Shares of Bajaj Finance were trading at Rs 879.10, a gain of 0.28% in Thursday's session. The stock touched a day's high of Rs 882.00 and a day's low of Rs 867.25.
Financial Overview
Bajaj Finance's financial performance shows consistent growth over the past few years. Here's a summary of the company's consolidated financial data:
Consolidated Income Statement (Annual)
Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
---|---|---|---|---|---|
Sales | Rs 69,683 Crore | Rs 54,969 Crore | Rs 41,397 Crore | Rs 31,632 Crore | Rs 26,668 Crore |
Other Income | Rs 41 Crore | Rs 13 Crore | Rs 8 Crore | Rs 7 Crore | Rs 14 Crore |
Total Income | Rs 69,724 Crore | Rs 54,982 Crore | Rs 41,405 Crore | Rs 31,640 Crore | Rs 26,683 Crore |
Total Expenditure | Rs 22,892 Crore | Rs 16,955 Crore | Rs 13,319 Crore | Rs 12,388 Crore | Rs 11,276 Crore |
EBIT | Rs 46,832 Crore | Rs 38,026 Crore | Rs 28,086 Crore | Rs 19,252 Crore | Rs 15,406 Crore |
Interest | Rs 24,770 Crore | Rs 18,724 Crore | Rs 12,559 Crore | Rs 9,748 Crore | Rs 9,414 Crore |
Tax | Rs 5,300 Crore | Rs 4,858 Crore | Rs 4,020 Crore | Rs 2,475 Crore | Rs 1,572 Crore |
Net Profit | Rs 16,761 Crore | Rs 14,443 Crore | Rs 11,506 Crore | Rs 7,028 Crore | Rs 4,419 Crore |
Consolidated Income Statement (Quarterly)
Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | |
---|---|---|---|---|---|
Sales | Rs 19,523 Crore | Rs 18,456 Crore | Rs 18,035 Crore | Rs 17,090 Crore | Rs 16,098 Crore |
Other Income | Rs 3 Crore | Rs 11 Crore | Rs 23 Crore | Rs 5 Crore | Rs 3 Crore |
Total Income | Rs 19,527 Crore | Rs 18,468 Crore | Rs 18,058 Crore | Rs 17,095 Crore | Rs 16,102 Crore |
Total Expenditure | Rs 6,243 Crore | Rs 6,278 Crore | Rs 5,910 Crore | Rs 5,548 Crore | Rs 5,155 Crore |
EBIT | Rs 13,284 Crore | Rs 12,190 Crore | Rs 12,148 Crore | Rs 11,547 Crore | Rs 10,946 Crore |
Interest | Rs 6,917 Crore | Rs 6,551 Crore | Rs 6,385 Crore | Rs 6,149 Crore | Rs 5,683 Crore |
Tax | Rs 1,602 Crore | Rs 1,101 Crore | Rs 1,457 Crore | Rs 1,387 Crore | Rs 1,353 Crore |
Net Profit | Rs 4,764 Crore | Rs 4,536 Crore | Rs 4,305 Crore | Rs 4,010 Crore | Rs 3,909 Crore |
Consolidated Balance Sheet
Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
---|---|---|---|---|---|
Share Capital | Rs 124 Crore | Rs 123 Crore | Rs 120 Crore | Rs 120 Crore | Rs 120 Crore |
Reserves & Surplus | Rs 96,568 Crore | Rs 76,274 Crore | Rs 53,695 Crore | Rs 43,194 Crore | Rs 36,494 Crore |
Current Liabilities | Rs 366,042 Crore | Rs 298,020 Crore | Rs 220,095 Crore | Rs 167,993 Crore | Rs 133,783 Crore |
Other Liabilities | Rs 3,391 Crore | Rs 1,322 Crore | Rs 1,316 Crore | Rs 1,196 Crore | Rs 1,128 Crore |
Total Liabilities | Rs 466,126 Crore | Rs 375,741 Crore | Rs 275,228 Crore | Rs 212,505 Crore | Rs 171,526 Crore |
Fixed Assets | Rs 3,818 Crore | Rs 3,290 Crore | Rs 2,384 Crore | Rs 1,747 Crore | Rs 1,363 Crore |
