going up to 7.30%. The revised rates are effective from September 19, 2025.

Facing trouble submitting UPS form online? PFRDA issues fresh guidelines | Unified Pension Scheme

BUSINESS

Facing trouble submitting UPS form online? PFRDA issues fresh guidelines | Unified Pension Scheme

According to the Ministry of Finance, even eligible past retirees under NPS can exercise this option. But they must do so by the September 30 deadline.

Sovereign Gold Bonds: RBI announces early redemption for another SGB series; investors to get 183% return

BUSINESS

Sovereign Gold Bonds: RBI announces early redemption for another SGB series; investors to get 183% return

Subscriptions for this 2019–20 Series-IV-Issue tranche were accepted from September 9–September 13, 2019. September 17, 2019 was the date of the bonds' issuance.

UPS to NPS switch: Central govt launches one-time switch option for UPS to NPS

BUSINESS

UPS to NPS switch: Central govt launches one-time switch option for UPS to NPS

The rules govern service-related matters and benefits of Central govt employees who choose the UPS as an option under National Pension System.

Sovereign Gold Bonds: RBI announces premature redemption; investors to get 156% return

BUSINESS

Sovereign Gold Bonds: RBI announces premature redemption; investors to get 156% return

The latest development comes days after Reserve Bank of India (RBI) announced the premature redemption of Sovereign Gold Bonds (SGBs) for SGB 2020-21 Series VI, issued on September 8, 2020.

SBI set to revise IMPS charges from August 15; here's what other banks charge

BUSINESS

SBI set to revise IMPS charges from August 15; here's what other banks charge

While maintaining concessions for particular account categories, particularly holders of salary packages, the adjustment attempts to bring SBI's pricing structure into line with industry standards.

Aadhaar updates to go mobile: UIDAI to launch e-Aadhaar App with AI and face ID features

BUSINESS

Aadhaar updates to go mobile: UIDAI to launch e-Aadhaar App with AI and face ID features

Soon, Aadhaar updates like name, address, and mobile number can be done via UIDAI’s upcoming e-Aadhaar app — no centre visits, no paperwork.

How a Pune techie racked up Rs 2 lakh in credit card rewards with these HDFC Bank cards

BUSINESS

How a Pune techie racked up Rs 2 lakh in credit card rewards with these HDFC Bank cards

Using HDFC cards, a Pune techie earned Rs 2 lakh in credit card rewards. This was achieved by wise use of tax payments and coupons, not excessive spending.

Zerodha reduces brokerage fees on non- Portfolio Investment Scheme (PIS) for NRIs

BUSINESS

Zerodha reduces brokerage fees on non- Portfolio Investment Scheme (PIS) for NRIs

India’s largest brokerage targets growing NRI investor interest with easier account opening and lower fees after SEBI’s F&O reform.

Big UPI Rule Changes from August 1: Daily Limits, Balance Checks & Autopay Timing Tweaked

BUSINESS

Big UPI Rule Changes from August 1: Daily Limits, Balance Checks & Autopay Timing Tweaked

Big UPI rule changes have kicked in from August 1, 2025. From daily limits on balance checks to fixed timings for autopayments, NPCI’s new rules aim to ease system load and streamline your digital payment experience. Here's what every PhonePe, Google Pay, and Paytm user must know.

What is THAAD? The anti-missile system that US is deploying in Israel

WORLD

What is THAAD? The anti-missile system that US is deploying in Israel

THAAD is one of the most powerful anti-missile weapons in the US military’s arsenal. It is capable of intercepting ballistic missiles at ranges of 150 to 200 kilometers (93 to 124 miles) with a near-perfect success rate during testing.

Israel-Hezbollah War: Israel tells soldiers to prepare for possible ground invasion in Lebanon

WORLD

Israel-Hezbollah War: Israel tells soldiers to prepare for possible ground invasion in Lebanon

Iran-back Hezbollah and Israel have been engaged in a deadly conflict after the war in Gaza erupted. The attack from across the border intensified after the pager and walkie-talkie attack rocked Lebanon on September 17-18 targeting Hezbollah members.

Israel attacks Lebanon: The roots of Israel-Lebanon conflict trace back to 1982 | Explained

WORLD

Israel attacks Lebanon: The roots of Israel-Lebanon conflict trace back to 1982 | Explained

Amid the escalating violence which has fueled fears of a broader war, Israeli Prime Minister Benjamin Netanyahu has urged the civilians to evacuate areas which are used as hideouts by Hezbollah militants. Over 1.10 lakh Lebanese and around 60,000 Israelis have been displaced by the conflict.

Yahya Sinwar dead? Israel looks for evidence as Hamas chief goes 'missing'- Report

WORLD

Yahya Sinwar dead? Israel looks for evidence as Hamas chief goes 'missing'- Report

Amid the escalating conflict between Israel and Lebanon's Hezbollah after fresh wave of pager and walkie-talkie attacks on the latter's members, reports are doing rounds about Hamas leader Yahya Sinwar's possible death.

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