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Dinesh Unnikrishnan

Editor-Banking & Finance

Moneycontrol

Editor-Banking & Finance at Moneycontrol. Dinesh heads the Banking and Finance Bureau at Moneycontrol. He also writes a weekly column, Banking Central, every Monday.

Will India's microfinance sector return to high growth in 2026?

BUSINESS

Will India's microfinance sector return to high growth in 2026?

After a bruising phase of stress and slowdown, microfinance heads into 2026 seeking balance between growth and discipline

Moneycontrol Pro Panorama | America rewrites the H-1B rulebook. Indians will feel it first

BUSINESS

Moneycontrol Pro Panorama | America rewrites the H-1B rulebook. Indians will feel it first

For Moneycontrol's Pro Panorama December 24 edition: A wage-weighted H-1B lottery could reshape the American job pipeline that Indian tech talent has relied on for decades

Chart of the Day | A year in numbers: What high frequency data say about India’s economic momentum

BUSINESS

Chart of the Day | A year in numbers: What high frequency data say about India’s economic momentum

Strip away monthly volatility and a year-long view of high-frequency indicators points to steady economic activity, supported by goods movement, fuel demand and digital payments

Banking Central | Will 2026 be a happy new year for India's crypto investor?

BUSINESS

Banking Central | Will 2026 be a happy new year for India's crypto investor?

Despite regulatory scepticism, crypto still wants India and Indians want crypto. 2026 will test how this relationship shapes

Banks hold promise for growth in 2026, will they deliver?

BUSINESS

Banks hold promise for growth in 2026, will they deliver?

An economy that is lending more, writing off less and cleaning up legacy stress sets the stage for a banking revival. But risks remain

Moneycontrol Pro Panorama | Falling rupee, a new normal?

BUSINESS

Moneycontrol Pro Panorama | Falling rupee, a new normal?

For Moneycontrol's Pro Panorama December 17 edition: The currency’s fall is less about panic and more about how India is absorbing global capital shocks

Chart of the Day | India’s credit comeback story, with a caveat

BUSINESS

Chart of the Day | India’s credit comeback story, with a caveat

Retail credit demand has revived, but early warning signals suggest lenders should celebrate cautiously

Banking Central | 2025: The year that wasn’t for Indian banking

BUSINESS

Banking Central | 2025: The year that wasn’t for Indian banking

The year 2025 was to be the year of fireworks for Indian banking but it is winding up on a staid note with several unresolved issues carried into the new year

Why RBI is right to shut the Stablecoin door

BUSINESS

Why RBI is right to shut the Stablecoin door

T. Rabi Sankar’s blunt rejection of stablecoins is not ideological rigidity. It is a reminder that money, unlike technology, cannot survive on belief alone

Moneycontrol Pro Panorama | IndiGo’s turbulence is a wake-up call for India’s aviation industry

BUSINESS

Moneycontrol Pro Panorama | IndiGo’s turbulence is a wake-up call for India’s aviation industry

In Moneycontrol's Pro Panorama December 10 edition: A week of chaos, thousands of cancellations and a firm government nudge—IndiGo’s crisis shows how fragile airline operations can be when systems fail

Chart of the Day | India’s consumption is holding steady, but investment still moves in spurts

BUSINESS

Chart of the Day | India’s consumption is holding steady, but investment still moves in spurts

The latest quarterly numbers show a familiar pattern: households are keeping the economy afloat, while capital formation continues to swing from quarter to quarter.

India Inc’s interest cover peaks, but the real story may be weak demand

BUSINESS

India Inc’s interest cover peaks, but the real story may be weak demand

Lower interest costs, tax tweaks and healthy balance sheets paint a bright picture. Yet underneath it all lies a question: is the economy signalling a demand problem?

Banking Central | The RBI has cut rates. But nothing changes overnight

BUSINESS

Banking Central | The RBI has cut rates. But nothing changes overnight

A 25 bps cut will help the economy, but don’t expect instant relief on your EMIs. Monetary policy works in slow motion.

Quick Take | What does the 25 bps rate cut mean for India’s economy now?

BUSINESS

Quick Take | What does the 25 bps rate cut mean for India’s economy now?

With inflation at historic lows, the RBI finally opens the tap. The 25 bps cut signals support for growth, but the central bank isn’t throwing caution to the winds.

Moneycontrol Pro Panorama | Bitcoin’s wild ride and what it really means for small investors

BUSINESS

Moneycontrol Pro Panorama | Bitcoin’s wild ride and what it really means for small investors

Moneycontrol Pro Panorama December 3 edition: A volatile rebound may make headlines, but ordinary savers must read through the noise.

Chart of the Day | Inflation trend is set to dominate MPC thinking again

BUSINESS

Chart of the Day | Inflation trend is set to dominate MPC thinking again

Inflation has eased but remains a tricky pitch for the MPC, when it comes to deciding the course of interest rates

Banking Central | A rate cut looks almost certain but the MPC must not lose its nerve

BUSINESS

Banking Central | A rate cut looks almost certain but the MPC must not lose its nerve

All signs point to a rate cut later this week

Pen Urban Bank fraud: A wake-up call for India’s cooperative banking system

BUSINESS

Pen Urban Bank fraud: A wake-up call for India’s cooperative banking system

The PMLA court’s refusal to discharge former directors in the Rs 598-crore Pen Urban Bank scam exposes deep governance failures that the cooperative banking sector can no longer gloss over

Moneycontrol Pro Panorama | What a December move by RBI, Fed means for the Indian economy

BUSINESS

Moneycontrol Pro Panorama | What a December move by RBI, Fed means for the Indian economy

In Moneycontrol Pro Panorama November 26 edition: For India, a rate cut right now is not just a monetary signal. It is a chance to revive momentum

Sandesara Settlement: Has the SC just opened a Pandora’s box?

BUSINESS

Sandesara Settlement: Has the SC just opened a Pandora’s box?

The Sandesara ruling may have many ramifications in similar cases

Eight years on, the IBC is buckling under delays, haircuts, dodgy deals

BUSINESS

Eight years on, the IBC is buckling under delays, haircuts, dodgy deals

With creditor recoveries stuck at nearly one-third and banks chasing pre-IBC fraud almost equal to total recoveries, India’s insolvency regime is flashing red signals

Banking Central | What lies ahead for India’s shadow banks?

BUSINESS

Banking Central | What lies ahead for India’s shadow banks?

Competition, borrower leverage and tight bank funding mean NBFCs must grow with caution, not exuberance

Rupee’s slide past 89 to the dollar: Why it happened, what it means for stakeholders

BUSINESS

Rupee’s slide past 89 to the dollar: Why it happened, what it means for stakeholders

A record-low rupee signals more than currency volatility

Moneycontrol Pro Panorama | Fintechs are quietly winning the retail loan race

BUSINESS

Moneycontrol Pro Panorama | Fintechs are quietly winning the retail loan race

Moneycontrol's Pro Panorama November 19 edition: A silent shift is underway in India’s credit landscape, with fintechs pulling ahead in consumer lending while traditional banks remain trapped in their old ways.

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