LIC MF Balanced Advantage Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Dynamic Asset Allocation or Balanced Advantage

Scheme Objective

The investment objective of the scheme is to provide capital appreciation/ income to the investors from dynamic mix of equity, debt and money market instruments.

Scheme Details

Fund manager(s) – Yogesh Patil , Rahul Singh , Jaiprakash Toshniwal
Launch date – 12-Nov-2021
Expense ratio – 0.76% as declared on 30-Sep-2025 (category average is 0.74%)
Benchmark - NIFTY 50 Hybrid Composite Debt 50:50 Index

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

LIC MF Balanced Advantage Fund - Direct Plan - Growth charges 1.0% of sell value; if fund sold before 90 days. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

804.01

0.00

0.00%

Sep - 2025	804.01	0.00%
Aug - 2025	805.91	0.00%
Jul - 2025	827.65	0.00%
Jun - 2025	845.35	0.00%
May - 2025	830.92	0.00%
Apr - 2025	760.60	0.00%
Mar - 2025	756.75	0.00%
Feb - 2025	719.51	0.00%
Jan - 2025	769.41	0.00%

2024

792.35

0.00

0.00%

Dec - 2024	792.35	0.00	0.00%
Nov - 2024	797.15	0.00	0.00%
Oct - 2024	791.30	0.00	0.00%
Sep - 2024	844.69	0.00	0.00%
Aug - 2024	872.09	0.00	0.00%
Jul - 2024	877.28	0.00	0.00%
Jun - 2024	881.51	0.00	0.00%
May - 2024	868.01	261663.35	0.33%
Apr - 2024	886.14	257500.49	0.34%
Mar - 2024	891.44	250603.06	0.36%
Feb - 2024	899.95	246673.49	0.36%
Jan - 2024	925.38	241918.12	0.38%

2023

979.61

235254.77

0.42%

Dec - 2023	979.61	235254.77	0.42%
Nov - 2023	971.91	223228.20	0.44%
Oct - 2023	963.92	213242.44	0.45%
Sep - 2023	995.12	215085.84	0.46%
Aug - 2023	1003.79	210094.37	0.48%
Jul - 2023	1032.31	206401.62	0.50%
Jun - 2023	1031.02	200425.68	0.51%
May - 2023	1034.16	195569.76	0.53%
Apr - 2023	1032.68	192507.27	0.54%
Mar - 2023	1015.55	187770.29	0.54%
Feb - 2023	1030.82	187435.73	0.55%
Jan - 2023	1060.40	188703.61	0.56%

2022

1092.30

190406.67

0.57%

Dec - 2022	1092.30	190406.67	0.57%
Nov - 2022	1152.53	193104.25	0.60%
Oct - 2022	1189.29	191220.35	0.62%
Sep - 2022	1197.82	186349.02	0.64%
Aug - 2022	1233.11	188580.43	0.65%
Jul - 2022	1214.20	182966.27	0.66%
Jun - 2022	1152.11	173882.07	0.66%
May - 2022	1173.38	176067.23	0.67%
Apr - 2022	1174.78	176046.08	0.67%
Mar - 2022	1177.03	174563.65	0.67%
Feb - 2022	1152.97	168964.69	0.68%
Jan - 2022	1152.95	170062.94	0.68%

2021

1120.96

165994.43

0.68%

Dec - 2021	1120.96	165994.43	0.68%
Nov - 2021	1065.82	159637.59	0.67%
Oct - 2021	0.00	156536.85	0.00%
Sep - 2021	0.00	144630.94	0.00%

Tax Rate

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Contact Details

LIC Mutual Fund Asset Management Company Ltd.

4TH FLOOR, INDUSTRIAL INSURANCE BUILDING, OPP. CHURCHGATE STATION MUMBAI 400020
Tel no.: 022-66016000
Fax no.: 022-22843660
Website.: www.licmf.com

Forum

NITINPIMPALE
MF Investment Help
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11 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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23 days ago

View more

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The Fixed Income
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3 days ago

Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

Posted by : The Fixed Income
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  Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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73 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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86 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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124 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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