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Bhavya Dilipkumar

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From FOMO to Function: Can AI transform India’s fintech and banking backbone

BUSINESS

From FOMO to Function: Can AI transform India’s fintech and banking backbone

Despite the AI buzz, India’s fintech and banking players are treading cautiously, experimenting, not overhauling, as they balance innovation with regulation in one of the world’s most tightly governed financial sectors.

Festive demand revs up Bajaj Auto to top spot in EV two-wheeler sales; Ola slips to fourth

BUSINESS

Festive demand revs up Bajaj Auto to top spot in EV two-wheeler sales; Ola slips to fourth

Bajaj sold 29,597 EV two-wheelers in October, followed by TVS Motor and Ather Energy, while festive offers and new launches boosted overall market demand.

IntrCity SmartBus raises Rs 250 crore in Series D round led by A91 Partners

BUSINESS

IntrCity SmartBus raises Rs 250 crore in Series D round led by A91 Partners

The firm plans to use the funds for fleet expansion, tech upgrades, and Tier-2/3 city coverage.

General Atlantic pumps $600 mn into PhonePe ahead of IPO

BUSINESS

General Atlantic pumps $600 mn into PhonePe ahead of IPO

The latest round, aimed at helping employees meet ESOP-related tax obligations, doubles General Atlantic’s stake to 9% as PhonePe gears up for a $1.35 billion public listing.

Z47 doubles down on AI-first fintechs, plans to back global startups building for India

BUSINESS

Z47 doubles down on AI-first fintechs, plans to back global startups building for India

Z47 sees new wave of tech-enabled lending, digital-first cards, and AI-driven financial services shaping the next phase of fintech innovation.

Zoho set to launch consumer payments app ‘Zoho Pay’

BUSINESS

Zoho set to launch consumer payments app ‘Zoho Pay’

The Chennai-headquartered SaaS giant is expanding its fintech play with Zoho Pay, a consumer payments app integrated into Arattai, alongside new POS devices and financial software offerings.

AI fever, regulation calm, and FOMO in the air: What really went down at GFF 2025

BUSINESS

AI fever, regulation calm, and FOMO in the air: What really went down at GFF 2025

The three-day event in Mumbai saw AI dominate conversations across panels and product launches, while fintech founders, regulators, and banks signalled a more measured phase of collaboration after last year’s wave of policy changes.

'Learn Kannada, Marathi if you are moving to those states,' says Zoho’s Sridhar Vembu on Indian elite and nationalism

BUSINESS

'Learn Kannada, Marathi if you are moving to those states,' says Zoho’s Sridhar Vembu on Indian elite and nationalism

Vembu also cited countries like Japan, Korea, and China as examples where national pride and self-reliance have powered rapid development.

Zoho chosen for government's email service after 20 security audits, says founder Sridhar Vembu

TECHNOLOGY

Zoho chosen for government's email service after 20 security audits, says founder Sridhar Vembu

Amid scrutiny over government adoption of Zoho Mail, the company’s founder has said that it was selected by National Informatics Centre (NIC) after extensive vetting, while MeitY has maintained it does not favour any single firm for tender.

AI is entering bubble territory, says Zoho’s Sridhar Vembu

BUSINESS

AI is entering bubble territory, says Zoho’s Sridhar Vembu

On the role of AI in programming, Vembu said he is a fan of AI-based coding and uses it extensively, but emphasized that it augments rather than replaces skilled programmers.

India cannot afford the scale of investment in data centres, if power bills go up, it will become a hot political issue: Zoho’s Sridhar Vembu

BUSINESS

India cannot afford the scale of investment in data centres, if power bills go up, it will become a hot political issue: Zoho’s Sridhar Vembu

He drew parallels with the U.S., where AI investment has soared into the trillions of dollars but raised concerns about rising electricity costs and limited productivity gains.

Sridhar Vembu dedicates 70% of his time to coding as Zoho's Chief Scientist

BUSINESS

Sridhar Vembu dedicates 70% of his time to coding as Zoho's Chief Scientist

The Zoho founder has also been engaging more with the company’s rural teams, visiting several rural centers and spending time with young engineers.

'We are testing end-to-end encryption this week on Arattai, will be rolled out soon': Zoho’s Sridhar Vembu

BUSINESS

'We are testing end-to-end encryption this week on Arattai, will be rolled out soon': Zoho’s Sridhar Vembu

Vembu acknowledged that Zoho had to speed up its rollout plans as timelines advanced unexpectedly.

