The NPAs under Mudra loan have declined to 2.21% in FY25, including private banks, MFIs and NBFCs. Centre is looking to intensify Mudra lending for sectors such as agriculture and aquaculture in coastal areas, in light of trade challenges.
The SBI report on ten years of PMMY said that the share of MUDRA loans in Bihar, Uttar Pradesh, Odisha, and the North-east has grown significantly, indicating a more inclusive credit distribution pattern.