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Budget Express 2026

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Ayush Mishra

Senior Correspondent

Moneycontrol

Union Budget 2026: Section 80C investment limit remains same for year

BUSINESS

Union Budget 2026: Section 80C investment limit remains same for year

Section 80C is among the most widely used tax-saving provisions, covering contributions and payments such as PF deposits, life insurance premiums, ELSS, PPF, NSC children’s tuition fees and principal repayment on home loans

Budget 2026: FM announces New Tax Act to come into effect from April 1

BUSINESS

Budget 2026: FM announces New Tax Act to come into effect from April 1

Budget 2026: FM Nirmala Sitharama announced that the new Income Tax Act, notified in July 2025, will take effect from April 1, 2026

How Budget 2026 could influence silver demand

BUSINESS

How Budget 2026 could influence silver demand

One of the most direct ways the Budget could influence silver prices and demand is through import duty adjustments

Union Budget 2026: Equity investors expect relief on STT

BUSINESS

Union Budget 2026: Equity investors expect relief on STT

Any relief in Securities Transactions Tax (STT) would be a welcome step for retail investors and a positive move towards making markets more accessible

Budget 2026: Time to reboot tax breaks for long-term savings and retirement security

BUSINESS

Budget 2026: Time to reboot tax breaks for long-term savings and retirement security

With Section 80C limits frozen and inflation rising, tax professionals want Budget 2026 to separate retirement savings from short-term tax planning

Looking to book an FD? Check which banks are offering the highest rates in January

BUSINESS

Looking to book an FD? Check which banks are offering the highest rates in January

Small finance banks are offering FD rates of up to 8 percent, while private lenders top out at around 7.2 percent. PSU banks offer up to 6.7 percent, and foreign banks up to 7 percent on select tenures

Lower TDS, faster refunds: What taxpayers want in the new tax system

BUSINESS

Lower TDS, faster refunds: What taxpayers want in the new tax system

Beyond rate cuts, Budget 2026 expectations centre on administrative ease, reduced TDS burdens

What happens when you lose your bank locker key: Know the process to open it and costs involved

BUSINESS

What happens when you lose your bank locker key: Know the process to open it and costs involved

Upon loss of the key, the locker-hirer is obliged to immediately inform the bank, whereupon the bank is entitled to follow a prescribed ‘break-open’ procedure strictly in accordance with its standard operating protocol.

What middle-class taxpayers want from Budget 2026?

BUSINESS

What middle-class taxpayers want from Budget 2026?

Middle-class taxpayers want targeted income tax relief, primarily under the new regime, to boost disposable income amid rising living costs

PF withdrawal rules: know how and when you can take money out

PERSONAL-FINANCE

PF withdrawal rules: know how and when you can take money out

In the event of unemployment, members can withdraw up to 75 percent of their PF balance right away, while the remaining 25 percent becomes accessible after one year.

Selling gold or silver? Here is how it is taxed

BUSINESS

Selling gold or silver? Here is how it is taxed

Gold and silver are not a single asset for tax purposes, its tax impact depends on the form, holding period, and exit timing, and a small mistake in timing can significantly increase your tax burden

Denied free water and forced to buy a Rs 40 bottle, a diner sues a restaurant and wins Rs 3,000 compensation and refund

BUSINESS

Denied free water and forced to buy a Rs 40 bottle, a diner sues a restaurant and wins Rs 3,000 compensation and refund

Restaurants are free to sell bottled water as an optional product; they cannot refuse free drinking water to force such sales.

Compassionate appointment meant for immediate relief, not delayed claims: Punjab & Haryana High Court

BUSINESS

Compassionate appointment meant for immediate relief, not delayed claims: Punjab & Haryana High Court

The court held that compassionate appointment is not a right, but a limited exception meant only to deal with an immediate financial crisis after the death of a government employee while in service.

Medical crises main trigger for personal loans in Indian cities: Report

PERSONAL-FINANCE

Medical crises main trigger for personal loans in Indian cities: Report

Despite the rapid expansion of digital lending, offline channels continue to dominate borrowing, with only 32 percent of borrowers opting for personal loans through online platforms, a Paisabazaar study has found

Budget 2026: Industry experts seek tax clarity on employer-provided EVs and hybrid cars

BUDGET

Budget 2026: Industry experts seek tax clarity on employer-provided EVs and hybrid cars

The Income tax Rules provide a detailed mechanism for calculating the car perquisite for fuel vehicles; the same clarity is absent for EVs.

Inherited gold jewellery: Know when you pay tax and when you don’t

PERSONAL-FINANCE

Inherited gold jewellery: Know when you pay tax and when you don’t

The tax aspect comes into play only when you sell the jewellery. In such cases, capital gains tax applies but only on the profit you make from the sale, not on the entire value of the inherited gold.

Budget 2026: Tax experts demand clarity on taxation of stock options for cross-border employees

BUDGET

Budget 2026: Tax experts demand clarity on taxation of stock options for cross-border employees

ESOP taxation is clear for employees working only in India, but remains uncertain for cross-border employees. Tax experts say Budget 2026 should clarify rules for cross-border ESOPs.

Budget 2026: Tax relief for married couples? What joint taxation could mean for your taxes

BUSINESS

Budget 2026: Tax relief for married couples? What joint taxation could mean for your taxes

The proposed reform by ICAI will allow couples to file a joint tax return, offering relief to families that depend on a single source of income

Budget 2026: Tax experts want stability, simpler compliance and fewer surprises

BUDGET

Budget 2026: Tax experts want stability, simpler compliance and fewer surprises

No rate cuts, fewer tweaks: tax experts want FM to focus on fixing everyday pain points that continue to trouble taxpayers

Will Budget 2026 fix NRI exit barrier? Experts call for simplified TDS rules on property sale

PERSONAL-FINANCE

Will Budget 2026 fix NRI exit barrier? Experts call for simplified TDS rules on property sale

If the seller is a NRI, taxes are withheld at a higher rate, and the buyer is also required to obtain a TAN, deposit the tax deducted and file e-TDS returns.

Do you know that your credit card also offers insurance against outstanding balance? Know what it is and how it works

PERSONAL-FINANCE

Do you know that your credit card also offers insurance against outstanding balance? Know what it is and how it works

Credit cards make everyday spending easier and more flexible. But with that ease comes the responsibility of handling risks that can arise from card usage. This is where credit card insurance becomes important. Let us understand what credit card insurance is and how it helps cardholders.

Widowed daughter-in-law can seek maintenance from father-in-law’s estate: Supreme Court

PERSONAL-FINANCE

Widowed daughter-in-law can seek maintenance from father-in-law’s estate: Supreme Court

The Supreme Court has made it clear that the liability to maintain a widowed daughter-in-law does not stop with the son alone but travels with every legal heir who inherits the father-in-law’s property

Budget 2026: Skilling, affordability, accountability top Gen Z wishlist   

BUDGET

Budget 2026: Skilling, affordability, accountability top Gen Z wishlist   

Gen Z also expects the budget offer support on mental health, climate and education

Axis Bank and Kotak Mahindra Bank revise FD rates; know how much you can get

PERSONAL-FINANCE

Axis Bank and Kotak Mahindra Bank revise FD rates; know how much you can get

Effective January 15, Axis Bank offers a 7.20% interest rate to senior citizens for tenures ranging from 5 to 10 years.

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