Gold Loan

Can you transfer a gold loan to another lender? What you should know

If the interest on your gold loan feels too high or the repayment terms are uncomfortable, moving the loan to another lender may be possible — but it’s worth understanding how it actually works before you do it.

Should borrowers opt for gold loans when prices are high and volatile? Check gold price, LTV, and risks

Gold is a popular safe-haven during uncertainty and short-term cash needs, especially when emergency funds are exhausted and it serves as a hedge in your portfolio, but add risks when prices are high and volatile.

Israel Iran War: Why borrowers should be cautious about gold loans despite the expected boom in gold prices

While gold loans can serve immediate liquidity needs, they are best considered when repayment visibility is clear

When taking a gold loan actually works—and when it doesn’t

Gold loans are fast and familiar. But they work best in very specific situations and can backfire outside them.

Thinking of taking a gold loan? Read this before you pledge your jewellery

It’s one of the quickest ways to raise money in India, but speed should not replace understanding.

BoB comfortable with gold loan growth despite record prices: CEO Debadatta Chand

The bank has set a principal recovery target of Rs 10,000 crore for the full year. Additionally, recoveries routed through income typically contribute Rs 700–750 crore per quarter. Q3 recoveries stood at Rs 812 crore, and a similar run-rate is expected in Q4, Chand said.

RBI closely monitoring lenders’ positions on gold loan portfolios, say sources

After a sharp 15 percent correction in gold prices since Jan 30, the central bank is said to have sharpened its oversight on banks and NBFCs

Economic Survey 2026: Gold jewellery loans jump 125.3% as rising prices fuel personal loan growth

After moderating earlier in FY26, lending picked up sharply towards the end of 2025. As of December, bank credit grew at 14.5%

Chart of the Day | From distress to mainstream: The rise of gold loans in India

Contrary to popular perception, gold loans are no longer primarily distress-driven

Gold Loan Boom: Rs 14.5 lakh crore market spurs NBFCs to add 3,000 branches

Leading players such as Muthoot Finance, Muthoot Fincorp, IIFL Finance and Bajaj Finance are collectively expected to open around 1,800 branches

Gold loan or personal loan: Here’s how to know which one actually works better for you

A gold loan can sometimes be a smarter, cheaper and quicker option than a personal loan—if you know when to choose it.

Billionaire Muthoot family turns India’s gold obsession into a fortune

Their family-run firm that’s doled out gold loans for almost nine decades is on a roll as consumers take advantage of surging bullion prices to swap jewelry for short-term cash

Gold loan vs personal loan: The smarter choice when cash runs short

When cash can’t wait, pick the option that saves interest, protects your assets, and gets money to you on time.

Lenders turn cautious on gold loan borrowing limits

Sources say loan to value by leading NBFCs and a few banks in the gold loan segment has started reducing by 2 – 4 percent, in anticipation of a likely dip in gold prices.

Cautious on gold loans despite huge demand as prices soar, South Indian Bank CEO Seshadri

Higher gold prices mean customers can borrow more against their ornaments, driving demand but the sharp price movement also raises risk, the CEO tells Moneycontrol

Gold loan market jumps 122% as gold prices continue to hit all-time highs; Know hidden risks

The gold loan market has surged 122% year-on-year to Rs 2.94 lakh crore as of July 2025, driven by rising gold prices, eased regulations, and increased accessibility for low-credit borrowers.

Will high gold prices add shine to the CSB Bank’s stock?

The bank’s gold lending portfolio has a huge runway for growth

Gold loan interest rates: Top banks offering loans at competitive rates starting at 8% per annum

Indian Bank offering the lowest rate on gold loan, followed by Punjab National Bank at 8.35% and Bank of India at 8.6%.

Gold loan NBFC Muthoot Finance says will 'better' the full-year growth guidance, shares at record high

The NBFC cited three key factors behind the strong quarterly show, which are, a healthy demand for gold loans, strong momentum in gold prices, and recent lending guidelines by RBI that were seen as business friendly by the industry.

When do you choose a gold loan over a personal loan?

When you require money urgently and own gold jewellery, pawning it can give you cheaper interest and quicker sanction than unsecured loans.

Loan against gold jewellery grew 124% in June, fastest among personal loans, RBI data shows

In absolute terms, the outstanding loan against gold jewellery stood at Rs 2.77 lakh crore as on June 27 . There has been a decline in the consumer durable segment

RBI clarifies loans against voluntary gold and silver pledged up to limit not norm violation

Last month, the central bank released the final guidelines for lending against gold and silver collateral.

Capri Global shares soar over 11 percent after large trade, NBFC offers 'Auto Pay' on gold loans

Capri Global has also strengthened its digital services with a 'Smart Auto Pay' facility for gold loans, which it said is designed to make gold loan repayments more convenient and hassle-free.

Final gold loan norms likely today or by Monday, says RBI Governor, financiers cheer LTV relief

Malhotra said the Loan-to-Value (LTV) for gold loans below Rs 2.5 lakh will be revised to 85 percent, from the proposed 75 percent as part of the latest recommendations.

Why RBI must tread with caution on the gold loan rules

The central bank must listen to bankers’ concerns and craft a framework that regulates without alienating