Loan Book

Going forward, the board will decide the best way to raise money, be it through rights issues or other routes, Sabharwal said.

CSB Bank shares 3% higher on strong deposit growth, healthy gold loan book

The business update shared by CSB Bank on January 1 showed that the total deposits grew by 22.17% on year to Rs 33,406 crore, and advances against gold and gold jewellery rose by 36.28% YoY to Rs 13,018 crore.

Unsecured loan books develop cracks. How big a worry is this for Indian lenders?

For years, banks and NBFCs were engaged in an intense rivalry to grow their loan books, perhaps forgetting the cardinal rule of lending—assessing a borrower's creditworthiness. Probably, they are having to pay a price for it now

Apollo eyes SVB assets as suitors Circle $73.6 billion loan book

Apollo, one of the world’s largest alternative asset managers, is among other investors looking to buy pieces of Silicon Valley Bank, according to people familiar with the matter.

Ujjivan Small Finance Bank records 44% jump in loan book

The bank said advances are up 22 per cent from Rs 14,514 crore as of September 2021 on the back of sustained growth in disbursement which grew by 56 per cent year on year to Rs 4,867 crore.

Star Housing Finance's loan book hits Rs 100 crore so far this fiscal

The non-banking financial company said enabling credit access to rural and semi-urban population helped it reach the Rs 100-crore loan book by way of deployment of core lending solutions aided with mobility.

See 27-30% of borrowings re-priced in FY19; loan growth well-planned: PNB Housing Fin

Loan growth for the company has always been regulated, well-planned and not aggressive, said Sanjaya Gupta, MD, PNB Housing Finance .

Capital First to grow at 25% in next 4-5 years: Exec Chairman

Capital First expects to grow by 25 percent over the next 4-5 years and promoters are not looking to offload their stake in the company as they believe in the long-term story, says V Vaidyanathan, Executive Chairman of Capital First.

Centrum Housing Finance eyes Rs 250 cr loan book in 1st yr

Cetrum Home Finance, the Centrum group's housing finance arm that was launched last month, plans to have a loan book of Rs 250 crore by the end of the first year of operations.

Demonetisation: Recovery of NPAs slow, impact on NIMs likely, says City Union Bk

Recoveries of non-performing assets (NPAs) have not been as fast as in October, post demonetisation, said Kamakodi. Net interest margins also could be impacted, said N Kamakodi, MD & CEO, City Union Bank.

Loan book to continue growing at over 40%: RBL CEO

The bank is well diversified in its portfolio, which has helped mitigate risks, said Vishwavir Ahuja, MD & CEO of RBL. Alongwith that the bank has tried avoiding lending to risker assets like infrastructure in last 3-4 years.

Bharat Fin hopes to keep FY17 loan book guidance at Rs 11k cr

Rao says Bharat Financial will disburse an additional Rs 8,200 crore in the second half of current fiscal.

Ujjivan Financial June-qtr net doubles to Rs 71 cr

Microfinance company Ujjivan Financial Services reported a 102.51 per cent jump in net profit at Rs 71.37 crore for the June quarter, driven by growing business and reduction in cost of finance.

Capital raising to aid loan book growth in FY17: Satin Credit

Company plans to grow the loan book in FY17 to around Rs 5000 crore from the current Rs 3270 crore, said HP Singh, CMD, Satin Credit.

HDFC nos in-line; provisions to not affect biz: Analysts

No negative surprises from the results and the loan book to grow by 15-16 percent in FY17, Deven Choksey, MD at KRChoksey.

HDFC Bank Q4 net rises 20% at Rs 3374 cr, NII jumps 24%

During the quarter, its NII or difference between interest earned and interest expended grew 24 percent at Rs 7453.3 crore from Rs 6013.2 crore in year-ago period.

Nomura warns LIC Housing Fin may face earnings cut post Q4 nos

According to Nomura, LIC Housing Finance may face earnings cut by the street due to slowdown in core mortgage portfolio. It adds that slowdown in mortgage book is driven both by slower disbursement growth and higher prepayment rates continuing in the past.

See loan book doubling in next 3-4 years: DCB Bank

The growth momentum of the bank will continue to be supported by stable asset quality and branch expansions, said Murali M Natrajan, MD & CEO, DCB Bank, in an interview to CNBC-TV18.

Smaller towns driving ICICI's home loans,book crosses Rs 1 tln

ED Rajiv Sabharwal told reporters in a concall that the bank has always been serving the tier 2 and 3 towns, but there have been concerted efforts on these markets in the past three years which has paid off so well for the lender that smaller centres now account for 30% of the home loan book

16-18% of PSB loan book may turn stressed in 3-4 yrs: Macquarie

In Apocalypse Now, a report by Macquarie Research, the brokerage firm says that several potentially non-performing accounts are being hidden behind the screen of statutory debt restructuring (SDR) and 5/25 refinancing.

FY16 credit growth likely at 12-15%: City Union Bank exec

The net interest margin has been maintained at an average range of 3.4-3.6 percent for nearly the past decade, and the bank will focus on maintaining it, says N Kamakodi, CMD & CEO at City Union Bank.

IDFC fixes Oct 5 as record date for share transfer

The new bank plans to start operations with an initial loan book of around Rs 55,000 crore and with 20 branches.

Will revise rates when needed; comfortable with CAR: SBI

SBI, MD - corporate banking, P Pradeep Kumar says, it has been continuously reviewing base rates and lowering deposit rates since August or September last year. "A further cut will depend on SBI's cost of funds, composition of asset portfolio, etc."

Accumulate HDFC Bk with target price of Rs 1250: Angel

From the management commentary, Vaibhav Agrawal, VP-Research-Banking, Angel Broking expects a broader outlook in terms of growth and performance of loan book.

Affordable housing push to grow loan book, sales: Experts

R Varadarajan, MD, Repco Home Finance expects his loan book to grow above the current rate of 25-30 percent. 80 percent of the company‘s loan book is under affordable housing.