Refinancing

Refinancing a personal loan involves replacing your existing loan with a new one offering better terms, such as lower interest rates, reduced EMIs, or extended repayment tenures. It's ideal for consolidating multiple loans, improving financial flexibility, or saving money on interest.

Falling sales to affect refinancing of realty sector: Ind-Ra report

Given that the real estate sector has mainly relied on refinancing to meet debt servicing obligations, owing to the negative cash flows, it is unlikely to witness a revival in sales in FY18 and &#82

CARE lowers Adani Power rating on delays in refinancing ECBs

CARE has lowered by a notch its rating of Adani Power's long-term bank facilities on account of delays in refinancing of its external commercial borrowings (ECBs) and consequent adverse impact on its debt coverage indicators.

Refinancing Rs 8.4k cr may pull road sector from trouble:Ind-Ra

Refinancing of Rs 8,450 crore along with a risk-balancing approach could steer the highway sector out of trouble, Indian Ratings and Research (Ind-Ra) said on June 9

Dealing with home loan insurance in case of loan takeover

Home loan insurance is a must given the size of the liability. When you are changing the financier for the loan, it make sense to revisit your home loan insurance arrangement.

SBI refinances 5 a/cs worth Rs 6500 cr under 5:25 route

SBI had done over Rs 6,000 crore refinancing in the first quarter itself and now more than double is expected in the pipeline for the next year.

Govt policies to fuel highway sector revival: India Ratings

An India Ratings report reveal that despite stalled projects and low funding, the highway sector will pick up speed with implementation of government policies and initiatives.

Operating margins expected to be 9-10% this FY: Uttam Galva

The company, had one percent growth in the last quarter, is looking at strategies to improve its balance sheet numbers.

GMR in talks to refinance Rs 4k cr Odisha power plant loan

After the Reserve Bank of India extended flexible refinancing scheme to existing stressed infra projects, CNBC-TV18 exclusively learns that debt-laden GMR Group is in talks with lenders to refinance loans worth Rs 4,000 crore for its Odisha Power Plant.

Need to ensure infra projs' viability for restructuring:SBI

Arundhati Bhattacharya, chairman, SBI says the new infra, core sector project refinancing norms are a relief. "We were wanting it for existing projects, that has been permitted. So, this will enable us to better match the cash flows with the repayments," she adds.

Refinancing your home loan: What, why & when?

There are several ways that a new refinanced loan can help your family manage their monthly budget as well as long term financial goals. Below are the two primary reasons that you may want to consider refinancing your home loan.

'Risky' firms may need Rs 1 trillion refinancing by Mar '15

Half of about Rs 2 trillion worth of loans up for refinancing in the next 12-15 months by India‘s top firms belong to companies that are either already in financial distress or can be deemed as carrying ‘elevated refinancing risk‘, according to a study.

Essar Energy sees margin improvement via refinancing

The company's focus will primarily remain on improving margins and cash flow through asset optimisation and refinancing.

Urban Housing Fund norms to be finalised shortly: NHB head

The National Housing Bank (NHB), the regulator for housing finance companies in India is ramping up its efforts on affordable housing, typically priced below Rs 25 lakh. It has almost finalised the scheme for Urban Housing Fund (UHF) of Rs 2,000 crore, recently announced in the Union Budget 2013.

Boosted by James Bond, MGM to announce $650 mln debt deal

MGM, the studio behind the James Bond movie franchise, will close a USD 650-million refinancing of its debt on Friday, reducing the likelihood that the filmmaker will file a contemplated initial public offering in the next few months.

NHB revives plan for bond issues, to raise Rs 500 cr

A high demand for refinancing has prompted the National Housing Bank (NHB) to revive its fund raising plan through bond issues. According to R H Verma, Chairman & Managing Director of the apex body of housing finance companies (HFCs), it is planning to raise Rs 500 crore, to support its rising requirement of funds.

Roubini sees market caught in low growth trap in long term

Arnab Das, managing director of market research and strategy, Roubini Global Economics joins CNBC-TV18 to discuss issues ailing the global economy.

Shifting your loan? Here are some pointers!

A home loan transfer (also known as refinancing or balance transfer) is an option that most individuals opt for to avail the benefit from lower interest rates prevalent in the market.

Opting for a loan transfer? Here's how to go right

A home loan transfer (also known as refinancing or balance transfer) is an option that most individuals opt for to avail the benefit from lower interest rates prevalent in the market.