Unit Linked Insurance Plans

Loans against life insurance policies is a practice that’s long existed in the offline world. But the process is full of delays and paperwork. BimaPay aims to eliminate that friction.

Momentum Mid-caps | Some ULIP mid-cap funds deliver up to 20% returns through 10 years

Like mutual fund schemes, ULIP mid-cap funds offered by insurance companies have paid off, if you held on to them for the long term

10 popular stocks that midcap ULIP funds hold

Most of the life insurers disclose only the top 10 or 20 holdings of their fund’s portfolio

Ulips 2.0: Insurers simplify product to woo buyers

Changes made to Ulips with regard to charges, sale strategy and transparency have made Ulips much easier to understand and buy.

Still undecided on tax saving? Here's the best option for you

Financial planners and experts seem to be in agreement that Equity Linked Savings Schemes (ELSS) is the best investment avenue under Section 80C of the Income Tax Act since it outscores other options in terms of liquidity and returns.

Life insurers 2016-17 product tally passes 70; ULIPs falter

The current financial year has already seen 72 new products being developed in the life insurance industry, according to the country‘s insurance regulator.

LIC loses 5% new premium market share to rivals

Private insurers slowly but surely are making inroads into LIC's market share. Riding high on Unit Linked Insurance Plans (Ulips), some 23 of them have eaten up a full 5 percent of new premium market from LIC, taking their combined share to 30 percent in 2014-15, according to annual data from the Life Insurance Council.

Are unit-linked plans a worthwhile option?

Unit Linked Insurance Plans, also known as ULIPs, have become a popular choice among many investors.

Why is mis-selling so prevalent in insurance sector?

Deepak Yohannan of myinsuranceclub.com explains the reasons behind mis-selling of insurance policies, which is the reason behind the sector's downfall in the country.

Find out: 4 common mistakes in retirement planning

Financial planner and trainer Vivek Sharma explains about the common mistakes done during retirement planning. He advises against buying retirement plans and falling for government's inflation data.

Traditional insurance plans: Can new rules get transparency

In a recent inauguration ceremony of an insurance brand, finance minister had appealed insurers to come up with simple products and refrain from mis-selling.

Is investment in insurance foolishness

Investment and insurance are two opposite sides of the same coin. If you try to club both insurance and investment, surely you will neither get adequate life insurance cover nor will your investment give you good return as compared to other investment avenues available in the same asset class.

Why pension funds may be better for equity than MFs

There is strong evidence that pension funds investing in equity outperform mutual funds because their fee structure is low, and their funds are long-term in nature, reckons R Jagannathan

Risk involved in Unit Linked Insurance Plans

Unit Linked Insurance Plans (or ULIPs) have become quite a popular option among many investors. It is a product that offers a life cover along with an investment option.

Insurance: What and how much do you need?

It becomes necessary to evaluate a human life in terms of money, in order to safeguard from problems caused by under-insurance.

ELSS -A key for tax saving and long term financial planning

It is now possible to do both tax planning and long term financial planning together. An analysis by CRISIL suggests that if one is willing to take some risks, Equity Linked Savings Schemes (ELSS) offered by mutual funds provides an opportunity to generate attractive long term returns.

Life insurance in the slow lane

The sluggish life insurance sector may be headed for better times.

Are ULIPs investor friendly?

Unit-linked insurance plans or ULIPs as they are popularly known as are another form of life insurance. Sumeet Vaid of Freedom Financial Planners and Kamesh Goyal, CEO, Bajaj Allianz spoke to CNBC-TV18 about ULIPs and what the trend is.