The Centre said the dearness allowance increase of 2 percent over the existing rate of 58 percent of the basic pay or pension will compensate for the price rise for the government employees.
Upgrading property can improve lifestyle, but it may slow long-term wealth creation
It feels like a loan, but whether it impacts your score depends on how it’s structured.
First-time investors should note that investments in precious metal ETFs involve risks. It requires investors to assess volatility, tracking error, expense ratio, and other key parameters before investing.
Smaller monthly payments may improve short term comfort but increase long term borrowing costs.
Gold can add stability to a portfolio, but it is not a universal solution for financial security.
It’s not about how much you spend, it’s about how you use your card that quietly shapes your financial profile over time
With gold prices elevated, Akshaya Tritiya buying is shifting from quantity to strategy, with investors exploring smarter, more flexible options.
Petrol and diesel prices remain steady as oil companies continue to cushion consumers from global market volatility.
Gold saving schemes can help you plan purchases, but only if you understand how they actually work.
Loans can be useful in certain situations, but only if they solve a real need and don’t create new pressure
It’s a simple habit, but if you get this right consistently, it can do more for your credit score than almost anything else
What feels like a routine family transfer can raise tax questions and record gaps if you’re not careful.
Both feel routine now, but the way they handle risk is very different and that matters more than convenience.
Using your full limit might feel normal, but it can signal risk to lenders and pull your score down faster than you expect
Under the new tax regime, the absence of traditional deductions does not eliminate tax-saving opportunities, as a well-structured salary combining employer contributions and perquisites like car leasing can reduce tax burden
Advanced liver disease often requires long hospital stays, repeated diagnostics and, in severe cases, transplants costing tens of lakhs
Taking a new personal loan to repay an existing one can offer temporary relief. However, without careful planning, it can lead to a cycle of debt and added costs. The key is to evaluate your repayment capacity and ensure the move genuinely improves your financial position.
A personal loan today is quick and convenient, but approval isn’t guaranteed. If your application gets rejected, understanding the reasons can help you improve your chances. Take corrective steps and reapply smarter to secure the funds you need.
Shares that are not accepted in the buyback remain in a dematerialised (demat) account and continue to face market risks
Investors should avoid over-allocating during sudden spikes and refrain from impulsive decisions driven by market momentum, says analyst.
Returns differ across bank categories, with small finance banks leading and larger banks offering comparatively lower rates
Income-tax laws do not prescribe any limit on the amount of gold an individual can legally own but keep details of source of acquisition handy
With tailored rewards and partner perks, these cards can often give you more value than a regular credit card
Petrol and diesel prices remain largely unchanged despite global crude volatility and ongoing domestic political considerations.