Income

When income is uneven, a “monthly budget” can feel like a monthly fight. What helps is a simple system that smooths the ups and downs, so your household isn’t constantly reacting.

Lost your income suddenly? What happens to your EMIs and SIPs

What the system expects you to do, what flexibility you actually have, and where most people get caught off guard

A salary hike is not a spending licence: Use it to upgrade your life and your balance sheet

A practical guide to ensuring your next pay rise improves both daily comfort and long-term financial security, instead of disappearing into silent lifestyle inflation

How to use SWP in mutual funds to create a steady retirement income

A simple guide to how a systematic withdrawal plan can create reliable monthly income, protect your corpus and help you avoid running out of money too early.

Samantha Ruth Prabhu and Raj Nidimoru’s combined net worth, check their source of income

Samantha Ruth Prabhu and Raj Nidimoru’s combined stardom and creative clout have turned them into a powerhouse pair, blending box-office strength with streaming dominance to create one of the industry's most profitable partnerships.

Save half your income with these smart money hacks

Turning your monthly income into long-term wealth isn’t about earning more—it’s about mastering how you save and spend every rupee wisely.

How to earn property-like income with just Rs 10 lakh in REITs

Want real estate exposure without owning a building? Here’s how you can use listed REITs in India to build a steady-income portfolio and construct a Rs 10 lakh ladder step by step.

Why your loan can be rejected even with a high credit score

A good score helps, but lenders look beyond numbers — your income, job type, and existing loans matter too.

What is the impact of your income on your credit score? | Explainer

Your income might decide your lifestyle, but does it affect your credit score too? The answer isn’t as straightforward as you might think. Let’s break it down and understand how income plays a role — directly or indirectly — in shaping your creditworthiness.

OPINION | Empowering women through fiscal measures requires a nuanced approach, not only cash transfers

While cash transfers provide immediate financial support, they might not necessarily lead to long-term “agency” in a woman or her economic empowerment. Participation income, on the other hand, encourages women to engage in economic activities

How students can build a credit score without a job or income

Smart credit habits can help students establish a financial footprint even before they start earning.

TDS on your fixed deposit interest? Here’s how to get a refund if your income is below the tax limit

You can claim a refund on tax deducted from fixed deposit interest by filing your ITR—here’s the process explained.

Statistics ministry to take a shot at household income survey again; sets up expert group

The ministry had first attempted to conduct such a survey in 1955, followed by another one in 1958, but did not release the results of the surveys.

How India taxes interest income of NRI children

Interest income from Indian bank accounts is not necessarily tax-free for foreign resident children. Here's how it is taxed and what parents need to know.

Ex-Meta executive who earned Rs 34 lakh-Rs 3.4 crore in 10 years offers tips to increase income

'Follow your passion' is one of the worst pieces of advice Sora Lee said she had received in college. That’s because several people are passionate about something that may not help them bag a high-paying job.

Chart of the Day: As job creation improves, will consumption follow suit?

The good news is that improving job creation has come along with budgetary sops to reduce tax and drive up sluggish consumption

Social inequality lower in 2023-24 as SC, ST consumption rose faster: Govt data

In urban centres, the growth in consumption spending was faster for STs and OBCs, at 11.4 and 9.1 percent, respectively, compared to the general category.

MC-Deloitte CEO Survey: 86.7% believe tax relief, simpler GST will spur consumption

An overwhelming 86.7 percent of the CEOs surveyed have sought for a simple GST and a reduction in income taxes to spur consumption.

'Don't kill golden goose': Revenue secy tells DRI officers to be 'careful' before sending tax notices

He urged the DRI officers to focus energy on big fish and masterminds and bust syndicates in smuggling operations

It pays to be self-employed in Goa, salaried in Chandigarh

Urban India’s gender income gap varied across states. Haryana stood out, with women’s earnings surpassing double the national average. On the other hand, Jharkhand, Odisha and West Bengal had the highest income disparity, with women earning around half of men’s monthly income.

How India can escape the middle income trap

At India’s current per capita levels of $2,540, even upper middle-income status is some years away. What is required now is the infusion of new, modern technologies and business models along with investment. For graduating to high-income, additionally, innovation will be needed

Budget 2024: Will FM Change Tax Rates? | Demands to Increase Exemption Limit, Rationalise Tax Slabs

Ahead of Budget presentation on July 23, it has been reported that FM Sitharaman could be considering introducing tax relief measures in a bid to stimulate consumption. But how much can the Finance Minister accommodate and what will it cost the government to do so? Stacy Pereira chats with Preeti Kulkarni on what we could expect on the personal income tax front in the full Budget 2024.

Income and wealth of India's top 1% at historical high: Report

The income share of top 1% is among the very highest in the world, higher than even South Africa, Brazil and US, a report by World Inequality Lab said.

World Happiness Report: Indian seniors are a happy lot, but nation’s overall rank low

Elderly Indians with higher education and those from higher social castes also reported greater satisfaction than those with no formal education and those belonging to so-called lower castes, the report said.

Household Consumption Survey: A worrying concentration of income that doesn’t help industrial growth

The average for the most well-off 5 percent in urban areas still falls short of Rs 21,000. One percent of India’s population is 14 million. A consuming class of 2 percent of the population would be roughly as large as Belgium and the Netherlands put together. Indians shouldn’t be happy with the statistical reduction in poverty. Growth in industrial demand and a mass market depend on growing purchasing power with the masses. A growth strategy, with special focus on education, making India’s youth employable and generating income at a high level of productivity, is needed