Find out what effect will the RBI credit policy have on banks, the economy and the common man.
RBI reducing interest rates in the economy can bring down interest rates across fixed income investment classes. Investors should now review their fixed income investments as RBI shifts its policy stance from controlling inflation expectations to bringing about conditions for economic growth, reckons financial advisor Arjun Parthasarathy
Traditionally, bank deposits have been the favourite investment avenue for us Indians. Read this space to know why should one invest in bank fixed deposits.
Bonds aren't as complex as they may seem. Despite the numerous titles used to describe them – fixed-income securities, debt instruments, credit securities, etc. – bonds are nothing more than a fancy IOU(I owe you) in which the terms, pay-back date and interest rate are carefully spelled out, as in a legal document.
considering that interest rates and inflation are on the verge of peaking out. Ritesh Jain is Canara Robeco's head of Fixed Income and overseas fund management team.
L&T Infrastructure Finance Company is issuing tranche 2 bonds through a public issue of long term infrastructure bonds with a face value of Rs 1,000 each in the nature of secured, redeemable, non-convertible debentures having benefits under Section 80CCF of the Income Tax Act, 1961.
The interest rates that can be offered on these bonds cannot be more than the yields prevailing on the relevant Govt. securities at the time of issue. As the market interest rates have increased in the last few months, the present issues are offering about 0.25-0.5% more returns than the issues in the recent past.
A Karvy India wealth report shows that fixed income instruments have become investors' darling, displacing last year's choice - direct equity due to the uncertainty in financial markets.
CNBC-TV18 catches up with Chaitanya Pande, head of fixed income at ICICI Prudential AMC and Shobhit Mehrotra, senior fund manager and head of credit, HDFC AMC to discuss the scenario at the markets and get their expectations of the RBI move going ahead.
Amid fears of policy paralysis and a widening fiscal deficit, a heightened political rift is the last thing Indian investors bargained for. The market today went into a tizzy, closing nearly 400 points down, quite contrary to the firming trend in Europe ahead of the EU Summit.
Corporate fixed deposits are unsecured loans that do not guarantee anything to an investor in case of a default. When you invest in a bank fixed deposit, the Deposit Insurance and Credit Guarantee Corporation ensures that Rs 1 lakh per bank is repaid to you in case of a default. But there is no guarantee for deposits with companies and NBFCs.
Recurring Deposit
Savings Account
Time Deposit
Safe & sure way to get a regular monthly income. Specially suited for retired employees/ Senior Citizens or any one with high sum for investment . Rate of interest 8%. Maturity Period - Six Years.5% Bonus on Maturity. Post maturity Interest at the rate applicable from time to time (at present 3.5%) Auto credit facility to SB Account.
FAQs on Senior Citizens Savings Scheme, 2004
Salient features of the Senior Citizens Savings Scheme
The continuous rate hikes carried by RBI to combat the inflationary tendencies, have not been very successful and there are more hikes to be expected before the central bank presses pause button. Finance advisor Renu Pothen discusses the impact of current hike and various investment avenues available in the market for the investors.
Anant Narayan, managing director- regional head of fixed income and currency trading- South Asia, Standard Chartered Bank joins CNBC-TV18 to give his outlook of the currency market.
Rating organisations evaluate the credit worthiness of an issuer with respect to debt instruments or its general ability to pay back debt over the specified period of time. The rating is given as an alphanumeric code that represents a graded structure or creditworthiness. Credit Ratings of Debt instruments
Dhawal Dalal, senior vice president and head of fixed income at DSP BlackRock Investment Managers and Amitabh Mohanty, head of fixed income at Reliance Capital Asset Management, in an interview with CNBC-TV18’s Udayan Mukherjee and Mitali Mukherjee, share their views on pros and cons of fixed maturity plans (FMPs).
Swiss bank Credit Suisse announced it would cut about 2,000 jobs as it reported second-quarter net profit that missed expectations, dented by weak trading activity and the strong Swiss franc.
Macquarie Bank has received a Category 4 branch licence from the Dubai Financial Services Authority (DFSA) that will allow the bank to operate as an authorised entity from within the Dubai International Financial Centre (DIFC), it has been announced.
Revenues at the world's biggest investment banks fell 5% to USD 52 billion in the first quarter of 2011, hit by Middle Eastern unrest, natural disasters, volatile commodities and economic uncertainty, a consultancy said in a report on the industry.
Income for top investment banks fell by almost a quarter last year to USD 167 billion from a record performance in 2009, according to an industry report.