Shares of Bajaj Finance were trading flat in Friday's session, with the stock currently priced at Rs 896.05. This comes as the stock touched a day's high of Rs 903.90. Earlier in the day, the stock touched a low of Rs 892.00.
Bajaj Finance's financial performance reveals the following trends based on consolidated figures:
Quarterly Results:
Revenue: The company's revenue has shown consistent growth over the last five quarters. Revenue for the quarter-ending June 2025 stood at Rs 19,523.88 Crore, up from Rs 16,098.67 Crore in June 2024.
Net Profit: Net profit also increased, with Rs 4,764.55 Crore reported for the quarter-ending June 2025, compared to Rs 3,909.46 Crore in June 2024.
EPS: The earnings per share (EPS) stood at Rs 7.57 for the quarter-ending June 2025.
Particulars
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Revenue
Rs 16,098.67 Crore
Rs 17,090.27 Crore
Rs 18,035.11 Crore
Rs 18,456.85 Crore
Rs 19,523.88 Crore
Net Profit
Rs 3,909.46 Crore
Rs 4,010.29 Crore
Rs 4,305.17 Crore
Rs 4,536.75 Crore
Rs 4,764.55 Crore
EPS
63.28
64.66
68.63
72.35
7.57
Annual Results:
Revenue: Over the past five years, Bajaj Finance has demonstrated substantial revenue growth. For the year 2025, the company's revenue reached Rs 69,683.51 Crore, a significant increase from Rs 26,668.10 Crore in 2021.
Net Profit: The net profit has also seen a consistent rise, with Rs 16,761.67 Crore in 2025, compared to Rs 4,419.82 Crore in 2021.
EPS: The earnings per share (EPS) have grown from Rs 73.58 in 2021 to Rs 268.94 in 2025.
BVPS: The book value per share has increased from Rs 613.67 in 2021 to Rs 1,557.43 in 2025.
ROE: Return on equity (ROE) stood at 17.20% for the year 2025.
Debt to Equity: The debt-to-equity ratio was reported at 3.74 for the year 2025.
Particulars
2021
2022
2023
2024
2025
Revenue
Rs 26,668.10 Crore
Rs 31,632.42 Crore
Rs 41,397.38 Crore
Rs 54,969.49 Crore
Rs 69,683.51 Crore
Net Profit
Rs 4,419.82 Crore
Rs 7,028.23 Crore
Rs 11,506.02 Crore
Rs 14,443.53 Crore
Rs 16,761.67 Crore
EPS
73.58
116.64
190.53
236.89
268.94
BVPS
613.67
724.56
899.53
1,241.03
1,557.43
ROE
11.97%
16.07%
21.16%
18.84%
17.20%
Debt to Equity
3.57
3.78
3.99
3.82
3.74
Yearly Income Statement:
Particulars
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Sales
Rs 26,668 Crore
Rs 31,632 Crore
Rs 41,397 Crore
Rs 54,969 Crore
Rs 69,683 Crore
Other Income
Rs 14 Crore
Rs 7 Crore
Rs 8 Crore
Rs 13 Crore
Rs 41 Crore
Total Income
Rs 26,683 Crore
Rs 31,640 Crore
Rs 41,405 Crore
Rs 54,982 Crore
Rs 69,724 Crore
Total Expenditure
Rs 11,276 Crore
Rs 12,388 Crore
Rs 13,319 Crore
Rs 16,955 Crore
Rs 22,892 Crore
EBIT
Rs 15,406 Crore
Rs 19,252 Crore
Rs 28,086 Crore
Rs 38,026 Crore
Rs 46,832 Crore
Interest
Rs 9,414 Crore
Rs 9,748 Crore
Rs 12,559 Crore
Rs 18,724 Crore
Rs 24,770 Crore
Tax
Rs 1,572 Crore
Rs 2,475 Crore
Rs 4,020 Crore
Rs 4,858 Crore
Rs 5,300 Crore
Net Profit
Rs 4,419 Crore
Rs 7,028 Crore
Rs 11,506 Crore
Rs 14,443 Crore
Rs 16,761 Crore
The sales increased by approximately 26.86 percent from Rs 54,969 crore in 2024 to Rs 69,683 crore in 2025. The net profit also increased from Rs 14,443 crore in 2024 to Rs 16,761 crore in 2025.
Quarterly Income Statement:
Particulars
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sales
Rs 16,098 Crore
Rs 17,090 Crore
Rs 18,035 Crore
Rs 18,456 Crore
Rs 19,523 Crore
Other Income
Rs 3 Crore
Rs 5 Crore
Rs 23 Crore
Rs 11 Crore
Rs 3 Crore
Total Income
Rs 16,102 Crore
Rs 17,095 Crore
Rs 18,058 Crore
Rs 18,468 Crore
Rs 19,527 Crore
Total Expenditure
Rs 5,155 Crore
Rs 5,548 Crore
Rs 5,910 Crore
Rs 6,278 Crore
Rs 6,243 Crore
EBIT
Rs 10,946 Crore
Rs 11,547 Crore
Rs 12,148 Crore
Rs 12,190 Crore
Rs 13,284 Crore
Interest
Rs 5,683 Crore
Rs 6,149 Crore
Rs 6,385 Crore
Rs 6,551 Crore
Rs 6,917 Crore
Tax
Rs 1,353 Crore
Rs 1,387 Crore
Rs 1,457 Crore
Rs 1,101 Crore
Rs 1,602 Crore
Net Profit
Rs 3,909 Crore
Rs 4,010 Crore
Rs 4,305 Crore
Rs 4,536 Crore
Rs 4,764 Crore
The sales increased by approximately 21.40 percent from Rs 16,098 crore in Jun 2024 to Rs 19,523 crore in Jun 2025. The net profit also increased from Rs 3,909 crore in Jun 2024 to Rs 4,764 crore in Jun 2025.
