Personal Finance

New ITR forms: NRIs will now have to separately disclose turnover and income under the new presumptive income scheme

The updated ITR forms include dedicated sections aligned with presumptive taxation rules under Sections 44B, 44BB, 44BBA, 44BBC, and 44BBD.

Mutual fund inflows spike in March: Here are the schemes that saw the most money

March data shows investors buying the dip, with small-cap and mid-cap funds leading equity inflows.

Gold, Silver Rates Today (Apr. 14): MCX gold 0.05% up at Rs 1,52,837, silver 2.42% higher; precious metals near term outlook

Bullion traded marginally higher on early April 14 trade amid uncertainty over the West Asia war, while investors closely track geopolitical developments following the US and Iran's decision to agree to a two-week ceasefire.

The real cost of raising a child in urban India today

From education to everyday living, parenting now comes with layered financial demands.

Why being able to afford everything can leave you with nothing saved

Just because you can pay for something doesn’t mean it fits your long-term financial plan.

Secure your legacy: Steps to ensure that your will is contest-proof

A well-drafted and carefully executed will, supported by proper legal processes and documentation, can minimise disputes, safeguard your estate, and ensure your wishes are honoured without conflict

Are your EMIs controlling your lifestyle and decisions?

High fixed repayments can quietly restrict financial freedom and everyday choices

MP High Court upholds Rs 40,000 maintenance for engineer wife

Husband cannot deny support based on earning capacity alone; court backs wife who quit job due to marital responsibilities

Renting feels expensive until you calculate the full cost of buying

Homeownership carries hidden expenses that often outweigh the visible cost of rent.

Buying a car is easy. Running it is where the money goes

The real cost of owning a car lies in the expenses that follow the purchase.

Rural India takes the lead in insurance growth, leaving metros behind: Study

The study suggests that digital distribution is playing a key role in expanding insurance access beyond metros

Will my ongoing EMIs reduce my personal loan eligibility?

Existing EMIs may impact your repayment capacity, but they don’t necessarily disqualify you. Certain factors can still help secure a new loan. Managing your finances wisely can improve both approval chances and loan terms.

New labour code: How the 50% wage rule will reshape salaries

Over time, salary structures are expected to become more standardised and transparent

Bitcoin slips below $71K amid pressure as failed US-Iran talks heighten geopolitical uncertainty

Focus on buying closer to support. Use staggered entries. Limit risk per trade to 1–2% of capital. This is not a momentum market. Patience and capital protection matter more than speed right now, says analyst

Selling inherited property? Here's what you need to know about tax, savings and passing on the wealth

In case the property was bought before April 1, 2001, your father can take the market value (not higher than stamp duty value) as on that date

Petrol, diesel prices today, April 13: Any change in fuel rates today? Check latest city-wise prices

Petrol and diesel prices remain unchanged across major cities, extending the ongoing trend of stability in fuel rates.

Gold, Silver Rates Today (Apr. 13) - Live Updates: Gold nears 1.52 lakh, silver inch marginally higher; precious metals outlook

Bullion traded lower on early April 13 trade amid uncertainty over the West Asia war, while investors closely track geopolitical developments following the US and Iran's decision to agree to a two-week ceasefire, which entered its fifth day.

Hidden cost of moving cities: Why your health insurance premium spikes and how to choose wisely

Experts say the biggest mistake people make is choosing a policy based only on the lowest premium

How to decide between under-construction and ready-to-move homes

One looks cheaper on paper, the other feels safer in reality, and the right choice usually depends on what you can actually handle, not just what you prefer.

Why upgrading your house too early can slow your wealth building

Moving into a bigger home feels like progress, but the financial impact often stretches far beyond the EMI.

What happens if gold prices fall during your gold loan

The loan stays the same, but the value backing it doesn’t, and that’s where things can get uncomfortable.

Can you negotiate your loan interest rate after approval?

Why your bargaining power doesn’t end once the loan is sanctioned — and how to actually use it.

When multiple small loans become one big problem

Each EMI looks manageable on its own, but together they can quietly take over your cash flow.

Sukanya Samriddhi Account: If a girl starts investing at 10, will she get maturity at 21 or 31? Here’s what the rule says

To leverage these benefits, open an SSY account at a post office or authorised bank for a girl child under 10 years

Your salary went up, but you still feel broke. Here’s what’s happening

Why higher income doesn’t always translate into more money in your account.