Must invest in critical tech, India got bad advice from economists trained at Columbia, Chicago, Harvard: Zoho’s Sridhar Vembu

TECHNOLOGY

Must invest in critical tech, India got bad advice from economists trained at Columbia, Chicago, Harvard: Zoho’s Sridhar Vembu

Calling for balanced trade, Vembu said India must avoid both large deficits and surpluses and focus on technological self-reliance to restore equilibrium.

Foreign AI companies and GCCs need to register IP here, they are harvesting Indian brains: Zoho’s Sridhar Vembu

BUSINESS

Foreign AI companies and GCCs need to register IP here, they are harvesting Indian brains: Zoho’s Sridhar Vembu

Vembu urged the government to make it mandatory for companies developing technology or AI models in India to register the resulting IP locally or license it to the parent entity abroad.

MC Interview: There is a Swadeshi movement underway, India must be self-reliant in tech and trade on equal terms, says Zoho’s Sridhar Vembu

TECHNOLOGY

MC Interview: There is a Swadeshi movement underway, India must be self-reliant in tech and trade on equal terms, says Zoho’s Sridhar Vembu

In this detailed and candid conversation, Zoho’s Chief Scientist and founder Sridhar Vembu opens up about the growing Swadeshi movement in India-a push for self-reliance in technology and trade amidst a global landscape where tech is increasingly weaponised

Chara Technologies raises Rs 52 crore to expand rare-earth-free motor manufacturing

BUSINESS

Chara Technologies raises Rs 52 crore to expand rare-earth-free motor manufacturing

Deep-tech startup to set up new Bengaluru facility, launch new product lines, and scale annual capacity to 100,000 units

MC Interview: Graphcore’s new Bengaluru unit will lead its own AI compute engineering project for the globe, says CEO Nigel Toon

TECHNOLOGY

MC Interview: Graphcore’s new Bengaluru unit will lead its own AI compute engineering project for the globe, says CEO Nigel Toon

In an interview with Moneycontrol, Graphcore CEO Nigel Toon spoke about the company’s India strategy, the global AI chip race, SoftBank’s “AI-as-a-service” play, Graphcore’s push for more efficient compute, and the tough hunt for top-tier engineering talent in the country.

Phishing attacks getting sharper with AI, says CERT-In director Sanjay Bahl

TECHNOLOGY

Phishing attacks getting sharper with AI, says CERT-In director Sanjay Bahl

Bahl noted that continuous cybersecurity audits will become essential from 2026

Zoho to introduce end-to-end encryption for text chats on Arattai, says CEO Mani Vembu

TECHNOLOGY

Zoho to introduce end-to-end encryption for text chats on Arattai, says CEO Mani Vembu

The addition of encrypted text messaging would bring Arattai more in line with global messaging platforms such as WhatsApp and Signal, which have long touted encryption as a core feature.

Engineers behind Arattai have been perfecting this technology for over 20 years, says Zoho CEO Mani Vembu

TECHNOLOGY

Engineers behind Arattai have been perfecting this technology for over 20 years, says Zoho CEO Mani Vembu

Vembu added that the spotlight has only strengthened the team’s resolve to stay grounded and improve faster.

Zoho’s Arattai eyes enterprise use cases, looks at integrating businesses on platform

TECHNOLOGY

Zoho’s Arattai eyes enterprise use cases, looks at integrating businesses on platform

By extending Arattai’s functionality into enterprise scenarios, Zoho aims to leverage its existing customer base and software ecosystem to offer a more integrated, secure alternative to global incumbents.

MC Interview | Zoho CEO Mani Vembu: “We want to make Arattai a super app – always believed this is something India needs"

TECHNOLOGY

MC Interview | Zoho CEO Mani Vembu: “We want to make Arattai a super app – always believed this is something India needs"

Vembu shines a light on Zoho’s vision of “learning by doing,” its commitment to digital self-reliance, and how Arattai is shaping up to be a key pillar in India’s tech future.

PhonePe subsidiaries double revenue, now make up 9% of total income

BUSINESS

PhonePe subsidiaries double revenue, now make up 9% of total income

Fintech major PhonePe's diversification efforts have shown promise, with revenue soaring, however, the company is yet to achieve profitability.

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