BUSINESS
Personal Finance: Gold is glittering, equity is holding up -- What must investors do?
Know that your personal financial goals matter more than capital market jolts
PERSONAL-FINANCE
Personal Finance | When markets turn uncertain, scale back spending, not investing
Protect yourself from the reveries of constantly upgrading your lifestyle
PERSONAL-FINANCE
Personal Finance | No free lunches: the real cost of your investment
It pays to know your costs as an investor. Some are loaded upfront and transparent while several are hidden
BUSINESS
Personal Finance | What not to expect while resetting portfolios during uncertainties
Equity investment is a long-term game and short-term losses must be expected
BUSINESS
Personal Finance: Don’t fall prey to misleading ‘finfluencer’ calculations
A simple example of finfluencer advice that could set you up for financial missteps
BUSINESS
Personal Finance | Passive funds are innovating, but who benefits from it?
In the last ten years, between June 2015 and June 2025, assets under management for passive funds including gold exchange traded funds (ETFs) have grown from roughly Rs 13,000 crore to Rs 12 lakh crore or nearly 100 times in value
BUSINESS
Personal Finance: Are cryptos, gold a must in portfolios?
Bitcoin investors are happy to use their financial gains to upgrade their lifestyle and live well without producing anything real in exchange for it
BUSINESS
Personal Finance: Use this checklist to manage risks posed by unlisted investments
While there are success stories in the unlisted universe, losses incurred by retail investors are seldom talked about
PERSONAL-FINANCE
Personal Finance | Indulgent borrowing benefits neither you nor the government
The “buy now, pay later” loan market is thriving with an estimated market size of around $18 billion and estimated five-year growth rate between 10-12 percent a year
BUSINESS
Personal Finance: Investing for tax savings is now passe
Many individuals start restructuring investments closer to when they think they are likely to hang up their boots
BUSINESS
Personal Finance | Is fractional real estate ownership worth the risk?
While fractional investing sounds like a convenient unitised option to access assets, risks are plenty
BUSINESS
Personal Finance: Not the time to panic or add to portfolio risk
Escalation of the Indo-Pak conflict can impact capital markets. Here’s what you could do
BUSINESS
Personal Finance | Specialised Investment Fund- the new kid on the block
Should you invest in SIFs? The narrative building around investing for high risk and high return may become problematic
BUSINESS
Personal Finance: When panic hits markets, zoom out to see the big picture
History shows that equities have held out as an asset class that delivers robust returns, but the question is how do you make it work for you?
PERSONAL-FINANCE
Personal Finance: How to invest in equity? Pick your best option
The basics of long term equity investing remain the same regardless of the vehicle you choose. Which vehicle you choose can determine your returns and risk
BUSINESS
Personal Finance | An opportunity to spend and invest more, post Budget 2025
The enhanced tax rebate, slab rejig and other changes will put more cash in the hands of taxpayers, which they can use to spend more but also enhance their savings
PERSONAL-FINANCE
Personal Finance | What investors miss while trying to time the market
Single-day falls in equity market values are sharper than single-day gains
BUSINESS
Personal Finance: Did you miss the Bitcoin train too?
Bitcoin’s fortunes are volatile and that makes it less of a currency and more of a punt.
BUSINESS
Personal Finance: Collective demand can feed the bond liquidity window
There are managed funds, which address investors seeking higher return from bonds, through actively participating in the interest rate and credit cycle opportunities
BUSINESS
Personal Finance | The challenge of balancing investment returns and core values
PERSONAL-FINANCE
Personal Finance | Should you add sectoral and thematic funds to your portfolio?
Sectoral funds have become fads; know that they fare well in certain periods when the cycle is to their advantage but may struggle during downcycles in the sector
BUSINESS
Personal Finance: Redefining the role of a savings bank account
Persistent high inflation in our economy has made the bank deposits role as a savings enhancer, and individuals are forced to park less funds in this instrument
BUSINESS
Personal Finance | Are you missing out on the crypto trade?
By virtue of a higher proportionate ownership, certain large institutions and even individuals have an unequal advantage in the crypto trade, making it susceptible to manipulation
BUSINESS
Personal Finance : It’s time to start questioning your fund manager
The inability of the vast majority of actively managed mutual funds to outperform their benchmarks consistently year after year is beginning to loom large
