Go Ad-Free
    My Alerts
    Moneycontrol
    Moneycontrol PRO
    HomeNewsBusinessStocksBajaj Finance shares decline 1.52% in Wednesday's trade

    Bajaj Finance shares decline 1.52% in Wednesday's trade

    With the stock currently trading at Rs 888.55, Bajaj Finance has shown a decline in today's session, and the sentiment analysis for the stock is neutral as of August 18, 2025.

    Alpha Desk
    August 20, 2025 / 12:56 IST
    Disclaimer This is an AI-assisted live blog with updates from multiple sources Disclaimer
       
       
      26 Aug, 2025 12:21
      Volume
      Todays L/H
      More

      Shares of Bajaj Finance were trading lower in Wednesday's session, with the stock priced at Rs 888.55, a 1.52% decline. Earlier in the trading day, the stock touched a high of Rs 902.00 and a low of Rs 886.05. The stock is currently among the top losers on Nifty 50.

      Financial Snapshot

      Bajaj Finance's financial performance shows consistent growth in revenue and net profit. Here’s an overview of the company's consolidated financial results:

      Consolidated Quarterly Results (Rs Crore)

      HeadingJun 2024Sep 2024Dec 2024Mar 2025Jun 2025
      RevenueRs 16,098.67 CroreRs 17,090.27 CroreRs 18,035.11 CroreRs 18,456.85 CroreRs 19,523.88 Crore
      Net ProfitRs 3,909.46 CroreRs 4,010.29 CroreRs 4,305.17 CroreRs 4,536.75 CroreRs 4,764.55 Crore
      EPS63.2864.6668.6372.357.57

      The revenue for the quarter ending June 2025 stood at Rs 19,523.88 Crore, compared to Rs 16,098.67 Crore in June 2024. The net profit for the quarter ending June 2025 was Rs 4,764.55 Crore, up from Rs 3,909.46 Crore in the corresponding quarter of the previous year.

      Consolidated Yearly Results (Rs Crore)

      Heading20212022202320242025
      RevenueRs 26,668.10 CroreRs 31,632.42 CroreRs 41,397.38 CroreRs 54,969.49 CroreRs 69,683.51 Crore
      Net ProfitRs 4,419.82 CroreRs 7,028.23 CroreRs 11,506.02 CroreRs 14,443.53 CroreRs 16,761.67 Crore
      EPS73.58116.64190.53236.89268.94
      BVPS613.67724.56899.531,241.031,557.43
      ROE11.9716.0721.1618.8417.20
      Debt to Equity3.573.783.993.823.74

      The annual revenue saw a substantial increase, growing from Rs 26,668.10 Crore in 2021 to Rs 69,683.51 Crore in 2025. Similarly, the net profit rose from Rs 4,419.82 Crore in 2021 to Rs 16,761.67 Crore in 2025.

      Annual Income Statement (Consolidated)

      Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021
      SalesRs 69,683 CroreRs 54,969 CroreRs 41,397 CroreRs 31,632 CroreRs 26,668 Crore
      Other IncomeRs 41 CroreRs 13 CroreRs 8 CroreRs 7 CroreRs 14 Crore
      Total IncomeRs 69,724 CroreRs 54,982 CroreRs 41,405 CroreRs 31,640 CroreRs 26,683 Crore
      Total ExpenditureRs 22,892 CroreRs 16,955 CroreRs 13,319 CroreRs 12,388 CroreRs 11,276 Crore
      EBITRs 46,832 CroreRs 38,026 CroreRs 28,086 CroreRs 19,252 CroreRs 15,406 Crore
      InterestRs 24,770 CroreRs 18,724 CroreRs 12,559 CroreRs 9,748 CroreRs 9,414 Crore
      TaxRs 5,300 CroreRs 4,858 CroreRs 4,020 CroreRs 2,475 CroreRs 1,572 Crore
      Net ProfitRs 16,761 CroreRs 14,443 CroreRs 11,506 CroreRs 7,028 CroreRs 4,419 Crore

      Sales for March 2025 were Rs 69,683 Crore compared to Rs 54,969 Crore for March 2024. The net profit for March 2025 was Rs 16,761 Crore, up from Rs 14,443 Crore in March 2024.

