Personal Finance

Cryptocurrency prices today: Bitcoin crashes lowest at $85,000 level; why is crypto price falling?

Bitcoin prices slips more than 33 percent from from its October high of $1,26,000.

Gold and Silver rates in India today: Prices dip marginally; check rates in Delhi, Kolkata, Mumbai

Gold and silver price in the domestic market dip marginally.

SIP vs Lump Sum vs STP: What strategy works best for wealth creation

SIPs and lumpsum offer a more stable and consistent return experience than lumpsum investing, especially over a 7-year or longer time frame.

How to spot a fake bank app before you install it

Simple checks can protect you from downloading malware disguised as your bank’s official app.

Six simple ratios to check before buying any insurance policy

These simple financial ratios help reveal whether an insurance plan is actually worth your money.

Axis Bank offers free EazyDiner Prime Membership to credit and debit cardholders: Here's how

Axis Bank offers free EazyDiner Prime membership to Credit and Debit Cardholders, providing discounts, deals, and priority reservations at restaurants. Eligible cardholders can get 3-months to 1-year membership.

Pet insurance in India: How much it really covers (and what it doesn’t)

Pet insurance can soften the blow of big vet bills, but its gaps and exclusions matter just as much as the benefits.

Income Tax Update: Finance Ministry opens Capital Gains Account Scheme to 19 private banks; check full list

However, the restriction on rural branches continues, meaning only branches in areas with a population above 10,000 (as per the 2011 Census) can offer the scheme.

Dispute on your credit card bill? A calm, step-by-step way to get it sorted

Act fast, gather proof, and follow the right channels — you can usually resolve disputes without stress.

Before you say yes: key checks to make before taking a top-up loan from your bank

A top-up loan can be helpful, but only if you understand the fine print and long-term impact.

EPF withdrawal stuck? Here’s how to fix delays and partial payments quickly

A few simple checks and follow-ups can help you resolve EPF withdrawal delays without stress.

Smart money hacks to cut expenses and boost your annual savings

A few mindful spending habits and smarter financial choices can help you save big without feeling the pinch.

Peru set to get its own UPI-inspired real-time payments system soon

Once implemented, it will make Peru the first South American country to adopt the Unified Payment Interface (UPI) technology.

Gold and Silver ETFs delivered over 50% return in one year; check the top schemes

Gold ETFs have delivered over 32 percent return in three years compared to 35 percent by Silver ETFs during the period.

Old vs new tax regime: which works better for post-retirement income from hybrid funds?

Under the new tax regime, an individual does not pay tax on income taxed at slab rate if total income does not exceed Rs 12 lakh, due to the Section 87A rebate. However, short or long-term capital gains do not qualify for this rebate.

Cryptocurrency prices today: Bitcoin takes massive fall before quick recovery, other tokens follow

The price of Bitcoin witnessed a significant price fluctuation of almost 4.90 percent in just over six hours.

Infosys buyback opens today: 8 smart checks before you tender shares; eligibility, tax rules and more

Tendering shares in a buyback is tax-efficient if your total taxable income (including the dividend from the buyback) does not exceed the threshold of Rs 12 lakh for the Section 87A rebate under the new tax regime.

Secure your legacy: Why Supreme Court wants women to write their own wills

The Supreme Court urged women, especially Hindu women, to draft wills to prevent disputes over self-acquired properties

Gold and Silver: The perfect investment mix for uncertain times

Indian investors are increasingly investing in gold and silver, with a preference for ETFs and FoFs, driven by market volatility and low-cost access, seeking stability and growth in uncertain times.

Gold and Silver rates in India today: November 20, 2025: Prices recover: Check rates in Delhi, Kolkata, Mumbai

Gold and silver price in the domestic market tick up.

Sovereign Gold Bond 2017-18 Series-VIII matures on November 20: RBI fixes Rs 12,300 redemption price; investors to get 317% return

Investors who subscribed at the issue price of Rs 2,951 per gram (the original issue price for this tranche), will receive the maturity amount directly into their linked bank accounts.

Need cash but don’t want to break your FD? Try an overdraft instead

Using your fixed deposit as collateral can often work out cheaper than withdrawing it prematurely.

Cut costs, not comfort: Smart ways to reduce your monthly expenses

Trimming your monthly spending doesn’t mean living frugally—it’s about being smarter with your money and making every rupee count without compromising your lifestyle.