Personal Finance

Winter holiday travel rush: Smart booking tricks that can save you thousands on flights and hotels

Peak season is expensive by default, but small choices on dates, routes and cancellation terms can cut the damage

How pensioners can submit a digital life certificate from home using a smartphone

A phone-based process that lets you complete your annual life certificate from home, without visiting a bank or pension office.

Drivers’ licence remains valid for 30 days after expiry, insurer must pay compensation: High Court

The judgment does not excuse long-expired licences. Renewal should still need to be done promptly

How to save Rs 50,000 to Rs 1 lakh a year without cutting back on daily comforts

Small, low-effort tweaks that quietly free up cash without forcing you to cut back on things you enjoy

Kerala women to receive Rs 1,000 monthly assistance under Sthree Suraksha Scheme: Check eligibility and application steps

Under the Sthree Suraksha Scheme, eligible beneficiaries are entitled to a monthly pension of Rs 1,000. The payment will be deposited directly into the beneficiary’s bank account through the Kerala Social Security Pension Company after due verification by the local authorities.

Personal Finance: NPS becomes a must-have for your retirement portfolio

The 'in case of emergency' money file: What to keep, where to keep it

A practical system that reduces stress, prevents delays and ensures your money and intentions are easy to locate in an emergency

PAN and Aadhaar loan fraud: What to do if someone borrows in your name

A quick, practical response plan to stop recovery pressure, fix your credit record, and reduce the chances of repeat misuse.

Break your FD to close a costly loan? Here’s the call to make

A fixed deposit can reduce debt stress quickly, but only if it does not leave you financially exposed the moment life throws a surprise.

Three-bucket retirement strategy: A simple way to manage liquidity, safety and growth

Instead of keeping your retirement corpus in one mixed pot, the bucket approach splits it by when you will actually need the money.

Home loan stress in 2025: Should you stretch the tenure or raise the EMI?

Extending tenure cuts your EMI quickly but raises total interest, while increasing EMI hurts monthly cash flow now but usually gets you debt-free faster and cheaper.

Family health cover or separate policies? How to choose the smarter health insurance setup for your household

A family floater can look cheaper upfront, but separate individual covers often hold up better once age, claims and uneven health risks enter the picture.

How a loan repayment calendar can help you get debt-free faster

A simple, month-by-month view of your loans can turn scattered EMIs into a clear plan that shortens tenures and cuts interest without straining your cash flow.

Credit card debt trap: 5 simple ways to stay in control

Credit cards can work like free short-term loans or turn into long-term debt, depending on how you use them.

Diversifying your retirement corpus in 2025: A simple, bucket-based plan that reduces risk

Retirement diversification is not about owning more products, it is about matching each rupee to a time-horizon and a job

Personal loan checklist: 5 questions to ask before you accept a pre-approved offer

A personal loan can look cheaper on the ad than it is in real life. Compare what you repay, how flexible the loan is, and what it costs to exit early

How to turn a strong credit score into a lower-interest loan in 2025

A good score opens the door. Getting the best rate depends on timing, profile clean-up, and how you negotiate

Gold price today: Rates jump after Fed cuts rate; check 24K, 22K, 18K rates in your city

Globally, the rate cut provides some relief to financial markets, supporting risk assets through lower borrowing costs and improved liquidity conditions, say analysts

Haryana govt extends retirement gratuity and death gratuity benefits to employees under Unified Pension Scheme

The Haryana government had adopted the Unified Pension Scheme (UPS), notified by the Government of India under the National Pension System (NPS).

Cashless insurance claims meet 97% of IRDAI’s 3-hour mandate; 1-hour pre-authorization at 87% compliance

IRDAI’s data for August 2024 to May 2025 shows that while a majority of cashless claims were cleared within mandated timelines, thousands still breached the prescribed window, highlighting persistent gaps in service standards despite stricter regulatory oversight.

Personal Finance | When markets turn uncertain, scale back spending, not investing

Protect yourself from the reveries of constantly upgrading your lifestyle

Simple steps to complete your credit card application without mistakes

Avoid common pitfalls and ensure your application goes through smoothly

Personal Finance: Will gold’s shimmer dim?

Why gold’s role as a portfolio diversifier has strengthened

Updating Aadhaar gets easier: UIDAI announces major changes, to be effective from November 1

This digital-first approach will help customers open accounts or complete verification in minutes, reducing the need for physical paperwork.

How to stop your EPF money from going missing during job changes

Delayed transfers and inactive accounts can quietly cost you years of interest — here’s how to keep your PF money growing