5 government apps for daily utility

UMANG
UMANG (Unified Mobile Application for New-age Governance) works as a single access point for central and state government services. Through the app, users can check EPFO account details, file withdrawal requests, and monitor pension-related services. It also connects to NPS for retirement account management. Pensioners can submit their digital life certificate using the Jeevan Pramaan facility. Integration with DigiLocker allows issuing verified digital documents. The app additionally provides options for paying utility bills and accessing income tax services.

DigiLocker
DigiLocker acts as a secure digital folder for storing and issuing official documents. Managed by the Ministry of Electronics and Information Technology, it allows users to keep digital versions of licenses, vehicle registration papers, and academic certificates. These electronic records hold the same legal validity as physical copies under the IT Act. Since documents come directly from issuing authorities, their authenticity remains intact. The platform reduces reliance on physical documents for verification or compliance checks.

mParivahan
NextGen mParivahan, created by the National Informatics Centre, offers transport and vehicle-related digital services. Users can view registration details, check insurance status, and access virtual copies of their RC and driving licence. The app helps track challans and process payments for traffic violations. It also provides information about RTO offices and nearby pollution testing centres. For those considering a used vehicle, the app helps verify ownership and registration records before purchase.

mAadhaar
The UIDAI’s mAadhaar app enables users to manage their Aadhaar information digitally. It displays personal details and a photograph for identification purposes. A built-in biometric lock enhances control over data and restricts unauthorised access. Users can generate a Virtual ID (VID) or a time-based OTP for authentication tasks. The app supports address updates and requests for Aadhaar reprints. A scannable QR code allows secure offline identity verification without revealing additional details.

BHIM
BHIM (Bharat Interface for Money) is a UPI-based payment app developed by the National Payments Corporation of India. It supports instant bank-to-bank transfers using UPI IDs, account numbers, or QR codes. Recent versions include the UPI Circle feature, enabling users to assign limited payment authority to trusted family members. The app handles payments for services such as electricity, broadband, and water. Users can view their transaction history to keep track of expenses or resolve disputes.