Sum Assured

Term insurance: Ensure sum assured covers loans and future expenses

It is recommended that you have a coverage of 10-15 times your annual income. But your liabilities, current and future expenses, are the main factors that you must take into account while calculating the term cover amount.

Term insurance: How much coverage do you need?

Before deciding your term insurance plan’s sum assured, assess the financial requirements of your loved ones, your current savings and your existing liabilities such as home or car loans

Good news for health policyholders: Key medical necessities proposed to be fully payable

Claims payable could be higher, settlement process smoother for policyholders

Life insurance: What is a good cover for dad, mom and baby?

If you and your spouse have a young family to look after, you should buy the insurance product that takes care of your loved ones even if you’re not around.

Pure term insurance plan or ‘TROP‘: Which one is better option?

Pure term insurance plan pays if the life assured dies in the term of the policy and nothing else. TROP offers to pay all premiums if the life assured survives.

Is my insurance cover adequate?

Calculate your insurance requirement- the sum assured that you should be insured for so that your dependants can meet their financial commitments with as much ease as earlier. Insure yourself to live peacefully and stress free; and when you are free of stress, you do live longer.