      Quarterly Income Statement (Consolidated)

      Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
      SalesRs 19,523 CroreRs 18,456 CroreRs 18,035 CroreRs 17,090 CroreRs 16,098 Crore
      Other IncomeRs 3 CroreRs 11 CroreRs 23 CroreRs 5 CroreRs 3 Crore
      Total IncomeRs 19,527 CroreRs 18,468 CroreRs 18,058 CroreRs 17,095 CroreRs 16,102 Crore
      Total ExpenditureRs 6,243 CroreRs 6,278 CroreRs 5,910 CroreRs 5,548 CroreRs 5,155 Crore
      EBITRs 13,284 CroreRs 12,190 CroreRs 12,148 CroreRs 11,547 CroreRs 10,946 Crore
      InterestRs 6,917 CroreRs 6,551 CroreRs 6,385 CroreRs 6,149 CroreRs 5,683 Crore
      TaxRs 1,602 CroreRs 1,101 CroreRs 1,457 CroreRs 1,387 CroreRs 1,353 Crore
      Net ProfitRs 4,764 CroreRs 4,536 CroreRs 4,305 CroreRs 4,010 CroreRs 3,909 Crore

      Sales for June 2025 were Rs 19,523 Crore compared to Rs 16,098 Crore for June 2024. The net profit for June 2025 was Rs 4,764 Crore, up from Rs 3,909 Crore in June 2024.

      Balance Sheet (Consolidated)

      Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021
      Equities & Liabilities
      Share CapitalRs 124 CroreRs 123 CroreRs 120 CroreRs 120 CroreRs 120 Crore
      Reserves & SurplusRs 96,568 CroreRs 76,274 CroreRs 53,695 CroreRs 43,194 CroreRs 36,494 Crore
      Current LiabilitiesRs 366,042 CroreRs 298,020 CroreRs 220,095 CroreRs 167,993 CroreRs 133,783 Crore
      Other LiabilitiesRs 3,391 CroreRs 1,322 CroreRs 1,316 CroreRs 1,196 CroreRs 1,128 Crore
      Total LiabilitiesRs 466,126 CroreRs 375,741 CroreRs 275,228 CroreRs 212,505 CroreRs 171,526 Crore
      Assets
      Fixed AssetsRs 3,818 CroreRs 3,290 CroreRs 2,384 CroreRs 1,747 CroreRs 1,363 Crore
      Current AssetsRs 460,437 CroreRs 370,991 CroreRs 271,593 CroreRs 209,458 CroreRs 168,904 Crore
      Other AssetsRs 1,871 CroreRs 1,460 CroreRs 1,250 CroreRs 1,299 CroreRs 1,259 Crore
      Total AssetsRs 466,126 CroreRs 375,741 CroreRs 275,228 CroreRs 212,505 CroreRs 171,526 Crore
      Other Info
      Contingent LiabilitiesRs 8,861 CroreRs 8,696 CroreRs 9,587 CroreRs 7,649 CroreRs 5,238 Crore

      Total assets have increased from Rs 171,526 Crore in March 2021 to Rs 466,126 Crore in March 2025. Current liabilities have also risen, from Rs 133,783 Crore in March 2021 to Rs 366,042 Crore in March 2025.

      Cash Flow (Consolidated)

      Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021
      Operating ActivitiesRs -68,154 CroreRs -72,760 CroreRs -42,140 CroreRs -37,028 CroreRs -880 Crore
      Investing ActivitiesRs -2,765 CroreRs -7,171 CroreRs -10,365 CroreRs 6,346 CroreRs -428 Crore
      Financing ActivitiesRs 70,527 CroreRs 82,415 CroreRs 50,674 CroreRs 32,239 CroreRs 1,826 Crore
      OthersRs 0 CroreRs 0 CroreRs 0 CroreRs 0 CroreRs 0 Crore
      Net Cash FlowRs -392 CroreRs 2,483 CroreRs -1,830 CroreRs 1,557 CroreRs 516 Crore

      Cash flow from operating activities was negative for March 2025 at Rs -68,154 Crore. Financing activities provided a positive cash flow of Rs 70,527 Crore for March 2025.

