Policyholder

The insurance regulator said that in the recent times, changes in economy, especially in micro, small, medium enterprise sector, have increased the need for trade credit and has enhanced the scope for the credit insurance sector, manifold.

Life insurance policy holder: Responsibilities for you

Insurance is the business of covering the probability of an individual getting sick or dying. In insurance lingo this probability is referred to as risk -- higher the risk higher the premium. A person with high risk paying low premium by withholding critical information is like travelling with a short journey ticket, which is liable for penalty.

Precautions: 9 things to remember while using a credit card

While using a card at merchant outlets, one should make sure that it is being swiped in his presence, personal finance expert, Pankaj Mathpal, Optima Money Managers said.

Check out: What is an endowment policy and how it works

Last week, we talked about term plans, saw their features in some detail and also went into the various riders available. This week, we’re going to look at a more popular, but less beneficial product – the endowment plan.

Utilize your free-look period in your insurance policy

As consumers, at times we regret buying products at the later stages. This is generally because as a matter of fact, we start analyzing the product only after we have paid for it. Wouldn’t it be great if you can get some time to understand the product after paying for it?

IRDA defers launch of health insurance portability to Oct 1

Insurance regulator IRDA has postponed implementation of portability of health insurance policies across non-life insurance companies to October 1.