Cash Flow:
Particulars
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Operating Activities
Rs -880 Crore
Rs -37,028 Crore
Rs -42,140 Crore
Rs -72,760 Crore
Rs -68,154 Crore
Investing Activities
Rs -428 Crore
Rs 6,346 Crore
Rs -10,365 Crore
Rs -7,171 Crore
Rs -2,765 Crore
Financing Activities
Rs 1,826 Crore
Rs 32,239 Crore
Rs 50,674 Crore
Rs 82,415 Crore
Rs 70,527 Crore
Others
Rs 0 Crore
Rs 0 Crore
Rs 0 Crore
Rs 0 Crore
Rs 0 Crore
Net Cash Flow
Rs 516 Crore
Rs 1,557 Crore
Rs -1,830 Crore
Rs 2,483 Crore
Rs -392 Crore
Balance Sheet:
Particulars
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Share Capital
Rs 120 Crore
Rs 120 Crore
Rs 120 Crore
Rs 123 Crore
Rs 124 Crore
Reserves & Surplus
Rs 36,494 Crore
Rs 43,194 Crore
Rs 53,695 Crore
Rs 76,274 Crore
Rs 96,568 Crore
Current Liabilities
Rs 133,783 Crore
Rs 167,993 Crore
Rs 220,095 Crore
Rs 298,020 Crore
Rs 366,042 Crore
Other Liabilities
Rs 1,128 Crore
Rs 1,196 Crore
Rs 1,316 Crore
Rs 1,322 Crore
Rs 3,391 Crore
Total Liabilities
Rs 171,526 Crore
Rs 212,505 Crore
Rs 275,228 Crore
Rs 375,741 Crore
Rs 466,126 Crore
Particulars
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Fixed Assets
Rs 1,363 Crore
Rs 1,747 Crore
Rs 2,384 Crore
Rs 3,290 Crore
Rs 3,818 Crore
Current Assets
Rs 168,904 Crore
Rs 209,458 Crore
Rs 271,593 Crore
Rs 370,991 Crore
Rs 460,437 Crore
Other Assets
Rs 1,259 Crore
Rs 1,299 Crore
Rs 1,250 Crore
Rs 1,460 Crore
Rs 1,871 Crore
Total Assets
Rs 171,526 Crore
Rs 212,505 Crore
Rs 275,228 Crore
Rs 375,741 Crore
Rs 466,126 Crore
Ratio Analysis:
Particulars
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Basic EPS (Rs.)
73.58
116.64
190.53
236.89
268.94
Diluted Eps (Rs.)
73.00
115.79
189.57
235.98
268.94
Book Value [Excl. Reval Reserve]/Share (Rs.)
613.67
724.56
899.53
1,241.03
1,557.43
Dividend/Share (Rs.)
10.00
20.00
30.00
36.00
56.00
Face Value
2
2
2
2
2
Margin Ratios:
Particulars
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Gross Profit Margin (%)
58.99
62.07
69.01
70.42
68.47
Operating Margin (%)
57.77
60.86
67.84
69.17
67.20
Net Profit Margin (%)
16.57
22.21
27.79
26.27
24.05
Return Ratios:
Particulars
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Return on Networth / Equity (%)
11.97
16.07
21.16
18.84
17.20
ROCE (%)
40.81
43.25
50.94
48.92
46.79
Return On Assets (%)
2.57
3.30
4.18
3.84
3.56
Liquidity Ratios:
Particulars
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Current Ratio (X)
1.26
1.25
1.23
1.24
1.26
Quick Ratio (X)
1.26
1.25
1.23
1.24
1.26
Leverage Ratios:
Particulars
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Debt to Equity (x)
3.57
3.78
3.99
3.82
3.74
Interest Coverage Ratios (X)
1.67
2.01
2.27
2.07
1.93
Turnover Ratios:
Particulars
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Asset Turnover Ratio (%)
0.16
0.16
0.17
0.17
0.17
Inventory Turnover Ratio (X)
0.00
0.00
0.00
0.00
0.00
Growth Ratios:
Particulars
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
3 Yr CAGR Sales (%)
40.85
30.81
25.29
43.57
48.42
3 Yr CAGR Net Profit (%)
28.56
32.64
47.85
80.77
54.43
Valuation Ratios:
Particulars
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
P/E (x)
7.00
6.22
2.95
3.06
3.33
P/B (x)
8.39
10.02
6.24
5.83
5.75
EV/EBITDA (x)
27.92
30.53
19.31
18.86
18.98
P/S (x)
11.62
13.84
8.20
8.14
7.97
Corporate Actions
Bonus Issues: On April 29, 2025, Bajaj Finance announced a bonus issue with a ratio of 4:1, with exbonus date as June 16, 2025. Prior to this, a bonus issue was announced on July 26, 2016, with a ratio of 1:1 and exbonus date as September 8, 2016.
Splits: The company executed a stock split on April 29, 2025, changing the face value from Rs 2 to Rs 1, with exsplit date as June 16, 2025. Another split occurred on July 26, 2016, altering the face value from Rs 10 to Rs 2 and exsplit date as September 8, 2016.
Dividends: Bajaj Finance has consistently distributed dividends. A final dividend of Rs 44 per share (2200%) was announced on April 30, 2025, and a special dividend of Rs 12 per share (600%) was announced on April 29, 2025.
Rights: The company had rights issues, with the recent one being announced on January 15, 2013, existing ratio of 19 and offered ratio of 3, face value was Rs 10 and premium Rs 1090.
The stock's last traded price was Rs 896.05 in Friday's session.