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Dinesh Unnikrishnan

Editor-Banking & Finance

Moneycontrol

Editor-Banking & Finance at Moneycontrol. Dinesh heads the Banking and Finance Bureau at Moneycontrol. He also writes a weekly column, Banking Central, every Monday.

Banking Central | Digital banking frauds are rising. How do we stem the tide?

BUSINESS

Banking Central | Digital banking frauds are rising. How do we stem the tide?

Everyone from senior citizens to well-educated youth are losing money. What is missing here?

Moneycontrol Pro Panorama | Asset monetisation is easy, but PSU IPOs won’t be a cakewalk

BUSINESS

Moneycontrol Pro Panorama | Asset monetisation is easy, but PSU IPOs won’t be a cakewalk

In this edition of Moneycontrol Pro Panorama: NMP 2.0 is laudable and, if followed up well, can unlock huge capital for Indian economy

Chart of the Day | Solar power capacity jumped in last 2 years. A big opportunity for banks?

BUSINESS

Chart of the Day | Solar power capacity jumped in last 2 years. A big opportunity for banks?

Surya Ghar’s rapid rollout pushes rooftop solar into the mainstream. Banks have a big opportunity here.

Why IDFC First Bank’s Haryana shocker is a governance wake-up call for others

BUSINESS

Why IDFC First Bank’s Haryana shocker is a governance wake-up call for others

The Rs 590-crore fraud and the state’s swift de-empanelment order underline the importance of governance, risk management in institutions

Banking Central | MPC is right in holding fire for now but must prepare to move

BUSINESS

Banking Central | MPC is right in holding fire for now but must prepare to move

With inflation benign and growth firming up, the February MPC minutes show a central bank choosing patience over posturing. That caution is wise, for now

Moneycontrol Pro Panorama | Families are buying gold, and for a good reason

BUSINESS

Moneycontrol Pro Panorama | Families are buying gold, and for a good reason

In this edition of Moneycontrol Pro Panorama: From Indian Gen-Z buyers to Chinese festive shoppers and central banks, gold’s surge shows a change in investor behaviour

Chart of the Day | What is triggering the sharp growth in loans against gold jewellery?

BUSINESS

Chart of the Day | What is triggering the sharp growth in loans against gold jewellery?

Data shows a notable jump in the segment -- both on a year-on-year and financial year basis

Banking Central | Deposit protection rules are changing. Here’s why they matter to you

BUSINESS

Banking Central | Deposit protection rules are changing. Here’s why they matter to you

A new pricing model will push banks to behave better, strengthen the safety net for every saver

Moneycontrol Pro Panorama | A quiet rewrite in the US-India trade fact sheet

BUSINESS

Moneycontrol Pro Panorama | A quiet rewrite in the US-India trade fact sheet

In today’s edition of Pro Panorama: The credit upturn, Marico’s buyout hunger, tricky textile tariffs, Eicher firing on all cylinders and more

Deposit insurance body's risk-based pricing rewards banking discipline

BUSINESS

Deposit insurance body's risk-based pricing rewards banking discipline

By linking deposit insurance costs to behaviour, the RBI is nudging banks to internalise risk rather than outsource it to the system.

Chart of the Day | Credit is flowing, but is the cycle turning too fast?

BUSINESS

Chart of the Day | Credit is flowing, but is the cycle turning too fast?

RBI’s latest Bank Lending Survey signals confidence on demand and easy terms even as monetary caution lingers

Banking Central | RBI pause is less about inflation and more about trust in the cycle

BUSINESS

Banking Central | RBI pause is less about inflation and more about trust in the cycle

The message from the central bank is clear — the quality of growth matters as much as the pace

Quick Take | RBI Governor's steady hand puts credibility over celebration

BUSINESS

Quick Take | RBI Governor's steady hand puts credibility over celebration

By holding the repo rate at 5.25 per cent and sticking to a neutral stance, the central bank is signalling that low inflation is an achievement to be protected, not a cue for haste.

Moneycontrol Pro Panorama | An MPC meeting where doing nothing may be the smartest call

BUSINESS

Moneycontrol Pro Panorama | An MPC meeting where doing nothing may be the smartest call

In today’s edition of Pro Panorama: Stars aligning for MPC, Q3 heats up for NTPC, a stock with growth fizz, US deal tests market rally, rupee’s next port of call and much more

Chart of the Day | After the rebound, what will drive rupee’s next move?

BUSINESS

Chart of the Day | After the rebound, what will drive rupee’s next move?

The India–US trade deal has taken pressure off the currency. The real question is whether flows and fundamentals can do the rest.

Credit finds its feet even as rates stay firm

BUSINESS

Credit finds its feet even as rates stay firm

RBI’s latest sector-wise credit data shows demand is broad-based and resilient, but the message to Mint Road is clear: this is growth that still needs watching, not cheering.

Banking Central | How Budget’s banking agenda can reshape credit, institutions and markets

BUSINESS

Banking Central | How Budget’s banking agenda can reshape credit, institutions and markets

For the banking sector, Budget 2026 is not about short-term giveaways. It lays the ground for institutional strength, greater inclusivity and the foundation of a more resilient and market-oriented financial system

What Union Budget 2026 signals for Indian banking

BUDGET

What Union Budget 2026 signals for Indian banking

The Finance Minister’s announcement of a banking panel suggests a shift — from fixing bank balance sheets to questioning what banks are meant to do next

Financial regulation needs a different approach, says Economic Survey

BUSINESS

Financial regulation needs a different approach, says Economic Survey

The Survey makes a quiet case for regulating financial activity, not financial labels.

What will India’s inflation trajectory look like, going forward? Economic Survey dives in

BUSINESS

What will India’s inflation trajectory look like, going forward? Economic Survey dives in

The Survey expects inflation to rise over the next two years. That may be less a warning signal and more a return to balance.

Moneycontrol Pro Panorama | Have Trump’s tariff tantrums fast-tracked India’s European moment?

BUSINESS

Moneycontrol Pro Panorama | Have Trump’s tariff tantrums fast-tracked India’s European moment?

For this Moneycontrol Pro Panorama edition: America’s protectionism has unintentionally pushed the world closer. The India-EU trade deal is a case in point—but the fine print will decide whether it delivers

Budget Snapshot | Why time is now the biggest creditor risk

BUSINESS

Budget Snapshot | Why time is now the biggest creditor risk

As Parliament readies a revamped insolvency law, the Budget must address the system’s slow bleed and unlock growth trapped in delay

RBI’s state finance report flags a problem politicians don’t want to name

BUSINESS

RBI’s state finance report flags a problem politicians don’t want to name

India’s states are no longer on the same demographic clock — and that is quietly reshaping their fiscal future.

Moneycontrol Pro Panorama | India’s EU moment: Why the ‘mother of all deals’ is less about tariffs and more about leverage

BUSINESS

Moneycontrol Pro Panorama | India’s EU moment: Why the ‘mother of all deals’ is less about tariffs and more about leverage

In this Moneycontrol Pro Panorama edition: After 18 years of on-and-off negotiations, the India–EU free trade agreement is landing in a far harsher world. For India, this is not a victory lap. It is a test of intent.

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