      Key Financial Ratios

      RatioMar 2021Mar 2022Mar 2023Mar 2024Mar 2025
      Per Share Ratios
      Basic EPS (Rs.)73.58116.64190.53236.89268.94
      Diluted EPS (Rs.)73.00115.79189.57235.98268.94
      Book Value /Share (Rs.)613.67724.56899.531,241.031,557.43
      Dividend/Share (Rs.)10.0020.0030.0036.0056.00
      Face Value22222
      Margin Ratios
      Gross Profit Margin (%)58.9962.0769.0170.4268.47
      Operating Margin (%)57.7760.8667.8469.1767.20
      Net Profit Margin (%)16.5722.2127.7926.2724.05
      Return Ratios
      Return on Networth / Equity (%)11.9716.0721.1618.8417.20
      ROCE (%)40.8143.2550.9448.9246.79
      Return On Assets (%)2.573.304.183.843.56
      Liquidity Ratios
      Current Ratio (X)1.261.251.231.241.26
      Quick Ratio (X)1.261.251.231.241.26
      Leverage Ratios
      Debt to Equity (x)3.573.783.993.823.74
      Interest Coverage Ratios (X)1.672.012.272.071.93
      Turnover Ratios
      Asset Turnover Ratio (%)0.160.160.170.170.17
      Inventory Turnover Ratio (X)0.000.000.000.000.00
      Growth Ratios
      3 Yr CAGR Sales (%)40.8530.8125.2943.5748.42
      3 Yr CAGR Net Profit (%)28.5632.6447.8580.7754.43
      Valuation Ratios
      P/E (x)7.006.222.953.063.33
      P/B (x)8.3910.026.245.835.75
      EV/EBITDA (x)27.9230.5319.3118.8618.98
      P/S (x)11.6213.848.208.147.97
      Corporate Actions

      Bajaj Finance has been actively involved in several corporate actions, including announcements related to credit ratings, dividends, bonus issues and stock splits. Key highlights include:

      • Credit Rating: Moody's Ratings assigned a new rating of Baa3 Corporate Family Rating (CFR) with a stable outlook as of August 4, 2025.
      • Dividends: Recent dividend announcements include a final dividend of Rs.44.00 per share (2200%) announced on April 30, 2025, and a special dividend of Rs.12.00 per share (600%) announced on April 29, 2025.
      • Bonus Issues: A bonus issue was announced on April 29, 2025, with a bonus ratio of 4:1 and exbonus date of June 16, 2025.
      • Stock Splits: A stock split was announced on April 29, 2025, with an exsplit date of June 16, 2025, changing the face value from Rs 2 to Rs 1.
      Cash Flow
      Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021
      Operating ActivitiesRs -68,154 CroreRs -72,760 CroreRs -42,140 CroreRs -37,028 CroreRs -880 Crore
      Investing ActivitiesRs -2,765 CroreRs -7,171 CroreRs -10,365 CroreRs 6,346 CroreRs -428 Crore
      Financing ActivitiesRs 70,527 CroreRs 82,415 CroreRs 50,674 CroreRs 32,239 CroreRs 1,826 Crore
      OthersRs 0 CroreRs 0 CroreRs 0 CroreRs 0 CroreRs 0 Crore
      Net Cash FlowRs -392 CroreRs 2,483 CroreRs -1,830 CroreRs 1,557 CroreRs 516 Crore

      Cash flow from operating activities was negative for March 2025 at Rs -68,154 Crore. Financing activities provided a positive cash flow of Rs 70,527 Crore for March 2025.

      With the stock currently trading at Rs 888.55, Bajaj Finance has shown a decline in today's session, and the sentiment analysis for the stock is neutral as of August 18, 2025.

      Alpha Desk
      first published: Aug 20, 2025 12:56 pm

      Discover the latest Business News, Sensex, and Nifty updates. Obtain Personal Finance insights, tax queries, and expert opinions on Moneycontrol or download the Moneycontrol App to stay updated!

      Subscribe to Tech Newsletters

      • On Saturdays

        Find the best of Al News in one place, specially curated for you every weekend.

      • Daily-Weekdays

        Stay on top of the latest tech trends and biggest startup news.

      Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347