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Sudipto Roy

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  • MC Exclusive | Standard Chartered Bank’s mortgages head to join L&T Finance

    Jinesh Shah, MD and head of mortgages at Standard Chartered Bank to take over from Sanjay Garyali as CEO - Urban Finance, L&T Finance

  • A prudent Budget that balances transformation with continuity in policy

    The biggest step is of course the income-tax relief for the salaried taxpayer. It will give a big boost to the disposable income available with middle-class consumers and buoy both demand levels and consumer sentiments in the economy

  • Stress in MFI business led to dip in profitability in Q3FY25, says L&T Finance CEO

    We have deliberately slowed down our rural business finance disbursements, which is high yielding business, when you slow down the disbursement, obviously, it has got an impact in the NIMs and fees, Roy said in an interview.

  • L&T Finance to remain cautious about rural business amid stress in microcredit sector: CEO Sudipta Roy

    In the second quarter (July-September), rural business finance disbursements have reduced by 5 per cent YoY and 6 per cent quarter-on-quarter. Rural business finance disbursements during the quarter stood at Rs 5,435 crore, as compared to Rs 5,773 crore in the quarter-ago period and Rs 5,740 crore last year.

  • Households less optimistic about economy: Study

    "The overall optimism in Indian households has decreased as compared to year 2014. Indians are concerned about building their financial future and have a lot of expectations from the government," Principal Retirement Advisors Managing Director Sudipto Roy said, quoting the study titled 'Principal Financial Well Being Index in India 2015'.

  • Asset allocation is the key to retirement planning

    If you invest as per your asset allocation after taking into account the life cycle, there is a high possibility that you will retire rich

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