credit cards

When does your spouse‘s CIBIL score matter?

Your CIBIL score is a measure of your own credit worthiness that does not get merged with your spouse‘s after marriage. There are several myths about CIBIL score and some of them are related to marriage.

Get your sister a women special credit card this Rakshabandhan

A credit card is a gift that your sister will remember always, as it is something that will last forever.

Five simple steps to rebuild your credit score

Follow this simple advice by taking these steps and you will never be denied a loan for poor credit score.

Govt to bear transaction cost of payments received via cards

At present, customers bear the transaction cost commonly known as merchant discount rate (MDR) on payments made to the government.

Credit Score: What you don't know about it?

Though most of us have heard about CIBIL score, there are so many things many individuals are not aware of.

China's bank card market transactions touch $ 214 trillion

Bank card transactions hit 1,420.8 trillion yuan (USD 214 trillion) last year, according to a report released by the China Banking Association.

Holding many credit cards? Will it affect your future home loan?

Though credit cards help build credit scores, overusing credit cards can reduce your home loan eligibility.

Credit card debt? How to plan your spending

Credit card debt can ruin your money life. Better avoid such a situation using these smart tips.

How to get a loan with no prior credit history?

Banks prefer to lend money to those who have a credit history. An absence of past track record of loan repayment can be an obstacle.

How to build your credit score & protect it

Credit score is essential when it comes to access to credit. It is better to ensure a healthy credit score.

Should you give your teenage child access to a credit card?

If you are still thinking about granting your daughter some plastic money, do read on.

How forgotten bills can kill your credit score

Why does the occasional forgotten bill have such an adverse impact on a credit score?

HC seeks Centre's reply on surcharge on debit, credit card

Advocate Amit Sahni, in his PIL, had said the "unlawful, unequal and arbitrary treatment is visible on the payment of petrol charges through credit and debit cards".

Credit card against fixed deposit offers a slew of advantages

One should know how a credit card against a fixed deposit works and use it judiciously.

11 ideas to avoid a high cost personal or credit card loan

Here are some easy to execute ideas that can help you avoid a high cost loan such as credit card loan or personal loan.

Don't sweat it. Easy hacks to get a healthy CIBIL score

Some simple steps can help you build a good credit score

Five mistakes to avoid while using a credit card

Credit card offers you an access to easy credit. But be prudent while using one.

Why your annual bonus fails to increase your net worth?

Be it your annual bonus or some arrears paid to you, lack of prudence ensures that you remain where you started. Some individuals actually becomes worse off after such large payouts.

How to manage interest free period in credit cards?

Know what the credit card issuing bank means by interest free period for your credit card. Also do not forget to pay the credit card bill in full before the due date.

5 Questions to decide if you are good at managing your finances

Attempt these five questions and you will get a fair understanding of your financial IQ.

How to get into the 800+ credit score club

With a good credit score you could save a lot of money by accessing loans at a cheaper rate of interest. So what does it take to join the ranks of the credit elite and enjoy a richer life?

You may be five steps away from a perfect CIBIL score

Maintaining a high credit score is not at all difficult. You just have to ensure prudent use of credit.

How to manage multiple loans & still maintain your credit score

A borrower‘s financial credibility depends on how adeptly he/she manages his money. It is better to ensure a credit score in excess of 750.

Five things a home maker must know about money matters

Women may not be active participants when it comes to money decisions are taken for the family. However, it is time to take the not so explored path.