Debt

Equity, debt or gold: If you have Rs 1 lakh to invest now, where should you put it?

The rule of investing is that there is no one-size-fits-all. The right allocation is not decided by market conditions alone but by an investor’s goals, time horizon and ability to handle volatility

IPO-bound Captain Fresh secures Rs 288 crore debt from Blue Earth Capital

Debt financing from the Switzerland-based investor will be used to expand the seafood startup’s global distribution network and strengthen its supply chain operations, sources told Moneycontrol.

2-6-10 rule vs reality: How should you plan EMIs instead?

Why the popular 2-6-10 EMI rule may not reflect today’s financial realities

Shapoorji Pallonji group lenders likely to rollover $1.2 billion debt

Moneycontrol first reported on October 10 that the Shapoorji Pallonji Group faced about $1.2 billion in debt repayments by December.

Indian bonds open 1 basis point higher; state government debt fundraising in focus

The benchmark Indian bond yield was trading at 6.7035 percent, as compared to 6.71 percent in the previous session.

‘Willing to settle for 3 LPA’: Man turns down 7 LPA offer, now saddled with Rs 40 lakh loan

A viral X post claims that a man rejected a 7 LPA campus placement to pursue a Master’s degree in the US, only to end up with Rs 40 lakh in education debt.

Centre pegs FY27 fiscal deficit at 4.3% of GDP

The fiscal deficit in FY25 stood at 4.8 percent of GDP, which was 80 bps lower than 5.6 percent in FY24.

Finance Minister sets Debt to GDP ratio for FY27 at 55.6 percent in Budget

India’s debt to GDP ratio was below 50 percent in FY19, but rose to 51.9 percent in FY20 and further to 62 percent during the pandemic

Still see room for capital gains tweaks despite Budget 2024 rationalization, says CEA Nageswaran

Nageswaran said that further reforms to reduce operating costs, lower input costs, deregulation and skill creation can lift India's medium-term growth higher than the estimated 7 percent.

MC-Deloitte CXO survey: Geopolitics, trade uncertainty, US trade deal delay key global, domestic risks

The CXO survey was conducted by Moneycontrol and Deloitte between December 2025 and January 2026. The survey includes CXOs from across industries, such as, banking and insurance; manufacturing; transport and logistics; energy; life sciences and health; telecom and tech; e-commerce.

Did the market misread Vodafone Idea’s AGR relief?

Market participants, however, say the reaction reflects a gap between expectations and the fine print of the announcement rather than a reversal of the company’s underlying relief prospects.

Man takes Rs 1.75 crore loan which grows to Rs 147 crore debt, after 4% interest per month

Struggling to keep up with repayments, the borrower sold his home in July 2016 to the director of the moneylending company for Rs 14 crore. But, the sale came with a catch: he signed a tenancy agreement with the same director, agreeing to stay on as a tenant and pay between Rs 5 lakh and Rs 6 lakh per month in rent.

Overseas investments in stocks, real estate through LRS jumps over 50% to cross $2 billion in 2025

Latest Reserve Bank of India data shows that between January and September, LRS investments in real estate grew 80% to $350 million, while remittances into equity and debt instruments rose over 50% to $1.68 billion

FPI holdings hit 14-month high amid market resilience

The rise in foreign exposure coincided with gains in the broader market, with both the Sensex and the Nifty advancing nearly 1.5 percent during the period

India Inc’s cash buffer shrinks first time in three years, debt rises in a sign of private capex revival

This is the first time in three years since September 2022 that India Inc’s cash reserves have seen a decline. Manufacturing, heavy machinery and infrastructure remain at the core of this capex cycle

Debt vs investment: How retirees can balance both for financial peace

A guide to deciding whether to pay down loans or invest your savings — and how to find a middle ground that protects income and preserves growth.

Centre plans next-gen power reforms for debt and loss-ridden discoms

The proposed restructuring scheme for state-owned discoms can be seen as a preparatory platform for the Indian government’s larger goal to implement the draft Electricity Amendment Bill, 2025 which seeks to introduce competition in the power distribution sector by ending the monopoly of state-owned discoms.

OPINION | Beyond Debt-to-GDP: The role of debt maturity in fiscal stability

Fiscal rules focus on debt-to-GDP ratios, but overlook debt maturity structure, crucial for managing refinancing risks. India's subnational governments exhibit varied maturity strategies, with longer maturities offering stability amid fiscal pressures

Embassy REIT raises Rs 2,000 crore through 10-year NCD

Proceeds from the first 10-year NCD by a listed REIT to refinance debt

Can you merge two home loans? What borrowers should know before consolidating debt

Exploring if and how you can simplify multiple home loans into one repayment plan.

GMR Airports planning to raise up to Rs 6,000 crore to refinance debt; may tap mutual funds

GMR Airports' standalone net debt at the listed company level, excluding the airport subsidiaries, was at approximately Rs 5,700 crore at the end of FY25

India Inc’s cash pile growing twice as fast as its debt

India Inc’s strategy to build bigger cash reserves comes at a time when companies worldwide are grappling with economic uncertainties stemming from high interest rates, supply-chain realignments, tariff wars and geopolitical disruptions

Adani Group posted 8% EBITDA growth across listed entities, riding on strong cash balances

The Adani Group said 84 percent of group EBITDA and 88 percent of investments in core businesses is providing 'multi-decadal' visibility in terms of cash flow. Of the total EBITDA, 42 percent came from Adani Enterprises and Adani Ports and SEZ.

FPIs withdraw $2.27 billion from Indian debt in April so far, largest outflow since May 2020

FPIs have turned net sellers in the Indian debt market, pulling out over $2.27 billion so far in April — the largest monthly outflow since May 2020 and the first since November 2024.

Fiscal glide path 'sincerely followed', will achieve 4.5 percent deficit target, says FM Sitharaman

FM Sitharaman outlined Centre's commitment to fiscal prudence, and said the government gave itself a 'year-by-year target' to bring down deficit below 4.5 percent by FY26. "That’s exactly what we’ve been following without fail, each year,” added the Finance Minister.