Rbi Policy

Banking Central | The RBI has cut rates. But nothing changes overnight

A 25 bps cut will help the economy, but don’t expect instant relief on your EMIs. Monetary policy works in slow motion.

Quick Take | What does the 25 bps rate cut mean for India’s economy now?

With inflation at historic lows, the RBI finally opens the tap. The 25 bps cut signals support for growth, but the central bank isn’t throwing caution to the winds.

LIVE: RBI Governor Sanjay Malhotra Delivers Key Monetary Policy Statement | Interest Rates & Outlook

Breaking financial update: Reserve Bank of India (RBI) Governor Sanjay Malhotra presented the latest Monetary Policy Statement, outlining the central bank’s stance on inflation, growth, liquidity, and interest rates. The policy announcement comes at a crucial time as markets closely watch RBI’s decisions on repo rates, banking liquidity, and inflation control.

Taking stock – Growth up, prices down, RBI policy on edge

India's GDP growth of 8.2% masks underlying economic challenges, with nominal growth lagging, the RBI caught between rate cuts and rupee defence, and markets pricing in a potential earnings turnaround despite policy uncertainties

17 of 20 experts back December rate cut despite GDP uptick; banks’ margins at risk

The RBI has so far reduced repo rate by 100 bps from 6.5% to 5.55 between February and June. After that, it RBI has maintained a status quo in the August and October policies.

Banking Central | A rate cut looks almost certain but the MPC must not lose its nerve

All signs point to a rate cut later this week

Banking Central | What does the monetary policy mean for you and your budget?

Decoding the RBI's October review: Rate cuts remain distant, EMIs stay where they are

Regulatory changes overshadow main monetary policy

MPC’s decision to maintain status quo on rates was expected. Its message on policy consistency and economic resilience was reassuring. The highlight, however, was the regulatory package to ease credit flow and smoothen banks’ transition to an enhanced risk standard

RBI Policy: Details of measures announced to promote ease of doing business

These measures include consolidation of large number of circulars and directions of the RBI, measures related to strengthen export sector, and review of restrictions on transaction accounts.

RBI MPC Analysis: It’s a pro-banks, pro-India Inc economic policy

Even if devil lies in details, many demands of the banking sector have been granted in one stroke of the wand. Over the next 3 – 5 years, some of the regulatory decluttering can go a long way in reshaping the business of banking.

RBI policy decision signals emerging space for easing while holding rates for now

Investors should view the current pause as an intermission rather than a finale; the script still allows for a dovish turn. How should fixed income investors tweak their portfolios?

Economic growth looked strong in Q2FY26, but momentum in digital payments tapered in September

High-frequency data has shown that manufacturing PMI, GST collections and auto sales trends are upbeat, while digital payments growth has moderated a bit, in September.

RBI guidelines on bank business and investment drops proposed bar on overlap with group firms

The circular envisages to streamline the activities being undertaken by banks and their group entities while providing more operational freedom to the banks and NOFHCs for equity investments and setting up group entities respectively, RBI said.

RBI proposes enabling framework for banks to finance acquisitions by Indian corporates

The RBI’s Monetary Policy Committee (MPC) decided to keep the benchmark repo rate unchanged at 5.5 percent on October 1, for the second time in a row.

RBI proposes revamped ECB framework to expand access, ease restrictions and simplify rules

The RBI’s Monetary Policy Committee (MPC) decided to keep the benchmark repo rate unchanged at 5.5 percent on October 1, second time in a row.

RBI extends repatriation deadline for export proceeds held in IFSC accounts to 3 months

In January, the RBI permitted Indian exporters to open foreign currency accounts with a bank outside India for realisation of export proceeds

RBI's draft norms for standardised approach to credit risk coming soon

The revised framework aims to improve the robustness, granularity and risk sensitivity of the standardized approach for calculating the capital charge for credit risk. The draft guidelines shall be issued shortly, RBI Governor said.

RBI's ECL norms to improve risk management of loans set to kick in from April 2027

The guidelines are expected to enhance credit risk management practices, promote better comparability of reported financials across institutions, RBI said.

Manufacturing activity slips to four-month low of 57.7 in September

September is the first month since June that the PMI slipped below the 58 mark. Job creation was at its lowest level in four months

RBI MPC maintains status quo, keeps repo rate unchanged at 5.5%

The MPC considered it prudent to wait for impact of policy actions to play our before charting the next policy action.

RBI MPC Highlights: Governor Malhotra holds repo rate at 5.5%; inflation forecast cut to 2.6%, GDP growth raised to 6.8%

RBI MPC Meeting Highlights 2025: The unanimous decision to hold repo rate steady was announced by Governor Sanjay Malhotra as the central bank unveiled its fourth bi-monthly monetary policy of FY26, in the backdrop of strong economic growth and benign headline inflation.