BUSINESS
Life and health insurance mistakes even smart investors make
Common mistakes when buying insurance: Smart investors often make common mistakes when buying insurance — such as underestimating the importance of term insurance, relying solely on employer-provided cover, or prioritising lower premiums over policy features and claims support — which can result in inadequate coverage and financial vulnerability.
BUSINESS
5 investment tips for 2024, irrespective of where the market is
Risk-prone investors should use this time to review and clean up portfolios. Risk-averse ones should remember that if your investments don’t beat inflation after taxes, your capital is actually eroding.
BUSINESS
Equity investing: the blur between price and value
Consumers who make value-buys in the general marketplace may not be able to replicate this behaviour in the financial markets due to certain reasons. Here's why
BUSINESS
Markets at all-time highs: How retail investors can ride the boom
Equities represent the best way to build wealth sustainably and satisfy your long-term needs. But significant wealth creation happens in the markets only when you remain invested for the long term as well as participate fully.
BUSINESS
Equity funds disappointed in 2022. But there’s a way to turn them around
Patience and courage to navigate through periods of volatility and underperformance in equity investments are the price you have to pay to get handsome returns over the long term.
BUSINESS
You will work shorter and live longer than you think. Are you prepared?
From learning to spend your money in a better way to staying healthy enough to enjoy your money, here are eight truisms that would help you have a healthier relation with money in 2023.
BUSINESS
Managing your money better: Lessons to learn from FIFA World Cup 2022
Just as the team on the field that plays consistently over the entire tournament and adapts better to the headwinds wins, the investor who builds the right plan, selects the right investments, and has the right long-term focus will achieve investment success.
BUSINESS
Play poker? Your investment style might look like the player in you
The risk-taker faces off with the risk-avoider, but both lag the risk-adapter at poker. The investment world too has similar investors squaring up against one another. One of them has a better chance at making money than the other two
BUSINESS
Seven common mistakes people make when planning for health insurance
The absence of personal health insurance, delayed and inadequate cover, and wrong disclosures are among the common mistakes people make.
BUSINESS
7 common mistakes that people make when it comes to life insurance
Not having adequate cover during your life’s journey to achieve your financial goals is akin to doing a trapeze act without a safety net. Unfortunately, people realise this only when it’s too late.
BUSINESS
Buying a house as an investment? Here are the risks that you must take into account
Having investments in real estate that exceed 20-25% of your net worth is something you should be wary about
BUSINESS
Buying a home too early in your career is a financial mistake you’ll repent later
Not making financial mistakes is as important as doing the right thing. And paying home loan EMIs at a time when your salary has not yet grown sizeably is one such costly mistake.
BUSINESS
Explained: All about asset allocation and how it helps you reach money goals
Asset allocation is one of the most under-estimated tools for building long-term wealth, but is not understood well enough by most investors
BUSINESS
Hiring a financial advisor? Your investing style must be the deciding factor
You must decide whether you require a financial planner or a wealth manager
BUSINESS
What the recent Olympics can teach us about managing money matters
The Olympics provided some memorable moments, but also lots of food for thought for investments, too. Here are a few observations that are particularly pertinent in these raging bull markets
BUSINESS
What sports coaches and investment advisors have in common
Your financial advisor can be a coach during the steady times and a lieutenant during the tough times. But finally, the journey is yours and yours alone to traverse
BUSINESS
Use the COVID crisis to stress test your personal finance plans
A learnings from a crisis must not go waste. The pandemic can be a good time to shore up your money matters
BUSINESS
Money lessons to be learnt from the women in our lives
From deferred gratification to saving regularly and putting family needs above personal ones, women have a lot of money lessons to offer in our formative years
BUSINESS
Why portfolio risk and asset allocation matter more than investment returns
Before discussing the potential returns from an investment, factors such as purpose, goal timelines, asset allocation and risk appetite must be understood
