Critical illness or Mediclaim?
ADITI just spent her Diwali bonus on buying herself a whole new look --new shirts, sunglasses, jeans, shoes the works.
Sum payable to NRIs: Taxable?
It was a Sunday morning and I was having my morning cuppa when suddenly I got a call from a friend who was in the process of finalising a deal for purchasing an office premise in Mumbai from a Non Resident (NR).
Ten rules to choosing the right shares to buy
The past is dead. It’s over. When you are buying a share with an expectation to make money in the future, it’s the future that is important.
EPF: A calculation error that paid off well!
All of us who are contributing towards the Employee Provident Fund (EPF) have a reason to smile. Reason being, our EPF will fetch an additional 1% interest rate for the current fiscal.
Highest NAV schemes - Demystified
Before the market crash of 2008, ULIP’s were quite popular, but post the free fall most investors saw their returns being washed away. Thereafter the investor community started looking for options where they could invest but with a safety net.
How TDS works?
THE tax season is here. And if you are an employee you can’t blame your employer for deducting large chunks of money from your salary towards tax deducted at source (TDS), which he is legally obliged to do.
John Templeton's 16 investment rules
SIR John Templeton, the founder of Templeton Funds was a multi-faceted personality, a legendary investor, fund manager and an astute philanthropist. He wrote 16 rules of investment success, which can be found here.
Start planning early for your retirement
Though it is a well known fact that we need to save to build a retirement nest egg, many of us fail to do so. Investment expert Hemant Rustagi tells you how to achieve the desired results.
How to choose a school in India
Q. What exactly do NRI parents look forward to when it comes to schooling for their kids?
Is your Mutual Fund Agent taking you for a ride?
The standards for being a mutual fund agent are shockingly lax and it’s critical to do some due diligence before taking financial advice from anyone
7 common investment mistakes you should avoid
What are the important lessons for people wanting to create wealth through equities? The cardinal rule is to make as few big mistakes as possible.
How to earn better returns from your MF portfolio
Pick up any mutual fund portfolio of an active investor and you will usually find it plagued with typical problems. If we can understand, identify and rectify these common blunders, we can make much better returns out of our money.
How to secure your child's future?
The initial celebrations on the arrival of a child gradually leads to a sober reflection on how best to ensure his / her comfortable upbringing and education. Investment advisor Ramganesh Iyer addresses the finance aspect of this concern.
How to use equity loss to reduce tax liability
Here is a simple way to use already accrued losses to save your tax outflow. You can use your equity capital loss to off set gains from debt mutual funds, gold or real estate.
What is interim budget?
YOU'VE heard about it and now it's going to happen. This year, there won't be an annual full length budget but there will be a Vote on Account or Interim budget, as it is also referred to, instead. So what does Vote on Account mean? Let’s find out.
10-point checklist for planning your taxes
The end of the fiscal is less than two months away. Here is a ten-point checklist for planning your taxes.
Home loan rates: Beware of arithmetical jugglery
OF late, home loan interest rate has been a concern for many due to its volatile behaviour. Banks and institutions often resort to arithmetical jugglery so as to mask the real rates and show attractive rates.
What are the various small savings schemes?
JUST a decade ago, the most sought after investment option were small savings +schemes.
Why Lehman and Merrill fell
IT all began with the sub-prime crisis. If you lost your money in the market crash of January 2008, here's the route to your loss, in chronological order.
Decider: To loan or not
IF you want to buy a house, you have two options to fund it – Either use your own funds or take a loan. Most of us obviously would not be able to afford an outright purchase (without availing of any loan whatsoever).
What is compounding?
You learnt it in school. You passed your math exams with it. And now you simply cannot remember it! We help you revise and also tell you what it has to do with your money.
Early birds get rich
Let us use the case of two friends; one who started early and one who was a Johnny come late, to study this impact of time.
Beware of MF dividend declarations!
As an investor, you are very often tempted by the dividends declared by mutual funds, little realizing that such declarations are a bait to get investors to invest. Amar Pandit tells you why you shouldn't fall for this.
New Fund Offer: Things to note before you invest
As an investor, you often confront this dilemma as to where to invest. The dilemma gets confounded by the fact that there are a slew of offerings from different mutual fund houses. So what to do? Amar Pandit tells some dos and don’ts to follow while taking your important investment decisions.
