Verifying your PF balance online via the EPFO member portal The EPFO Member Portal is the best and most popular way to verify your provident fund balance. You can login to the portal using your Universal Account Number (UAN) and password. Once logged in, you can check out the "Passbook" option to see comprehensive details about your contributions and accrued interest. The portal provides a month-by-month contribution view by employees as well as employers and it is easy to track deposits. One must ensure that the UAN is active as well as KYC details are updated prior to availing this option.
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Utilizing the UMANG app for easy access The UMANG mobile app is an easy-to-use government portal offering multiple services, including EPFO-related features. The application is downloadable and can be installed on mobile phones and you can register in with your mobile number which has a link with the UAN. Once you login, click on the EPFO icon and select "View Passbook" to view the PF balance. The app not only offers information regarding balance but also enables staff to initiate claims, monitor the status of a claim, and avail other EPFO services, thus making it a handy tool for conducting PF-related activities.
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Availing PF details through SMS service The PF balance can also be checked by employees through an easy SMS service offered by EPFO. To avail themselves of this facility, they must send an SMS in the form "EPFOHO UAN ENG" to 7738299899 from their registered phone number. In this, ENG is the selected language, and it may be substituted by the code for other languages such as HIN for Hindi or TAM for Tamil. The reply SMS received will include the balance and the latest contribution. This option is convenient when internet connectivity is not available.
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Making a missed call for immediate updates Missed call facility is amongst the fastest methods to know your PF balance without depending on the internet. By making a missed call to 9966044425 from the registered EPFO mobile number, workers can get an SMS with their PF balance information. The call gets auto-disconnected and is free of cost. Make sure the UAN of the employee is activated and KYC information is associated with the account; otherwise, the request will not be executed. This process is particularly beneficial for offline users.
Importance of checking your PF balance periodically It is important that you verify your PF balance from time to time to ensure contributions are being credited correctly and on time by you and your employer. It also keeps you notified about the interest earned on your savings and arrange for withdrawals or transfers when you change your job. Through regular checks on your balance, you can easily spot any disparities and correct them well before time. Staying informed about your PF account keeps your retirement funds secure and in sync with your financial planning needs.