Current Assets | Rs 460,437 Crore | Rs 370,991 Crore | Rs 271,593 Crore | Rs 209,458 Crore | Rs 168,904 Crore |
Other Assets | Rs 1,871 Crore | Rs 1,460 Crore | Rs 1,250 Crore | Rs 1,299 Crore | Rs 1,259 Crore |
Total Assets | Rs 466,126 Crore | Rs 375,741 Crore | Rs 275,228 Crore | Rs 212,505 Crore | Rs 171,526 Crore |
Contingent Liabilities | Rs 8,861 Crore | Rs 8,696 Crore | Rs 9,587 Crore | Rs 7,649 Crore | Rs 5,238 Crore |
Cash Flow
Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
---|---|---|---|---|---|
Operating Activities | Rs -68,154 Crore | Rs -72,760 Crore | Rs -42,140 Crore | Rs -37,028 Crore | Rs -880 Crore |
Investing Activities | Rs -2,765 Crore | Rs -7,171 Crore | Rs -10,365 Crore | Rs 6,346 Crore | Rs -428 Crore |
Financing Activities | Rs 70,527 Crore | Rs 82,415 Crore | Rs 50,674 Crore | Rs 32,239 Crore | Rs 1,826 Crore |
Others | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore |
Net Cash Flow | Rs -392 Crore | Rs 2,483 Crore | Rs -1,830 Crore | Rs 1,557 Crore | Rs 516 Crore |
Ratio | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
---|---|---|---|---|---|
Basic EPS (Rs.) | 268.94 | 236.89 | 190.53 | 116.64 | 73.58 |
Diluted EPS (Rs.) | 268.94 | 235.98 | 189.57 | 115.79 | 73.00 |
Book Value / Share (Rs.) | 1,557.43 | 1,241.03 | 899.53 | 724.56 | 613.67 |
Dividend/Share (Rs.) | 56.00 | 36.00 | 30.00 | 20.00 | 10.00 |
Face Value | 2 | 2 | 2 | 2 | 2 |
Gross Profit Margin (%) | 68.47 | 70.42 | 69.01 | 62.07 | 58.99 |
Operating Margin (%) | 67.20 | 69.17 | 67.84 | 60.86 | 57.77 |
Net Profit Margin (%) | 24.05 | 26.27 | 27.79 | 22.21 | 16.57 |
Return on Networth / Equity (%) | 17.20 | 18.84 | 21.16 | 16.07 | 11.97 |
ROCE (%) | 46.79 | 48.92 | 50.94 | 43.25 | 40.81 |
Return On Assets (%) | 3.56 | 3.84 | 4.18 | 3.30 | 2.57 |
Current Ratio (X) | 1.26 | 1.24 | 1.23 | 1.25 | 1.26 |
Quick Ratio (X) | 1.26 | 1.24 | 1.23 | 1.25 | 1.26 |
Debt to Equity (x) | 3.74 | 3.82 | 3.99 | 3.78 | 3.57 |
Interest Coverage Ratios (X) | 1.93 | 2.07 | 2.27 | 2.01 | 1.67 |
Asset Turnover Ratio (%) | 0.17 | 0.17 | 0.17 | 0.16 | 0.16 |
Inventory Turnover Ratio (X) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
3 Yr CAGR Sales (%) | 48.42 | 43.57 | 25.29 | 30.81 | 40.85 |
3 Yr CAGR Net Profit (%) | 54.43 | 80.77 | 47.85 | 32.64 | 28.56 |
P/E (x) | 3.33 | 3.06 | 2.95 | 6.22 | 7.00 |
P/B (x) | 5.75 | 5.83 | 6.24 | 10.02 | 8.39 |
EV/EBITDA (x) | 18.98 | 18.86 | 19.31 | 30.53 | 27.92 |
P/S (x) | 7.97 | 8.14 | 8.20 | 13.84 | 11.62 |
Corporate Actions
Bajaj Finance has been actively involved in several corporate actions:
With the stock currently trading at Rs 879.10, Bajaj Finance shows a slight increase from its previous close, reflecting dynamic market activity and strong financial metrics.
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