New Aadhaar app introduces Face ID and QR code verification: What’s new and how to download it
Aadhaar’s latest mobile app offers a secure and contactless identity verification experience with facial recognition and QR scanning.
NPS vs Mutual Fund SIP: Which investment plan suits you better?
NPS is ideal for disciplined, tax-efficient retirement savings, while Mutual Fund SIPs offer greater flexibility and higher return potential for diverse financial goals.
How regularly should you check your mutual fund portfolio?
Review your mutual fund portfolio at least once or twice a year, or more often if life or market conditions change significantly.
PPF investment: Should you invest monthly or make a lump sum contribution?
Investing a lump sum in PPF at the start of the financial year yields higher returns, but monthly SIPs offer better liquidity and financial discipline for most investors.
Can you have more than one PPF account? Here’s what the rules say
You can hold only one PPF account in your name, though accounts for minors are allowed within the overall ₹1.5 lakh annual contribution limit.
Personal Finance | Getting the valuation game right is key to equity investing
In the complex game of valuation of a business to invest in its equities, here are some useful insights that you could focus on
Personal Finance: How to invest in equity? Pick your best option
The basics of long term equity investing remain the same regardless of the vehicle you choose. Which vehicle you choose can determine your returns and risk
Income Tax Slabs 2025: No income tax upto Rs 12 lakhs, check new income tax regime AY 2025-26 here
Union Budget 2025: FM Nirmala Sitharaman announced major income tax relief, with no tax payable on income up to Rs 12 lakh. New tax regime to be simpler with a special focus on the middle class.
Personal Finance | What investors miss while trying to time the market
Single-day falls in equity market values are sharper than single-day gains
Credit cards and your financial future: How they impact your credit score and loans
Credit cards can either be a stepping stone or a stumbling block on your financial journey.
Quick ways to secure instant personal loan approval
By maintaining a good credit score, preparing documents in advance, and choosing the right lender, you can significantly boost your chances of approval.
Cashback vs. rewards credit cards: Which one suits you best?
Cashback cards are great for those who prefer straightforward savings on everyday purchases, while reward cards appeal to those who enjoy travel and premium perks.
Mastering multiple credit cards: Simple tips for smart management
Managing multiple credit cards can offer benefits like enhanced purchasing power, better rewards, and improved credit scores.
Why gilt funds are the best short-term investment for risk-free returns
Gilt funds are a safe and reliable option for short-term investments, offering stable returns with no credit risk as they invest in government securities. They’re perfect for those seeking alternatives to fixed deposits or looking to park funds temporarily.
MC Explains: Is Your Diwali Gift Taxable? What You Need to Know About Taxes | Festive Edition
As Diwali approaches, are you ready for those exciting gifts and bonuses? But wait – did you know they could be taxable? In this video, we break down the tax rules on Diwali perks and share expert tips to help you avoid paying unnecessary taxes. From exemptions to smart strategies, we’ve got you covered. Stay tuned and celebrate smarter this Diwali!
#Diwali2024 #TaxTips #FinancialPlanning
Bank locker charges: Compare locker rent across top Indian banks
Bank locker charges vary based on the bank, locker size, and location. Additionally, banks may require a security deposit or fixed deposit as collateral and impose penalties for late payments or exceeding the allowed number of visits. It's essential to compare rates and terms before renting a locker.
Personal Finance | Should you add sectoral and thematic funds to your portfolio?
Sectoral funds have become fads; know that they fare well in certain periods when the cycle is to their advantage but may struggle during downcycles in the sector
Everything you need to know about Limited Liability Partnership
A Limited Liability Partnership (LLP) is a business structure that combines the operational flexibility of a partnership with the liability protection of a corporation. It’s an ideal option for businesses looking for a streamlined approach to managing operations while safeguarding partners’ personal assets.
How to link UAN with Aadhaar: A step-by-step guide for seamless EPF transactions
Linking Aadhaar with UAN prevents duplicate accounts and allows online PF withdrawals without employer verification, making the process convenient and hassle-free.
Personal Finance: How not to get carried away with every IPO
Let good sense prevail over market frenzy and hype
5 essential tips to protect your online banking security
Relying on digital banking, although convenient, can be fraught with risks. With so many rules to remember, we often tend to slack off with basic hygiene of safe online usage. It’s simple, really: Choose strong passwords, change them often, never use public WiFIs, and never click suspicious links.
How to build an emergency fund: A step-by-step guide for millennials
Facing unexpected expenses can be stressful, but having an emergency fund can make it a lot easier. A straightforward guide to help you get started.
Budget 2024: Will FM Change Tax Rates? | Demands to Increase Exemption Limit, Rationalise Tax Slabs
Ahead of Budget presentation on July 23, it has been reported that FM Sitharaman could be considering introducing tax relief measures in a bid to stimulate consumption. But how much can the Finance Minister accommodate and what will it cost the government to do so? Stacy Pereira chats with Preeti Kulkarni on what we could expect on the personal income tax front in the full Budget 2024.
Bank Holidays in July 2024: Banks in India to remain closed for 12 days in July, check complete list here
Bank holidays in July 2024 offer a mix of regional and national holidays across India, providing a break for employees and an opportunity to plan activities. These holidays vary by state, including significant religious and cultural events.
Personal Finance: Volatility in equity markets should never worry you
Volatility is not a risk, but your behaviour in response to volatility will make or break your portfolio
