Debt

Latest Reserve Bank of India data shows that between January and September, LRS investments in real estate grew 80% to $350 million, while remittances into equity and debt instruments rose over 50% to $1.68 billion

FPI holdings hit 14-month high amid market resilience

The rise in foreign exposure coincided with gains in the broader market, with both the Sensex and the Nifty advancing nearly 1.5 percent during the period

India Inc’s cash buffer shrinks first time in three years, debt rises in a sign of private capex revival

This is the first time in three years since September 2022 that India Inc’s cash reserves have seen a decline. Manufacturing, heavy machinery and infrastructure remain at the core of this capex cycle

Debt vs investment: How retirees can balance both for financial peace

A guide to deciding whether to pay down loans or invest your savings — and how to find a middle ground that protects income and preserves growth.

Centre plans next-gen power reforms for debt and loss-ridden discoms

The proposed restructuring scheme for state-owned discoms can be seen as a preparatory platform for the Indian government’s larger goal to implement the draft Electricity Amendment Bill, 2025 which seeks to introduce competition in the power distribution sector by ending the monopoly of state-owned discoms.

OPINION | Beyond Debt-to-GDP: The role of debt maturity in fiscal stability

Fiscal rules focus on debt-to-GDP ratios, but overlook debt maturity structure, crucial for managing refinancing risks. India's subnational governments exhibit varied maturity strategies, with longer maturities offering stability amid fiscal pressures

Embassy REIT raises Rs 2,000 crore through 10-year NCD

Proceeds from the first 10-year NCD by a listed REIT to refinance debt

Can you merge two home loans? What borrowers should know before consolidating debt

Exploring if and how you can simplify multiple home loans into one repayment plan.

GMR Airports planning to raise up to Rs 6,000 crore to refinance debt; may tap mutual funds

GMR Airports' standalone net debt at the listed company level, excluding the airport subsidiaries, was at approximately Rs 5,700 crore at the end of FY25

India Inc’s cash pile growing twice as fast as its debt

India Inc’s strategy to build bigger cash reserves comes at a time when companies worldwide are grappling with economic uncertainties stemming from high interest rates, supply-chain realignments, tariff wars and geopolitical disruptions

Adani Group posted 8% EBITDA growth across listed entities, riding on strong cash balances

The Adani Group said 84 percent of group EBITDA and 88 percent of investments in core businesses is providing 'multi-decadal' visibility in terms of cash flow. Of the total EBITDA, 42 percent came from Adani Enterprises and Adani Ports and SEZ.

FPIs withdraw $2.27 billion from Indian debt in April so far, largest outflow since May 2020

FPIs have turned net sellers in the Indian debt market, pulling out over $2.27 billion so far in April — the largest monthly outflow since May 2020 and the first since November 2024.

Fiscal glide path 'sincerely followed', will achieve 4.5 percent deficit target, says FM Sitharaman

FM Sitharaman outlined Centre's commitment to fiscal prudence, and said the government gave itself a 'year-by-year target' to bring down deficit below 4.5 percent by FY26. "That’s exactly what we’ve been following without fail, each year,” added the Finance Minister.

Indian banks profits may dip in FY26 on margin squeeze, says CRISIL report

The report pegs credit growth at 12-13 percent but says deposit growth remain a critical bottleneck

Adani Green raises $1.06 billion to refinance renewable facility in Rajasthan

AGEL currently has an operating renewable portfolio of 12.2 GW, the largest in India, spread across 12 states. The company has set a target of achieving 50 GW by 2030.

Adani Green in advanced talks with SBI-led consortium to raise up to Rs 10,000 crore to refinance dollar loans

The domestic refinancing comes after Adani Green scrapped its $600 million dollar bond offering in November

Govt hopeful of ratings upgrade as Budget draws debt-reduction roadmap

S&P Ratings was the only agency to have recently revised India’s outlook to positive from stable earlier this year

MC Interview: Centre can't keep hiking capex by 25-30% each year, says Expenditure Secretary Manoj Govil

Govil, in an exclusive interaction with Moneycontrol, spoke on a range of issues from the fiscal implications of the 8th Pay Commission to the chances of a rating upgrade.

Starting FY27, Centre to bring down debt-to-GDP ratio to 49-51% by FY31

Presenting the Budget for 2025-26, Finance Minister Nirmala Sitharaman reiterated the Centre's commitment to link its fiscal deficit glide path to debt-to-GDP ratio

Govt keeps NHAI’s borrowings to a minimum for 4th straight year

This move is part of the government’s efforts to reduce the highway developer’s debt. NHAI’s debt stood at Rs 3.44 lakh crore at the end of January 2022, against Rs 24,188 crore in 2014-15, a 14-fold rise in less than seven years

NHAI plans to further reduce debt by around Rs 20,000 crore by March-end

So far in 2024-25, a significant portion of MoRTH's capital expenditure has gone to help NHAI refinance its debt levels. The NHAI has used around Rs 40,000 crore of the highway ministry's budgetary allocation to repay loans.

Shapoorji gets bondholder nod to ease covenants, move to help loan refinancing against Tata Sons shares

The group has also received in-principle approval from stock exchanges for the changes to be made to the NCDs  

Retrospect your debt patterns to improve your credit score in 2025

As the new year begins, focusing on improving your credit score can enhance financial opportunities. By reviewing reports, paying on time, diversifying credit, and setting goals, you can strengthen your financial profile and unlock better interest rates and loans 

Alarmism over India's public debt is unwarranted

India's debt level is sustainable when seen in the context of it's economic growth. Therefore, it's important to avoid a hasty reduction in the ratio of fiscal growth to GDP ratio as borrowing has gone into creating building blocs of future growth. A Fiscal Council will help access debt level in an appropriate way.

Survey to gauge debt, investment situation of households will only be available after 2026

The statistics and programme implementation ministry is expected to hold discussions on the process of the survey in 2025