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Banks are generally not allowed to lend to REITs, either at the investment managers' level or at the level of their numerous special project vehicles but that is about to change
By holding the repo rate at 5.25 per cent and sticking to a neutral stance, the central bank is signalling that low inflation is an achievement to be protected, not a cue for haste.
The current estimate on the rate action is in line with the Moneycontrol’s poll conducted before the Union Budget 2026, wherein a majority of economists, treasury heads and market participants said the central bank may maintain status quo on rates. The MPC is to meet from February 4 and February 6 for its bi-monthly policy review.
In 2025, the central bank has cumulatively cut the repo rate by 125 basis points (Bps) taking the repo rate to 5.25 percent, from 6.50 percent at the start of the year.
A 25 bps cut will help the economy, but don’t expect instant relief on your EMIs. Monetary policy works in slow motion.
With inflation at historic lows, the RBI finally opens the tap. The 25 bps cut signals support for growth, but the central bank isn’t throwing caution to the winds.
Breaking financial update: Reserve Bank of India (RBI) Governor Sanjay Malhotra presented the latest Monetary Policy Statement, outlining the central bank’s stance on inflation, growth, liquidity, and interest rates. The policy announcement comes at a crucial time as markets closely watch RBI’s decisions on repo rates, banking liquidity, and inflation control.
India's GDP growth of 8.2% masks underlying economic challenges, with nominal growth lagging, the RBI caught between rate cuts and rupee defence, and markets pricing in a potential earnings turnaround despite policy uncertainties
The RBI has so far reduced repo rate by 100 bps from 6.5% to 5.55 between February and June. After that, it RBI has maintained a status quo in the August and October policies.
All signs point to a rate cut later this week
Decoding the RBI's October review: Rate cuts remain distant, EMIs stay where they are
MPC’s decision to maintain status quo on rates was expected. Its message on policy consistency and economic resilience was reassuring. The highlight, however, was the regulatory package to ease credit flow and smoothen banks’ transition to an enhanced risk standard
These measures include consolidation of large number of circulars and directions of the RBI, measures related to strengthen export sector, and review of restrictions on transaction accounts.
Even if devil lies in details, many demands of the banking sector have been granted in one stroke of the wand. Over the next 3 – 5 years, some of the regulatory decluttering can go a long way in reshaping the business of banking.
Investors should view the current pause as an intermission rather than a finale; the script still allows for a dovish turn. How should fixed income investors tweak their portfolios?
High-frequency data has shown that manufacturing PMI, GST collections and auto sales trends are upbeat, while digital payments growth has moderated a bit, in September.
The circular envisages to streamline the activities being undertaken by banks and their group entities while providing more operational freedom to the banks and NOFHCs for equity investments and setting up group entities respectively, RBI said.
The RBI’s Monetary Policy Committee (MPC) decided to keep the benchmark repo rate unchanged at 5.5 percent on October 1, for the second time in a row.
The RBI’s Monetary Policy Committee (MPC) decided to keep the benchmark repo rate unchanged at 5.5 percent on October 1, second time in a row.
In January, the RBI permitted Indian exporters to open foreign currency accounts with a bank outside India for realisation of export proceeds
The revised framework aims to improve the robustness, granularity and risk sensitivity of the standardized approach for calculating the capital charge for credit risk. The draft guidelines shall be issued shortly, RBI Governor said.
The guidelines are expected to enhance credit risk management practices, promote better comparability of reported financials across institutions, RBI said.
September is the first month since June that the PMI slipped below the 58 mark. Job creation was at its lowest level in four months
The MPC considered it prudent to wait for impact of policy actions to play our before charting the next policy action.
RBI MPC Meeting Highlights 2025: The unanimous decision to hold repo rate steady was announced by Governor Sanjay Malhotra as the central bank unveiled its fourth bi-monthly monetary policy of FY26, in the backdrop of strong economic growth and benign headline inflation.
