The Reserve Bank of India has kept the repo rate unchanged at 5.25%, bringing stability for home loan borrowers. EMIs are likely to remain steady, while past rate cuts continue to offer savings. Here’s how this impacts your loans, EMIs, and future borrowing plans.
RBI keeps rates steady amid global supply disruptions. Inflation risks remain from trade shocks. Policy balances growth and stability while monitoring currency pressures and capital flows
All eyes on the Reserve Bank of India as it announces its first FY27 policy amid rising inflation and crude oil concerns. Will rates stay on hold or is a hike coming soon? Catch Surabhi Upadhyay in conversation with experts to know more
RBI MPC Meet April 2026 Date and Time: ICRA chief economist Aditi Nayar stated that the RBI is expected to stay on hold and wait for more data before considering any policy changes.
The meeting minutes released said that the Indian economy is likely to improve considerably post the trade agreements with US and EU
RBI's commentary indicates we may be headed for a long pause. The question is how will the liquidity management happen from here on
The RBI's monetary policy committee, as expected, held the repo rate steady at 5.25%
RBI MPC Meeting Live Updates: Central bank holds rates, upgrades growth outlook, signals proactive liquidity support and tighter consumer safeguards
The government has mandated the RBI to ensure consumer price index-based retail inflation remains at 4 percent.
Experts advised investors to prioritise capital safety and stable returns as interest rates are expected to stay steady
Tax cuts, frontloading of capex by government, softer crude prices were some of the reasons that provided a conducive environment for growth to sprint.
The RBI cut the repo rate by 25 bps to 5.25 percent as was widely expected, announced Rs 1 lakh crore of OMOs and a 3-year dollar–rupee swap, and raised FY26 GDP growth forecast to 7.3 percent.
Rupee policy remains market-determined, says Governor Sanjay Malhotra
The meeting is taking place against the backdrop of falling inflation, rising GDP growth, the rupee crossing 90 against the dollar and ongoing geopolitical tensions.
The MPC started its three-day deliberation on the next set of bi-monthly monetary policy on Wednesday.
Most economists expect rates to remain at that level at least until the end of next year.
Avoided rate cut in Oct as it will not have desirable impact, says Sanjay Malhotra
Governor Sanjay Malhotra announced that the repo rate remains unchanged at 5.5% and said the regulatory ceiling on lending against listed debt securities will be removed, making it easier for investors to access credit.
The Reserve Bank of India (RBI) today maintained a status quo on repo rate and policy stance, highlighting India's favourable growth-inflation dynamics. Meeting Street expectations, RBI Governor Sanjay Malhotra-led Monetary Policy Committee (MPC) kept the repo rate unchanged at 5.5 per cent, and maintained the policy stance as ‘neutral’. RBI MPC addresses the media after the monetary policy announcement.
GST cut may not completely offset tariff impact on GDP growth, says RBI Governor
RBI Governor Sanjay Malhotra will announce the October MPC outcome on October 1. Economists expect a pause at 5.5%, though inflation forecasts may be revised.
RBI faces a policy test: lower inflation, higher growth forecasts. Markets await dovish signals beyond rate action in October policy.
Since February 2025, RBI has trimmed repo rates by 100 bps from 6.5% to 5.5% after it held rates steady in August .
Some market veterans believe that more than the rate cut, investors may find support from a change in stance by the central bank, signalling a dovish tilt by the RBI.
The sharp increase in the liquidity can be attributed to the durable liquidity infusion since start of this year by the RBI through various instruments such as open market operations (OMOs) purchases of governments securities and USD/INR buy-sell swap auctions.